Best Shopping Credit Cards in 2025

As more people prefer online shopping instead of visiting stores, the need for online shopping credit cards is growing. Whether it’s gadgets, groceries, or daily essentials, shoppers now want rewards for their online spending. To meet this demand, top credit card companies offer special cards with great benefits for online purchases. Some of these cards give extra rewards on partner websites, while others offer cashback or points on all online spending. To help you find the right one, here is a list of the best online shopping credit cards in India.

SBI Bank SimplyClick Credit Card

Apply Credit Card
Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Best Suited For Shopping | Fuel | Reward Points
Reward Type Cashback
Welcome Benefits Pay ₹499 + taxes annual fee and get a ₹500 Amazon.in gift card—enjoy instant value from day one.
Shopping
Fuel
Reward Points

  • 10X reward points on online partners: Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, UrbanClap (Urban Company)
  • 5X reward points on all other online spends
  • 1X reward point on offline spends
  • Spend ₹1 lakh annually to waive the renewal fee
  • Get a ₹2,000 e-voucher as a milestone reward on annual spends of ₹1 lakh

SBI Bank Prime Credit Card

Apply Credit Card
Joining Fee 2999 + Tax
Renewal Fee 2999 + Tax
Best Suited For Travel | Shopping | Airport Lounge Access
Reward Type Cashback
Welcome Benefits Receive a ₹3,000 welcome e-gift voucher from Yatra, Pantaloons, Shoppers Stop, Bata, and more brands.
Travel
Shopping
Airport Lounge Access

  • SBI PRIME Credit Card is a premium credit card ideal for frequent travelers and online shoppers.
  • Get a welcome e-gift voucher worth ₹3,000 on card activation.
  • Enjoy a rewarding PRIME Reward Points system for everyday and lifestyle spends.
  • Spend ₹50,000 in a quarter and get a Pizza Hut voucher worth ₹1,000.
  • Spend ₹3 lakh or more in a year and get your annual fee waived.

Apollo SBI Bank Credit Card

Apply Credit Card
Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Best Suited For Shopping | Dining | Reward Points
Reward Type Reward Points
Welcome Benefits
  1. Apollo gift voucher worth ₹500 on card activation
  2. Complimentary Apollo Circle Membership for 1 year (worth ₹999)
Shopping
Dining
Reward Points

  • 3X reward points on every Rs. 100 spent at Apollo services
  • Up to 10% instant discount on select Apollo services
  • Complimentary Apollo Gold Tier Membership
  • 1% fuel surcharge waiver at all petrol pumps (on transactions Rs. 500–3,000)
  • Annual fee waiver on spending Rs. 90,000 in a year

Air India SBI Platinum Credit Card

Apply Credit Card
Joining Fee 1499 + Tax
Renewal Fee 1499 + Tax
Best Suited For Shopping | Fuel | Reward Points
Reward Type Reward Points
Welcome Benefits Enjoy 5,000 reward points as a welcome gift on joining. Points will be credited within 15 days of annual fee payment.
Shopping
Fuel
Reward Points

15 Reward Points/₹100 on Air India tickets booked through airindia.in or mobile app
5 Reward Points/₹100 on dining, groceries, fuel
1 Reward Point/₹100 on other spends
Reward Points can be converted into Flying Returns miles
Foreign currency markup: 3.5%

Nature’s Basket SBI Bank Credit Card

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Joining Fee 1499 + Tax
Renewal Fee 1499 + Tax
Best Suited For Shopping | Reward Points | Grocery
Reward Type Reward Points
Welcome Benefits ₹1,250 Nature’s Basket voucher on joining Instant activation on eligible spend
Shopping
Reward Points
Grocery

10% savings on groceries at Nature’s Basket stores and website
Complimentary domestic lounge access
2,000 bonus reward points on annual milestone spends
Fuel surcharge waiver on ₹500–₹3,000 transactions
5% savings on select online grocery platforms

HDFC MoneyBack+ Credit Card

Apply Credit Card
Joining Fee 500 + Tax
Renewal Fee 500 + Tax
Best Suited For Shopping | Dining | Reward Points
Reward Type Reward Points
Welcome Benefits 500 CashPoints on spending ₹5,000 within 90 days of card issuance
Shopping
Dining
Reward Points

  • 10X reward points on Amazon, Flipkart, BigBasket, Swiggy, and Reliance Smart Superstore
  • 5X reward points on EMI spends
  • 2 reward points on all other spends (₹150 = 2 points)
  • 1% fuel surcharge waiver
    • Milestone reward of ₹500 voucher on ₹50,000 annual spend

