Best Entry-Level Credit Cards in 2025

If you're new to credit cards and want good value at a low cost, entry-level credit cards are a great choice. These cards are ideal for beginners starting their careers who want to build a credit score while enjoying basic rewards and offers. Most of these cards require a minimum monthly income of ₹25,000 to ₹30,000. Here’s a list of the best beginner credit cards in India with useful benefits for first-time users.