{"@type":"Question","name":"How long does it take to get the SimplyClick SBI Credit Card approved?","acceptedAnswer":{"@type":"Answer","text":"Approval usually takes 3–5 working days once your application and documents are verified. In some cases, it may take up to 7–10 working days, depending on your profile and verification process."}},{"@type":"Question","name":"What is the validity of Reward Points?","acceptedAnswer":{"@type":"Answer","text":"The Reward Points are valid for 2 years (24 months) from the date of accrual."}},{"@type":"Question","name":"Does the SBI SimplyCLICK Credit Card offer complimentary airport lounge access?","acceptedAnswer":{"@type":"Answer","text":"No, this card does not provide complimentary airport lounge access."}},{"@type":"Question","name":"What is the interest rate on the SBI SimplyCLICK Credit Card?","acceptedAnswer":{"@type":"Answer","text":"The interest rate is 3.50% per month (42% per annum)."}},{"@type":"Question","name":"What is the SBI Simply click Credit Card limit?","acceptedAnswer":{"@type":"Answer","text":"The credit limit on the SBI SimplyCLICK Credit Card is not fixed and is determined based on multiple factors, including your income, credit score, existing credit card limits, and SBI Card’s internal assessment criteria. As a result, the credit limit can vary from one applicant to another. SBI Card does not disclose the approved credit limit at the time of application—you will be informed of your personalized limit once your SimplyCLICK Card is issued and delivered."}},{"@type":"Question","name":"What are the advantages of the SimplyCLICK SBI card?","acceptedAnswer":{"@type":"Answer","text":"The SBI SimplyCLICK Credit Card offers 10X reward points on partner sites like Cleartrip and BookMyShow. Spend ₹1 lakh annually to waive the fee and redeem points for gift vouchers, ideal for online shoppers."}},{"@type":"Question","name":"Is the SimplyClick SBI Credit Card good for international transactions?","acceptedAnswer":{"@type":"Answer","text":"The SimplyCLICK SBI Credit Card is primarily designed for online and domestic shopping, not international use. It charges a 3.5% foreign currency markup fee, and you don’t earn accelerated rewards on international transactions. For frequent international usage, cards with lower forex charges and global travel benefits are more suitable."}},{"@type":"Question","name":"What is the annual membership fee for the SBI SimplyCLICK Credit Card?","acceptedAnswer":{"@type":"Answer","text":"The annual fee is ₹499 (plus applicable taxes). It can be waived in case your spending reaches ₹1 lakh or more in a year."}},{"@type":"Question","name":"How many Reward Points can I earn on the SBI SimplyCLICK Credit Card?","acceptedAnswer":{"@type":"Answer","text":"10x Reward Points on online spending at partner websites like BookMyShow, Cleartrip, Myntra, Netmeds, Yatra, and Dominos.
5x Reward Points on all other online transactions.
1 Reward Point per ₹100 spent on offline transactions."}},{"@type":"Question","name":"What is the foreign currency mark-up fee?","acceptedAnswer":{"@type":"Answer","text":"The foreign currency mark-up fee on the SBI Bank SimplyClick Card is 3.50% of the transaction amount, plus applicable taxes."}},{"@type":"Question","name":"How can I track the status of my SBI SimplyCLICK Credit Card application?","acceptedAnswer":{"@type":"Answer","text":"You can track your application by Logging into SBI’s net banking portal or Calling customer care. The bank also sends you regular updates via SMS on your registered mobile number."}},{"@type":"Question","name":"How can I redeem reward points with an SBI SimplyClick Credit Card?","acceptedAnswer":{"@type":"Answer","text":"You can redeem reward points in multiple ways:
SBI Card Website/App → Log in and select “Rewards” to redeem against e-vouchers, products, or gift cards.
Pay with Points → Use points to pay directly at partnered merchants.
Conversion to Cash Credit → Convert points into statement balance (as per SBI’s redemption policy).
(Note: 1 Reward Point = ₹0.25 when redeemed for products or vouchers.)"}},{"@type":"Question","name":"What is the validity of SBI SimplyClick Credit Card reward points?","acceptedAnswer":{"@type":"Answer","text":"Reward points are valid for 2 years (24 months) from the date they are earned. Unused points beyond this period will expire automatically."}},{"@type":"Question","name":"How to pay the SBI SimplyClick Credit Card bill?","acceptedAnswer":{"@type":"Answer","text":"You can pay your bill using the following methods:
SBI Card Online Portal/App → Use net banking, UPI, debit card, or other online options.
NEFT/IMPS - Pay via your bank using SBI credit card details.
Auto Debit - Set up ECS/standing instructions from your savings account.
Offline - Pay through cheque or cash at SBI branches or drop boxes."}}]}