HDFC Diners Club Privilege Credit Card

Apply Credit Card
Joining Fee 2500 + Tax
Renewal Fee 2500 + Tax
Best Suited For Shopping | Dining | Reward Points
Reward Type Reward Points
Welcome Benefits Get free memberships like Amazon Prime, Swiggy One, and more on spending ₹75,000 within 90 days of card issuance.
Shopping
Dining
Reward Points

  • Complimentary Club Marriott membership for 1 year (up to 20% off on dining/stays)
  • 12 complimentary domestic & international lounge visits per year
  • Monthly milestone benefit: Free Zomato Gold, Amazon Prime, or Tata CLiQ voucher worth ₹500 on monthly spend of ₹40,000
  • 2X rewards on weekend dining, shopping, and travel spends

Fuel surcharge waiver and easy EMI options

HDFC Regalia Credit Card

Apply Credit Card
Joining Fee 2500 + Tax
Renewal Fee 2500 + Tax
Best Suited For Shopping | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits
Shopping
Reward Points
Airport Lounge Access

  • 4 Reward Points per ₹150 spent on retail transactions
  • 6 complimentary airport lounge accesses (domestic & international via Priority Pass)
  • Comprehensive travel insurance coverage
  • Spend-based milestone benefits
  • Low forex markup of 2% on international spends
  • Renewal fee waived on ₹3 lakh annual spend

Axis Neo Credit Card

Apply Credit Card
Joining Fee 250 + Tax
Renewal Fee 250 + Tax
Best Suited For Shopping | Cashback | Reward Points
Reward Type Cashback
Welcome Benefits Get 100% cashback up to ₹300 on your first utility bill payment within 30 days.
Shopping
Cashback
Reward Points

  • ₹250 joining fee
  • Exclusive partner offers on Amazon, Zomato, Blinkit, Myntra
  • Free Zee5 subscription
  • Axis Bank dining delights – 15% off on select restaurants
  • 1% fuel surcharge waiver on spends between ₹400 and ₹4,000

Flipkart Axis Bank Credit Card

Apply Credit Card
Joining Fee 500 + Tax
Renewal Fee 500 + Tax
Best Suited For Shopping | Dining | Cashback
Reward Type Reward Points
Welcome Benefits
Shopping
Dining
Cashback

Indian Oil Axis Bank Credit Card

Apply Credit Card
Joining Fee 500 + Tax
Renewal Fee 500 + Tax
Best Suited For Shopping | Fuel | Co-branded
Reward Type Reward Points
Welcome Benefits
Shopping
Fuel
Co-branded

SBI Reliance Credit Card

Apply Credit Card
Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Best Suited For Shopping | Reward Points | Co-branded
Reward Type Reward Points
Welcome Benefits
Shopping
Reward Points
Co-branded

Reliance SBI Card Prime

Apply Credit Card
Joining Fee 2999 + Tax
Renewal Fee 2999 + Tax
Best Suited For Shopping | Reward Points | Co-branded
Reward Type Reward Points
Welcome Benefits
Shopping
Reward Points
Co-branded

Max SBI Card

Apply Credit Card
Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Best Suited For Shopping | Fuel | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Fuel
Reward Points

HDFC Bank Freedom Credit Card

Apply Credit Card
Joining Fee 500 + Tax
Renewal Fee 500 + Tax
Best Suited For Shopping | Fuel | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Fuel
Reward Points

Tata Neu Infinity HDFC Bank Credit Cards

Apply Credit Card
Joining Fee 1499 + Tax
Renewal Fee 1499 + Tax
Best Suited For Travel | Shopping | Co-branded
Reward Type Reward Points
Welcome Benefits
Travel
Shopping
Co-branded

HDFC Solitaire Credit Cards

Apply Credit Card
Joining Fee 500 + Tax
Renewal Fee 500 + Tax
Best Suited For Shopping | Fuel | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Fuel
Reward Points

MakeMyTrip ICICI Platinum Credit Card

Apply Credit Card
Joining Fee 500 + Tax
Renewal Fee 0 + Tax
Best Suited For Travel | Shopping | Entertainment
Reward Type Reward Points
Welcome Benefits
Travel
Shopping
Entertainment

ICICI Rubyx Visa Credit Card

Apply Credit Card
Joining Fee 3000 + Tax
Renewal Fee 2000 + Tax
Best Suited For Travel | Shopping | Reward Points
Reward Type Reward Points
Welcome Benefits
Travel
Shopping
Reward Points

