Best Online Shopping Credit Cards in 2026
- 5% cashback on all online spends
- 1% cashback on offline and utility bill spends
- Up to ₹60,000 cashback in a year
- No merchant restrictions on online spends
- Cashback credited within 2 days of bill generation
- Renewal fee waived on annual spends of ₹2 lakh
- 1% fuel surcharge waiver up to ₹100 per month
- Supports contactless payments for faster transactions
- ₹500 Amazon gift voucher as a welcome benefit
- ₹2,000 Cleartrip/Yatra e-vouchers on annual online spends of ₹1,00,000 & ₹2,00,000
- 10X Reward Points on partner merchants like Apollo 24×7, BookMyShow, Cleartrip, Domino’s, IGP, Myntra, Netmeds & Yatra
- 5X Reward Points on all other online spends
- 1 Reward Point per ₹100 on offline spends (excluding fuel)
- ₹499 annual fee waived on yearly spends of ₹1,00,000
- 1% fuel surcharge waiver on fuel purchases between ₹500–₹3,000
- Get 5% cashback on popular online brands like Amazon, Flipkart, Myntra, Swiggy, Zomato, Uber, BookMyShow, Cult.fit, Tata CLiQ, and Sony LIV.
- Earn 1% cashback on all other spends, including wallet loads and EMIs.
- Enjoy 20% discount on partner restaurants through Dineout.
- Spend ₹1 lakh or more in a calendar quarter to receive a ₹1,000 gift voucher.