About Air India SBI Signature Credit Card
Air India SBI Signature Credit Card is a travel credit card designed for frequent domestic and international travellers. This SBI credit card offers accelerated reward points on Air India flight bookings, helping users save more on travel.
The card also provides benefits like complimentary domestic lounge access and Priority Pass membership for international lounge access. These features make travel more comfortable and rewarding for frequent flyers.
Overall, it is a suitable option for users who regularly fly with Air India and want to maximise savings through travel-focused benefits.
Air India SBI Signature Credit Card is best suited for frequent Air India flyers who book tickets directly through the airline’s platform. The card offers high reward points (up to 30 RP/₹100) on Air India bookings, 20,000 welcome bonus points, and lounge access across domestic airports. Additional benefits include premium travel insurance, low forex markup, concierge services, and conversion of points into Flying Returns miles. However, it comes with a high annual fee of ₹4,999 and is mainly rewarding only for loyal Air India travelers, with limited redemption flexibility and no cashback option.
Air India SBI Signature Credit Card Rewards Program
Rewards Program
- Earn 10 reward points per ₹100 on Air India bookings via website, app or booking channels
- Earn 4 reward points per ₹100 on all other spends
- Use your reward points as Air India Air Miles—1 point = 1 Air Mile.
Also read: Best SBI Credit Cards
Other Features and Benefits
Welcome Benefits
- Get 20,000 reward points on paying the annual fee within 15 days
- Get complimentary Flying Returns membership (Air India frequent flyer program)
Milestone Benefits
- Earn 20,000 bonus points on ₹5 lakh annual spends
- Earn 30,000 bonus points on ₹10 lakh spends (total 50,000)
- Earn 50,000 bonus points on ₹20 lakh spends (total 1,00,000)
Also Read: Best Milestone Benefits Credit Cards
Air Miles Conversion
- Convert reward points into Air India miles at 1:1 ratio
Lounge Access
- Get complimentary Priority Pass membership with access to 600+ global lounges
- Enjoy 8 domestic lounge visits per year (max 2 per quarter)
Also Check: Best Lounge Access Credit Cards
Anniversary Benefit
- Get 5,000 reward points every year on renewal
Fuel Benefit
- Get 1% fuel surcharge waiver up to ₹250 per month
Other Benefits
- Flexipay: Convert purchases above ₹2,500 into easy EMIs
- Easy Bill Pay: Pay utility bills automatically with standing instructions
- Add-on Card: Get add-on cards for family members aged 18+
- Easy Money: Get cheque or draft against your card’s cash limit
- Security: Enjoy lost card liability cover up to ₹1 lakh
Also Read: Best Fuel Credit Cards
Fees and Charges
| Title | Details |
| Annual Fee | Rs. 4,999 |
| Renewal Fee | Rs. 4,999 |
| Finance Charges | Up to 3.50% per month [42% per annum] |
| Late Payment Charges* | For Statement Balance
Less than Rs. 500 – Nil
Rs. 500 up to Rs. 1,000 – Rs. 400
Rs. 1,000 up to Rs. 10,000 – Rs. 750
Rs. 10,000 up to Rs. 25,000 – Rs. 950
Rs. 25,000 up to Rs. 50,000 – Rs. 1,100
Amount over Rs. 50,000 – Rs. 1,300 |
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Document Required For Air India SBI Signature Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Click here to know More Terms and Conditions
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Air India SBI Signature Credit Card Highlights
What do we like about this card?
- Earn 30 Reward Points per ₹100 on Air India bookings made via airindia.in or the Air India app
- 4 complimentary domestic airport lounge visits per quarter
- Lounge access at select MasterCard & Visa lounges across India
- Convert reward points to Air India Flying Returns miles
- Low 1.99% foreign currency markup on international transactions
Things to Know Before you apply
Get this card if:
- You frequently travel with Air India
- You book flights directly via Air India’s website, app, or booking offices
- You prefer earning Air Miles over cashback or regular rewards
- You want premium travel benefits like lounge access, travel insurance, and concierge services
Pros
- Best-in-class rewards on Air India bookings
- High welcome bonus of 20,000 points
- Complimentary domestic lounge access
- Premium travel insurance coverage
- Concierge services and international travel perks
Cons
- High annual fee of ₹4,999
- Rewards limited to Air India bookings only
- Not ideal for infrequent flyers
- No cashback or flexible redemption options
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
- Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
- Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
- Simply SMS: Send an SMS to 5676791 from your registered mobile number
For Further Support: Contact SBI Customer Care Center
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Frequently Asked Questions
Yes, the Air India SBI Signature Card has chip and PIN technology which makes it highly secured and protected for transactions.
For railway ticket bookings, the surcharge is Rs. 30 + 2.5% of the transaction amount at ticket counters and 1.8% of the transaction amount plus service charges for bookings made on the Indian Railways website.
The card offers you 2 complimentary domestic lounge visits per quarter.
The Air India SBI Signature Card has A joining fee of Rs. 4,999 plus applicable taxes.
You can convert earned Reward Points into Air India Air Miles. 1 Reward Point = 1 Air Mile, and there is no redemption fee for this conversion.
Reward Points can be redeemed through the SBI Card net banking portal or You can also contact the SBI Credit Card customer care.
In this case, immediately contact SBI Credit Card customer care at 1860 180 1290 or 1800 180 1290 to block your card.