ICICI Sapphiro Premium Credit Card

Apply Credit Card
Joining Fee 6500 + Tax
Renewal Fee 3500 + Tax
Best Suited For Travel | Shopping | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits
Travel
Shopping
Airport Lounge Access

Manchester United Platinum Credit Card

Apply Credit Card
Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Best Suited For Shopping | Fuel | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits
Shopping
Fuel
Airport Lounge Access

Times Black ICICI Bank Credit Card

Apply Credit Card
Joining Fee 20000 + Tax
Renewal Fee 20000 + Tax
Best Suited For Travel | Shopping | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits
Travel
Shopping
Airport Lounge Access

IndianOil Kotak Bank Credit Card

Apply Credit Card
Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Best Suited For Shopping | Fuel | Cashback
Reward Type Reward Points
Welcome Benefits
Shopping
Fuel
Cashback

Kotak Mojo Platinum Credit Card

Apply Credit Card
Joining Fee 1000 + Tax
Renewal Fee 1000 + Tax
Best Suited For Shopping | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits
Shopping
Reward Points
Airport Lounge Access

Kotak Zen Signature Credit Card

Apply Credit Card
Joining Fee 1500 + Tax
Renewal Fee 1500 + Tax
Best Suited For Shopping | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits
Shopping
Reward Points
Airport Lounge Access

Kotak Privy League Signature Credit Card

Apply Credit Card
Joining Fee 0 + Tax
Renewal Fee 2500 + Tax
Best Suited For Shopping | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits
Shopping
Reward Points
Airport Lounge Access

Kotak Veer Select Credit Card

Apply Credit Card
Joining Fee 0 + Tax
Renewal Fee 500 + Tax
Best Suited For Travel | Shopping | Reward Points
Reward Type Reward Points
Welcome Benefits
Travel
Shopping
Reward Points

Kotak 811 #DreamDifferent Credit Card

Apply Credit Card
Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Best Suited For Shopping | Fuel | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Fuel
Reward Points

Myntra Kotak Credit Card

Apply Credit Card
Joining Fee 500 + Tax
Renewal Fee 500 + Tax
Best Suited For Shopping | Cashback | Reward Points
Reward Type Cashback
Welcome Benefits
Shopping
Cashback
Reward Points

Kotak Solitaire Credit Card

Apply Credit Card
Joining Fee 0 + Tax
Renewal Fee 25000 + Tax
Best Suited For Travel | Shopping | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits
Travel
Shopping
Airport Lounge Access

Kotak UPI RuPay Credit Card

Apply Credit Card
Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Best Suited For Shopping | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Reward Points

Kotak 811 Credit Card

Apply Credit Card
Joining Fee 500 + Tax
Renewal Fee 500 + Tax
Best Suited For Shopping | Dining | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Dining
Reward Points

Kotak White Reserve Credit Card

Apply Credit Card
Joining Fee 12500 + Tax
Renewal Fee 12500 + Tax
Best Suited For Shopping | Airport Lounge Access | International Use
Reward Type Reward Points
Welcome Benefits
Shopping
Airport Lounge Access
International Use

METRO Kotak Credit Card

Apply Credit Card
Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Best Suited For Shopping | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Reward Points

American Express SmartEarn™ Credit Card

Apply Credit Card
Joining Fee 495 + Tax
Renewal Fee 495 + Tax
Best Suited For Shopping | Fuel | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Fuel
Reward Points

American Express Membership Rewards® Credit Card

Apply Credit Card
Joining Fee 1000 + Tax
Renewal Fee 4500 + Tax
Best Suited For Shopping | Fuel | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Fuel
Reward Points

American Express Platinum ReserveSM Credit Card

Apply Credit Card
Joining Fee 10000 + Tax
Renewal Fee 10000 + Tax
Best Suited For Shopping | Dining | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits
Shopping
Dining
Airport Lounge Access

American Express Platinum Credit Card

Apply Credit Card
Joining Fee 66000 + Tax
Renewal Fee 66000 + Tax
Best Suited For Shopping | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits
Shopping
Reward Points
Airport Lounge Access

IndusInd Platinum Aura Edge Credit Card

Apply Credit Card
Joining Fee 500 + Tax
Renewal Fee 0 + Tax
Best Suited For Shopping | Fuel | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Fuel
Reward Points

