About KrisFlyer SBI Card
KrisFlyer SBI Credit Card is one of the two Singapore Airlines co-branded credit cards offered by SBI Card—KrisFlyer and KrisFlyer SBI Apex. The card offers up to 2.5% value-back in the form of KrisFlyer miles on spends, along with an additional 3,000 miles every year as a milestone benefit. These miles can be redeemed for Singapore Airlines bookings, helping users save on travel. This SBI credit card is a good option for frequent travellers who prefer flying with Singapore Airlines, but having an active KrisFlyer membership is mandatory to apply.
As a travel credit card, it also gives you the option to upgrade to KrisFlyer Elite Silver membership on meeting spend conditions, along with complimentary lounge access. Overall, it is best suited for travellers who want airline-specific rewards and benefits
KrisFlyer SBI Card Rewards Program
Air Miles Earning
- Earn 5 KrisFlyer miles per ₹200 on Singapore Airlines Group and international spends
- Earn 2 KrisFlyer miles per ₹200 on other eligible spends
Air Miles Redemption
- KrisFlyer miles are auto-transferred to your KrisFlyer account every month
- Redeem miles for flight bookings or cabin class upgrades
Also Read: Best Credit Cards in India 2026
Other Features and Benefits
Welcome Bonus
- Earn 3,000 KrisFlyer miles on making your first transaction within 60 days of card issuance and paying the joining fee
Milestone Benefits
- Earn additional 3,000 KrisFlyer miles on annual spends of ₹3 Lakh
- Get upgraded to KrisFlyer Elite Silver membership on spending ₹2.5 Lakh with Singapore Airlines
Also Read: Best Milestone Benefits Credit Cards
Lounge Access
- Complimentary Priority Pass membership worth $99
- Get up to 4 international lounge visits per year (max. 1 per quarter)
- Enjoy up to 4 domestic lounge visits per year (max. 1 per quarter)
Also Check: Best Lounge Access Credit Cards
Fuel Surcharge Waiver
- Save 1% on fuel surcharge, up to ₹250 per month on transactions up to ₹3,000
Insurance Coverage
- Air accident cover of ₹1 Crore
- Baggage loss or delay cover of up to ₹1 Lakh
- Fraud loss cover of up to ₹1 Lakh
Also Read: Best Fuel Credit Cards
Fees and Charges
| Particulars | Amount |
|---|
| Joining/Annual Fee | Rs. 2,999 + applicable taxes |
| Finance Charges | Up to 3.75% per month (45% per annum) |
| Late Payment Charges | | On outstanding balance of – | | | Up to Rs. 500 | Nil | | More than Rs. 500 up to Rs. 1,000 | Rs. 400 | | More than Rs. 1,000 up to Rs. 10,000 | Rs. 750 | | More than Rs. 10,000 up to Rs. 25,000 | Rs. 950 | | More than Rs. 25,000 up to Rs. 50,000 | Rs. 1,100 | | More than Rs. 50,000 | Rs. 1,300 |
|
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Document Required For KrisFlyer SBI Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Click here to know More Terms and Conditions
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
KrisFlyer SBI Card Highlights
What do we like about this card?
- Earn up to 5 KrisFlyer miles per ₹200 on Singapore Airlines and international spends
- Get 3,000 KrisFlyer miles as welcome bonus and additional 3,000 miles on ₹3 Lakh annual spends
- Automatic monthly transfer of miles to KrisFlyer account for easy redemption on flights and upgrades
- Complimentary Priority Pass membership with up to 8 airport lounge visits annually (domestic + international)
- Chance to upgrade to KrisFlyer Elite Silver membership on eligible airline spends
- Save on fuel with 1% surcharge waiver up to ₹250 per month
- Strong travel insurance coverage including ₹1 Crore air accident cover and ₹1 Lakh baggage/fraud protection
Things to Know Before you apply
Get this card if:
- You frequently fly with Singapore Airlines and want a co-branded travel credit card
- You are comfortable earning and using KrisFlyer miles for your travel bookings
- You can meet spending milestones to unlock additional benefits and savings
- You do not make frequent international spends or already have another low forex markup card
Pros
- Earn uncapped KrisFlyer miles on co-branded travel spends
- Get welcome bonus benefits equal to the joining fee
- Enjoy up to 4 complimentary visits each to domestic and international lounges
- Earn 3,000 bonus KrisFlyer miles along with Elite Silver membership on milestone spends
Cons
- High forex markup fee despite being a travel-focused card
- Priority Pass membership is limited to the first 2 years
- No option for annual fee waiver
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
- Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
- Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
- Simply SMS: Send an SMS to 5676791 from your registered mobile number
For Further Support: Contact SBI Customer Care Center
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Frequently Asked Questions
You need to already have a KrisFlyer membership to apply for this card. However, you can get an upgrade to KrisFlyer Elite Silver membership as a milestone benefit.
Miles earned on regular spends are credited in the next statement cycle. Welcome bonus miles are credited after you pay the joining fee.
No, this card does not offer any option for annual fee waiver based on spending.
Yes, the KrisFlyer Miles earned through this card are valid for 3 years from the date they are credited. After this period, unused miles will expire.
