Best Fuel Credit Cards in 2025

Fuel credit cards are specially designed to help you save money on fuel purchases. These cards are often launched in partnership with major fuel companies like Indian Oil, BPCL, and HPCL. They offer value-back through cashback or extra reward points on fuel spending. Some cards also give you more rewards on other spends like groceries, utility bills, and shopping at departmental stores, helping you save even more. Here, we’ve listed the best fuel credit cards in India from top banks like SBI Card, Axis Bank, HDFC Bank, ICICI Bank, and RBL Bank. Read on to explore their features and pick the one that suits you best.

HDFC Millennia Credit Card

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Joining Fee 1000 + Tax
Renewal Fee 1000 + Tax
Best Suited For Fuel | Cashback | Airport Lounge Access
Reward Type Cashback
Welcome Benefits Get a welcome benefit of 1,000 CashPoints upon payment of the joining membership fee.

  • Get 5% cashback on popular online brands like Amazon, Flipkart, Myntra, Swiggy, Zomato, Uber, BookMyShow, Cult.fit, Tata CLiQ, and Sony LIV.
  • Earn 1% cashback on all other spends, including wallet loads and EMIs.
  • Enjoy 20% discount on partner restaurants through Dineout.
  • Spend ₹1 lakh or more in a calendar quarter to receive a ₹1,000 gift voucher.

AU Bank InstaPay Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Best Suited For Fuel | Dining | Cashback
Reward Type Cashback
Welcome Benefits

  • 1% cashback on UPI spends in key categories like dining, groceries, pharmacies & departmental stores (max ₹100 per cycle).
  • 1% fuel surcharge waiver on ₹400–₹5,000 transactions (up to ₹100 per cycle).
  • Scan & pay instantly via any merchant QR code using your preferred UPI app.
  • Lifetime free, virtual-only credit card.
  • Up to 48 days interest-free credit period.
  • Accepted worldwide at millions of merchants and ATMs.

IndusInd Bank PIONEER Private Credit Card

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Joining Fee 0 + Tax
Renewal Fee 25000 + Tax
Best Suited For Fuel | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits

Federal Bank SBI Visa Platinum Credit Card

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Joining Fee 2999 + Tax
Renewal Fee 2999 + Tax
Best Suited For Fuel | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits

Lifestyle HC SBI Bank Prime Credit Card

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Joining Fee 2999 + Tax
Renewal Fee 2999 + Tax
Best Suited For Fuel | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits 12,000 bonus reward points (worth Rs. 3,000) on the payment of joining fee.

Annual Fee: ₹2,999

Welcome Benefit: 2,000 bonus reward points on payment of the joining fee

Accelerated Rewards:

  • Earn 15 RP/₹100 at Lifestyle, Home Centre, Max & Spar
  • Earn 2 RP/₹100 on other retail spends
  • 10 RP/₹100 on birthday spends

Travel Benefit: Complimentary Priority Pass membership with access to over 600 international airport lounges

Lounge Access: 4 complimentary domestic lounge visits per year

Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹500–₹3,000

RBL Bank Shoprite Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Best Suited For Fuel | Entertainment | Reward Points
Reward Type Reward Points
Welcome Benefits 2,000 bonus reward points on making the first transaction within 30 days of card issuance.

  • ₹500 annual fee (waivable on ₹1 Lakh annual spend)
  • 20 reward points per ₹100 on groceries (capped at 1,000 points/month)
  • 1 reward point per ₹100 on other spends
  • 10% off on BookMyShow tickets (up to ₹100, 15 times/year)
  • 1% fuel surcharge waiver on transactions ₹500–₹4,000 (max ₹100/month)
  • 2,000 welcome reward points on first transaction within 30 days

IRCTC RBL Bank Credit Card

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Joining Fee 500 + Tax
Renewal Fee 500 + Tax
Best Suited For Travel | Fuel | Reward Points
Reward Type Reward Points
Welcome Benefits 500 reward points on making a spend worth above Rs. 500 within 30 days of card issuance.

  • 5X rewards on train bookings via IRCTC app/website
  • 3X rewards on FASTag recharge, NCMC reload & UTS app spends
  • 2X rewards on IRCTC flight & hotel bookings
  • 1% train booking fee waiver (up to ₹200/month)
  • Up to 8 free railway lounge visits per year
  • Train cancellation protection up to ₹5,000
  • 500 welcome points + milestone bonus points

AU Bank Altura Credit Card

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Joining Fee 199 + Tax
Renewal Fee 199 + Tax
Best Suited For Travel | Fuel | Cashback
Reward Type Reward Points
Welcome Benefits Get 5% cashback on retail spends of ₹2,500 or more made within the first 60 days from the card setup date.

