Best Lifetime free Credit Cards in 2025

Lifetime free credit cards don’t charge any joining or annual fees, making them a great option for beginners or those new to credit. While most of these cards offer basic features and lower rewards, some can still provide good value on specific spending categories or partner brands. To get the most out of such a card, it’s important to match it with your spending habits. Here’s a list of the best lifetime free credit cards in India.

Axis Bank AURA Credit Card

Apply Credit Card
Joining Fee 749 + Tax
Renewal Fee 749 + Tax
Best Suited For Dining | Reward Points | Lifetime free
Reward Type Reward Points
Welcome Benefits
Dining
Reward Points
Lifetime free

SBI Signature Corporate Card

Apply Credit Card
Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Best Suited For Travel | Airport Lounge Access | Lifetime free
Reward Type Reward Points
Welcome Benefits
Travel
Airport Lounge Access
Lifetime free

RBL Bank Monthly Treats Credit Card

Apply Credit Card
Joining Fee 100 + Tax
Renewal Fee 100 + Tax
Best Suited For Fuel | Dining | Lifetime free
Reward Type Reward Points
Welcome Benefits
Fuel
Dining
Lifetime free

Bank of Baroda PRIME Credit Card

Apply Credit Card
Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Best Suited For Fuel | Cashback | Lifetime free
Reward Type Cashback
Welcome Benefits
Fuel
Cashback
Lifetime free