About Aditya Birla SBI Card Select
Aditya Birla SBI Card Select is the premium variant of Aditya Birla SBI Card and is offered as a co-branded credit card offered in partnership with Aditya Birla Group. This SBI credit card works well as a shopping credit card, offering accelerated rewards on popular brands like Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, and Pantaloons. The card provides 10X rewards (20 points per ₹100) on Aditya Birla brand spends and 5X rewards (10 points per ₹100) on dining, hotels, and entertainment. However, the reward redemption value is ₹0.25 per point, which lowers the overall value-back.
To offset the fee, the card offers welcome benefits worth ₹1,500, along with milestone rewards of up to 6,000 points and 4 complimentary domestic lounge visits annually. Overall, it is a good option for users who frequently shop at Aditya Birla brands and want to maximise savings through rewards.
Also Read: Best Credit Cards in India
Aditya Birla SBI Card Select Rewards Program
Rewards Program
- Earn 20 reward points per ₹100 on Aditya Birla stores and brands like Louis Philippe, Van Heusen, Allen Solly, Pantaloons and more
- Earn 20 reward points per ₹100 on Vi (Vodafone Idea) spends
- Earn 10 reward points per ₹100 on dining, entertainment and hotel spends
- Earn 2 reward points per ₹200 on other spends
Reward Redemption
- Redeem points for vouchers, gifts or catalogue items at ₹0.25 per point
Suggested Read: Best Rewards Credit Cards for Everyday Spending
Other Features and Benefits
Welcome Benefit
- Get 6,000 reward points worth ₹1,500 on joining fee payment
Milestone Benefits
- Earn 3,000 reward points on ₹1.5 lakh annual spends
- Get additional 3,000 reward points on ₹3 lakh annual spends
Also Read: Best Milestone Benefits Credit Cards
Lounge Access Benefit
- Enjoy 4 complimentary domestic lounge visits per year (max 1 per quarter)
Fuel Benefit
- Get 1% fuel surcharge waiver up to ₹100 per month on fuel spends up to ₹3,000
Also Read: Best Fuel Credit Cards
Fees and Charges
| Particulars | Amount |
|---|
| Joining Fee | Rs. 1,499 + Applicable Taxes |
| Annual Fee | Rs. 1,499 + Applicable Taxes |
| Finance Charges | 3.75% p.m. | 45% p.a. |
| Late Payment Charges | | For Statement Balance: | | | Up to Rs. 500 | Nil | | More than Rs. 500 up to Rs. 1,000 | Rs. 400 | | More than Rs. 1,000 up to Rs. 10,000 | Rs. 750 | | More than Rs. 10,000 up to Rs. 25,000 | Rs. 950 | | More than Rs. 25,000 up to Rs. 50,000 | Rs. 1,100 | | More than Rs. 50,000 | Rs. 1,300 |
|
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Document Required For Aditya Birla SBI Card Select
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Click here to know More Terms and Conditions
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Aditya Birla SBI Card Select Highlights
What do we like about this card?
- Earn 20 reward points per ₹100 on Aditya Birla stores and brands like Louis Philippe, Van Heusen, Allen Solly, Pantaloons and more
- Earn 20 reward points per ₹100 on Vi (Vodafone Idea) spends
- Earn 10 reward points per ₹100 on dining, entertainment and hotel spends
- Get 6,000 reward points worth ₹1,500 as welcome benefit
- Earn up to 6,000 bonus reward points on annual spends
- Enjoy 4 complimentary domestic lounge visits every year
- Save with 1% fuel surcharge waiver up to ₹100 per month
Things to Know Before you apply
Get this card if:
- You often shop with Aditya Birla brands like Louis Philippe, Van Heusen, Allen Solly, Peter England, etc.
- You want a co-branded credit card with good value-back on dining, entertainment, and hotel spends
- You can spend around ₹3 lakh in a year to unlock milestone benefits
- You are okay redeeming reward points for products, items, or e-gift vouchers instead of cashback
Pros
- Receive welcome benefits worth ₹1,500
- Enjoy 4 complimentary domestic lounge visits every year
- Earn up to 6,000 bonus reward points through milestone spends
- Earn 10X reward points on Aditya Birla and partner brand spends
- Get 5X reward points on dining, entertainment, and hotel expenses
Cons
- No annual fee waiver or renewal benefits
- Low reward value of ₹0.25 per point
- No complimentary international lounge access
- Redemption is limited to Shop n Smile catalogue or gift vouchers
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
- Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
- Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
- Simply SMS: Send an SMS to 5676791 from your registered mobile number
For Further Support: Contact SBI Customer Care Center
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Frequently Asked Questions
Yes, the card can be used globally for international transactions. However, it comes with a forex markup fee of 3.5%, which can increase your overall spending cost abroad.
You can earn 10X rewards on Aditya Birla and its partner brands like Louis Philippe, Van Heusen, Allen Solly, Peter England, Pantaloons, American Eagle, Forever 21, The Collective, and more. These rewards are applicable on both online and offline store purchases.
You must be at least 21 years old and a resident of India to apply. Approval also depends on factors like your income, credit score, and overall credit profile as per SBI Card’s policies.
Yes, the card offers 4 complimentary domestic airport lounge visits every year. You can also earn reward points on hotel spends, adding extra value when you travel within India.