  • Earn 2% cashback on utility bill payments (maximum cashback of ₹50 per statement cycle).
  • Avail 1% fuel surcharge waiver on fuel purchases at any fuel station across India using the card.
  • Get an additional ₹50 cashback on spending ₹10,000 or more in a statement cycle.
  • Enjoy 2% cashback on spends at grocery and departmental stores.

HDFC Regalia Credit Card

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Joining Fee 2500 + Tax
Renewal Fee 2500 + Tax
Best Suited For Fuel | Dining | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits N/A

  • Earn 10,000 reward points when you spend Rs. 5 lakh or more in an anniversary year.
  • Get up to 15% discount on dining at partner restaurants.
  • Accelerated rewards to help you earn points faster on your spends.
  • Redeem your reward points for exclusive gifts and offers available only for Regalia cardholders.
  • Enjoy up to 50 days of interest-free credit on purchases.
  • Benefit from a low foreign currency mark-up fee of just 2% when using your card abroad.

HDFC Bank Doctor’s Superia Credit Card

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Joining Fee 1000 + Tax
Renewal Fee 1000 + Tax
Best Suited For Fuel | Dining | Reward Points
Reward Type Reward Points
Welcome Benefits Earn 1,000 reward points.

  • 1,000 welcome points and 1,000 renewal points
  • Earn 3 reward points for every ₹150 spent, 50% extra points at select restaurants
  • Professional indemnity insurance up to ₹20 lakh
  • 1% fuel surcharge waiver on transactions of ₹400–₹5,000 (max ₹250 per statement)
  • Convert 667 reward points into 100 air miles
  • Annual fee waived on spending ₹1 lakh in a year
  • Up to 50 interest-free days and access to revolving credit

Kotak Bank Corporate Gold Credit Card

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Joining Fee 0 + Tax
Renewal Fee 1000 + Tax
Best Suited For Fuel | Reward Points | International Use
Reward Type Reward Points
Welcome Benefits

RBL Bank Popcorn Credit Card

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Joining Fee 1000 + Tax
Renewal Fee 1000 + Tax
Best Suited For Fuel | Entertainment | Reward Points
Reward Type Reward Points
Welcome Benefits Cardholders get welcome benefits from BookMyShow worth Rs.1000. The benefit can be used in two transactions of Rs.500 each with a maximum of 2 tickets in each transaction.

  • Welcome voucher: Rs. 1,000 on BookMyShow
  • Weekly cashback: Rs. 25 on Rs. 2,500 spend
  • Movie discounts: Rs. 500 or 2 tickets per month
  • Fuel surcharge waiver: Rs. 100 per month
  • Accepted worldwide

Canara Bank Visa Corporate Credit Card

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Joining Fee 250 + Tax
Renewal Fee 400 + Tax
Best Suited For Fuel
Reward Type Reward Points
Welcome Benefits

  • Reward Points: 2 points for every Rs. 100 spent, 1 point = Rs. 0.25.
  • No Annual Fee: Primary card has zero annual fees, only add-on cards have Rs. 400 annual fee.
  • Cash Advance: Withdraw up to 50% of credit limit or Rs. 5 lakh.
  • Add-on Cards: Share credit limit with authorized personnel; annual fee Rs. 400.

Apollo SBI Card Select

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Joining Fee 1499 + Tax
Renewal Fee 1499 + Tax
Best Suited For Fuel | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits

  • Earn 10 reward points per ₹100 spent at Apollo 24/7 & Apollo Pharmacy
  • Reward points redeemable 1:1 as Apollo Health Credits
  • Complimentary Apollo Gold Tier Membership & annual health check-up
  • Noise Smartwatch worth ₹7,999 on ₹6 Lakh annual spends
  • 1% fuel surcharge waiver across all petrol pumps
  • Annual fee waiver on ₹90,000 yearly spends
  • Complimentary FITPASS PRO membership for 1 year
  • Ideal for health-conscious individuals with regular Apollo spends

IndusInd Bank ePay Amex Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Best Suited For Fuel | Entertainment | Reward Points
Reward Type Reward Points
Welcome Benefits