HDFC Millennia Credit Card
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HDFC Millennia Credit Card

/assest/image/icons/lounge-access.svg Airport Lounge Access
/assest/image/icons/fuel.svg Fuel
/assest/image/icons/rewards.svg Reward Points
MyBankingTips Rating

Joining Fee: ₹1000* Plus Applicable Taxes

Renewal Fee: ₹1000*Plus Applicable Taxes

Airport Lounge Access Airport Lounge Access
Fuel Fuel
Reward Points Reward Points
MyBankingTips Rating

Joining Fee: ₹1000* + Tax

Renewal Fee: ₹1000* + Tax

Welcome benefits:- Get a welcome benefit of 1,000 CashPoints upon payment of the joining membership fee.

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About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About HDFC Millennia Credit Card

The HDFC Millennia Credit Card is designed for the digitally active generation who spend frequently online. It offers accelerated cashback on top brands like Amazon, Flipkart, Swiggy, Zomato, Uber, and BookMyShow, making it a perfect fit for urban professionals and millennials.

High cashback on top e-commerce and food delivery platforms
Lounge access for frequent travelers
Waiver on renewal fee with moderate annual spend
EMI facility on big-ticket items

HDFC Millennia Credit Card Rewards Program

5% Cashback: Amazon, Flipkart, Swiggy, Zomato, Uber (via PayZapp or SmartBuy)
1% Cashback: All other online and offline transactions
Cashback is auto-credited once ₹1,000 cashback is accumulated

Other Features and Benefits

Zero lost card liability if reported promptly
Interest-free credit for up to 50 days
EMI conversion on large purchases
Airport lounge access (limited free visits per quarter)

Fees and Charges

Total Amount DueLate Payment Charges
₹100 - ₹500₹100
₹501 - ₹5,000₹500
₹5,001 - ₹10,000₹600
₹10,001 - ₹25,000₹800
₹25,001 - ₹50,000₹1,100
Above ₹50,000₹1,300

Things to Know Before you apply

Get this card if:

The HDFC Millennia Credit Card is ideal for:

  • Millennials who shop frequently online
  • Salaried individuals looking for cashback on food, transport, and e-commerce
  • Users who want lounge access and contactless convenience
  • Moderate spenders looking for renewal fee waivers

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For HDFC Millennia Credit Card

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
  • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

HDFC Millennia Credit Card Hilights

What do we like about this card?

5% cashback on Amazon, Flipkart, Swiggy, Zomato, and Uber1% cashback on all other online and offline spendsContactless payment featureFuel surcharge waiver₹1,000 renewal fee waived on ₹1L annual spend

Pros

High cashback on top e-commerce and food delivery platforms
Lounge access for frequent travelers
Waiver on renewal fee with moderate annual spend
EMI facility on big-ticket items

Cons

Cashback redemption starts only after accumulating ₹1,000
Cashback capped per category
Non-smartbuy/payzapp transactions may not qualify for full cashback
No complimentary golf, concierge, or premium travel features

HDFC Bank Credit Card Contact Details

HDFC Card offers multiple ways to get assistance for your credit card queries and services.

  • Contact Address: Manager, HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur PO Chennai - 600 041
  • Helpline: You can contact us at 1800 1600 / 1800 2600.
  • Simply SMS: -  SMS “CCHELP” to 5676712

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