Best Shopping Credit Cards in 2025
As more people prefer online shopping instead of visiting stores, the need for online shopping credit cards is growing. Whether it’s gadgets, groceries, or daily essentials, shoppers now want rewards for their online spending. To meet this demand, top credit card companies offer special cards with great benefits for online purchases. Some of these cards give extra rewards on partner websites, while others offer cashback or points on all online spending. To help you find the right one, here is a list of the best online shopping credit cards in India.
Myntra Kotak Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Shopping | Entertainment | Cashback
Reward
Type
Cashback
Welcome Benefits
Welcome Myntra voucher worth ₹500 on spending ₹500+ within 30 days.
- Instant 7.5% discount on all Myntra purchases (up to ₹750 per transaction)
- Welcome Myntra voucher worth ₹500 on spending ₹500+ within 30 days
- Complimentary Myntra Insider membership with early access to sales and free shipping
- 5% cashback on partner merchants like Swiggy, PVR, Cleartrip, and Urban Company
- 1.25% unlimited cashback on all other spends, including UPI transactions
- 2 complimentary PVR tickets every quarter
- 1 domestic airport lounge access per quarter
- 1% fuel surcharge waiver on transactions between ₹300–₹3,000
Kotak Veer Select Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Travel | Shopping | Reward Points
Reward
Type
Reward Points
Welcome Benefits
Kotak 811 Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Shopping | Dining | Reward Points
Reward
Type
Reward Points
Welcome Benefits
Kotak White Reserve Credit Card
Joining Fee
₹12500 + Tax
Renewal Fee
₹12500 + Tax
Best
Suited For
Shopping | Airport Lounge Access | International Use
Reward
Type
Reward Points
Welcome Benefits
HDFC IndianOil Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Shopping | Fuel | Entry-Level
Reward
Type
Reward Points
Welcome Benefits
Get ₹250 fuel gift voucher and 100% cashback (up to ₹250) on first fuel transaction.
- Earn up to 5% fuel points on IndianOil transactions
- Additional fuel points on groceries and bill payments
- 1% fuel surcharge waiver on IndianOil outlets
- Easy EMI options and cashback redemption
- Renewal fee waived on annual spends of ₹50,000
- Accepted at over 50,000 IndianOil fuel stations
Flipkart Axis Bank Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Travel | Shopping | Co-branded
Reward
Type
Reward Points
Welcome Benefits
Flipkart voucher worth ₹250 on first transaction within 30 days and 50% off (up to ₹100) for new Swiggy users with code “AXISFKNEW”
- Cashback up to 7.5% on Myntra
- 5% cashback on Flipkart & Cleartrip
- 4% cashback on partner merchants (cult.fit, PVR, Swiggy, Uber)
- 1% base cashback on other spends
- Welcome benefits: Flipkart voucher Rs. 250 & 50% off on Swiggy for new users
- Fuel surcharge waiver: 1% on transactions ₹400–₹4,000
- Dining discounts: Up to 15% at 10,000+ partner restaurants
- EMI conversion on transactions above ₹2,500
Kotak 811 #DreamDifferent Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
Best
Suited For
Shopping | Fuel | Reward Points
Reward
Type
Reward Points
Welcome Benefits
- No joining or annual fees
- Earn 4 reward points per Rs. 100 on online spends; 1 reward point per Rs. 100 on other spends
- UPI transactions enabled
- Railway and fuel surcharge waivers
- Interest-free cash withdrawals up to 48 days
- Reward points never expire
- Credit limit up to 90% of your fixed deposit
- Exact credit limit is informed after card application
SBI Bank SimplyClick Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Best
Suited For
Shopping | Fuel | Reward Points
Reward
Type
Cashback
Welcome Benefits
Pay ₹499 + taxes annual fee and get a ₹500 Amazon.in gift card—enjoy instant value from day one.
