Best Fuel Credit Cards in 2025

Fuel credit cards are specially designed to help you save money on fuel purchases. These cards are often launched in partnership with major fuel companies like Indian Oil, BPCL, and HPCL. They offer value-back through cashback or extra reward points on fuel spending. Some cards also give you more rewards on other spends like groceries, utility bills, and shopping at departmental stores, helping you save even more. Here, we’ve listed the best fuel credit cards in India from top banks like SBI Card, Axis Bank, HDFC Bank, ICICI Bank, and RBL Bank. Read on to explore their features and pick the one that suits you best.

IndianOil RBL Bank XTRA Credit Card

Add To Compare

Joining Fee ₹1500 + Tax

Renewal Fee ₹1500 + Tax

Get up to 8.5% savings on your IOCL fuel purchases.

Earn 1,000 Fuel Points on completing ₹75,000 quarterly spends.

Welcome Benefits 3,000 Fuel Points on making the first card transaction of at least Rs. 500 within 30 days of card issuance.

Fuel

Reward Points

Co-branded

Apply Now

Welcome Benefit: 3,000 Fuel Points on first transaction of Rs. 500 or more within 30 days of issuance.
Reward Program: Earn 15 Fuel Points per Rs. 100 spent at IndianOil outlets, 2 Fuel Points on all other spends.
Fuel Savings: Save up to 8.5% on IOCL fuel spends (up to 250 litres free fuel annually).
Milestone Benefit: 1,000 Fuel Points on quarterly spends of Rs. 75,000.
Redemption Value: 1 Fuel Point = Rs. 0.50 at IOCL pumps / petrol vouchers.
Fuel Surcharge Waiver: 1% waiver (up to Rs. 200 per month) on transactions of Rs. 500–4,000.
Annual Fee Waiver: Spend Rs. 2.75 lakh in a year to get the fee waived.

BPCL SBI Bank Octane Credit Card

Add To Compare

Joining Fee ₹1499 + Tax

Renewal Fee ₹1499 + Tax

Get 7.25% value back on all your BPCL fuel spends.

Earn 10X reward points on dining, movies, groceries, and departmental store purchases.

Welcome Benefits Enjoy a welcome bonus of 6,000 reward points when you pay the annual membership fee.

Fuel

Reward Points

Airport Lounge Access

Apply Now

Get 6,000 reward points as a welcome gift.
Earn up to 7.25% value back on fuel spends at BPCL petrol pumps.
Earn 25X reward points on BPCL fuel purchases (up to 2,500 points per month).
Enjoy 4 free visits to domestic airport lounges every year.
Get fraud protection cover up to ₹1 lakh.

IDFC FIRST Power+ Credit Card

Add To Compare

Joining Fee ₹499 + Tax

Renewal Fee ₹499 + Tax

Get up to 6.5% value back on all HPCL fuel spends.

Enjoy up to 8.83% savings on travel bookings made through the IDFC FIRST mobile app.

Welcome Benefits ₹500 gift voucher on first HPCL fuel transaction and 5% cashback up to ₹1,000 on first EMI conversion.

Travel

Fuel

Grocery

Apply Now

Attractive introductory benefits with total value up to Rs. 1,650
Includes lifestyle privileges across travel, movies, and roadside assistance
0% interest on cash withdrawals till the due date
Potential annual savings of up to Rs. 18,500 — equivalent to over 175 litres of fuel

ICICI Bank HPCL Super Saver Credit Card

Add To Compare

Joining Fee ₹500 + Tax

Renewal Fee ₹500 + Tax

Get up to 6.5% savings on all HPCL fuel spends.

Enjoy 5% back on grocery and utility payments.

Welcome Benefits 2,000 reward points on card activation and payment of joining fee.

Fuel

Entertainment

Reward Points

Apply Now

Welcome benefit: 2,000 reward points on paying joining fee and spending Rs. 5,000 in first 45 days.
Rs. 100 cashback on first purchase via HPPay wallet.
5% savings on fuel at HPCL (4% cashback + 1% fuel surcharge waiver; cashback capped at Rs. 200/month).
Extra 1.5% cashback on HPCL fuel when using HP Pay app.
5% cashback (as reward points) on utilities, groceries, and departmental store purchases.
2 reward points per Rs. 100 on all other spends.
Complimentary 24×7 Roadside Assistance Service (RAS).
Complimentary domestic airport lounge access.
25% off on movie tickets on BookMyShow and INOX (max Rs. 100 per transaction).
Discounts at partner restaurants through ICICI Bank Culinary Treats Program.