WorldMiles Credit Card

Apply Credit Card
Joining Fee 15000 + Tax
Renewal Fee 0 + Tax
Best Suited For Travel | Shopping | Reward Points
Reward Type Reward Points
Welcome Benefits
Travel
Shopping
Reward Points

IndusInd Bank PIONEER Private Credit Card

Apply Credit Card
Joining Fee 0 + Tax
Renewal Fee 25000 + Tax
Best Suited For Shopping | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits
Shopping
Reward Points
Airport Lounge Access

IndusInd Bank Crest Credit Card

Apply Credit Card
Joining Fee 75000 + Tax
Renewal Fee 10000 + Tax
Best Suited For Travel | Shopping | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits
Travel
Shopping
Airport Lounge Access

IndusInd Bank ePay Amex Credit Card

Apply Credit Card
Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Best Suited For Shopping | Entertainment | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Entertainment
Reward Points

IndusInd Bank Pinnacle World Credit Card

Apply Credit Card
Joining Fee 15000 + Tax
Renewal Fee 0 + Tax
Best Suited For Travel | Shopping | Reward Points
Reward Type Reward Points
Welcome Benefits
Travel
Shopping
Reward Points

RBL Bank Icon Credit Card

Apply Credit Card
Joining Fee 5000 + Tax
Renewal Fee 5000 + Tax
Best Suited For Travel | Shopping | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits
Travel
Shopping
Airport Lounge Access

RBL Bank Shoprite Credit Card

Apply Credit Card
Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Best Suited For Shopping | Entertainment | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Entertainment
Reward Points

RBL Bank Platinum Maxima Credit Card

Apply Credit Card
Joining Fee 2000 + Tax
Renewal Fee 2000 + Tax
Best Suited For Shopping | Entertainment | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Entertainment
Reward Points

RBL Platinum Delight Credit Card

Apply Credit Card
Joining Fee 1000 + Tax
Renewal Fee 1000 + Tax
Best Suited For Shopping | Fuel | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Fuel
Reward Points

RBL Bank Cookies Credit Card

Apply Credit Card
Joining Fee 100 + Tax
Renewal Fee 100 + Tax
Best Suited For Shopping | Cashback | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Cashback
Reward Points

RBL Bank iGlobe Credit Card

Apply Credit Card
Joining Fee 3000 + Tax
Renewal Fee 3000 + Tax
Best Suited For Shopping | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits
Shopping
Reward Points
Airport Lounge Access

Patanjali RBL Bank Vishisht Credit Card

Apply Credit Card
Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Best Suited For Shopping | Cashback | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Cashback
Reward Points

TVS Credit RBL Bank Gold Credit Card

Apply Credit Card
Joining Fee 1500 + Tax
Renewal Fee 1500 + Tax
Best Suited For Shopping | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits
Shopping
Reward Points
Airport Lounge Access

RBL World Prime Credit Card

Apply Credit Card
Joining Fee 2999 + Tax
Renewal Fee 2999 + Tax
Best Suited For Shopping | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits
Shopping
Reward Points
Airport Lounge Access

RBL Bank SalarySe UP Credit Card

Apply Credit Card
Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Best Suited For Shopping | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Reward Points

RBL Bank Novio Credit Card

Apply Credit Card
Joining Fee 500 + Tax
Renewal Fee 500 + Tax
Best Suited For Shopping | Fuel | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Fuel
Reward Points

RBL Bank DMI Finance Credit Card

Apply Credit Card
Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Best Suited For Shopping | Fuel | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Fuel
Reward Points

RBL Bank Titanium Delight Card

Apply Credit Card
Joining Fee 750 + Tax
Renewal Fee 750 + Tax
Best Suited For Shopping | Fuel | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Fuel
Reward Points

Bank of Baroda ICSI Diamond Card

Apply Credit Card
Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Best Suited For Travel | Shopping | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits
Travel
Shopping
Airport Lounge Access

Bank of Baroda ICAI Exclusive Credit Card

Apply Credit Card
Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Best Suited For Travel | Shopping | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits
Travel
Shopping
Airport Lounge Access

BoB Nainital Bank RENAISSANCE Credit Card

Apply Credit Card
Joining Fee 0 + Tax
Renewal Fee 250 + Tax
Best Suited For Shopping | Fuel | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Fuel
Reward Points

Snapdeal BOB Credit Card

Apply Credit Card
Joining Fee 249 + Tax
Renewal Fee 249 + Tax
Best Suited For Shopping | Fuel | Reward Points
Reward Type Reward Points
Welcome Benefits
Shopping
Fuel
Reward Points