- 10X reward points on online partners: Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, UrbanClap (Urban Company)
- 5X reward points on all other online spends
- 1X reward point on offline spends
- Spend ₹1 lakh annually to waive the renewal fee
- Get a ₹2,000 e-voucher as a milestone reward on annual spends of ₹1 lakh
Axis SELECT Credit Card
Joining Fee
₹3000 + Tax
Renewal Fee
₹3000 + Tax
Best
Suited For
Shopping | Reward Points | Airport Lounge Access
Reward
Type
Reward Points
Welcome Benefits
Get 20,000 EDGE Reward Points on card activation (on payment of joining fee).
- Earn 10 EDGE points/Rs. 200; 2X on retail spends.
- Discounts on BigBasket, Swiggy, and movies.
- Priority Pass & lounge access, travel perks.
- Welcome & milestone rewards up to 10,000 points.
- Complimentary golf rounds and dining offers.
- 1% fuel surcharge waiver on Rs. 400–4,000 spends.
RBL Bank SalarySe UP Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Best
Suited For
Shopping | Reward Points
Reward
Type
Reward Points
Welcome Benefits
Earn up to 2,500 Reward Points after the first transaction.
- 100% virtual credit card, linked with SalarySe platform.
- Earn up to 10X Reward Points on UPI spends.
- Welcome benefits worth up to 6,000 Reward Points.
- NCMC feature for metro & bus travel payments.
- Redeem points on RBL Rewards Portal (1 Point = ₹0.10).
SBI Bank Prime Credit Card
Joining Fee
₹2999 + Tax
Renewal Fee
₹2999 + Tax
Best
Suited For
Travel | Shopping | Airport Lounge Access
Reward
Type
Cashback
Welcome Benefits
Receive a ₹3,000 welcome e-gift voucher from Yatra, Pantaloons, Shoppers Stop, Bata, and more brands.
- SBI PRIME Credit Card is a premium credit card ideal for frequent travelers and online shoppers.
- Get a welcome e-gift voucher worth ₹3,000 on card activation.
- Enjoy a rewarding PRIME Reward Points system for everyday and lifestyle spends.
- Spend ₹50,000 in a quarter and get a Pizza Hut voucher worth ₹1,000.
- Spend ₹3 lakh or more in a year and get your annual fee waived.
Tata Neu Infinity HDFC Bank Credit Cards
Joining Fee
₹1499 + Tax
Renewal Fee
₹1499 + Tax
Best
Suited For
Travel | Shopping | Co-branded
Reward
Type
Reward Points
Welcome Benefits
1,499 NeuCoins on Tata Neu App on making the first transaction within 30 days of card issuance.
- Earn a welcome bonus of 1,499 NeuCoins on first transaction.
- Get 10% NeuCoins on purchases via Tata Neu app.
- Earn 5% NeuCoins on Tata partner brand spends and 1.5% NeuCoins on all other transactions.
- Enjoy complimentary domestic and international lounge access.
- Benefit from a low foreign currency markup fee of 2%.
- Avail 1% fuel surcharge waiver, up to Rs. 500 per month.
- Waive the annual fee by meeting the required spend threshold.
HDFC Solitaire Credit Cards
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Shopping | Fuel | Reward Points
Reward
Type
Reward Points
Welcome Benefits
- Earn 3 reward points for every Rs. 150 spent
- Get 50% extra reward points on dining and grocery spends
- Receive shopping vouchers worth Rs. 1,000 on spending Rs. 75,000 in six months
- Enjoy 1% fuel surcharge waiver at all fuel stations across India
IndianOil Kotak Bank Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Best
Suited For
Shopping | Fuel | Co-branded
Reward
Type
Reward Points
Welcome Benefits
1,000 bonus reward points on spending Rs. 500 within 30 days of card issuance
- India’s No. 1 fuel credit card with maximum savings on IndianOil fuel
- Get up to 5% value back on fuel spends at IndianOil outlets
- Earn 2% value back on grocery and dining transactions
- Rewards available on UPI transactions with RuPay variant
- Annual fee waived on yearly spends of ₹50,000
Kotak Solitaire Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹25000 + Tax
Best
Suited For
Travel | Shopping | Airport Lounge Access
Reward
Type
Reward Points
Welcome Benefits