Best Insurance Benefits Credit Cards in 2025
Best
Suited For
Airport Lounge Access | International Use | Insurance Benefits
Reward
Type
Reward Points
- Advanced spend management with Visa IntelliLink / SmartData Gen2 for detailed expense tracking
- Web-based interface with customized reports, e-statements, and compliance monitoring
- Multilayer spend control with category and limit restrictions
- Fraud and travel insurance coverage including air accidental death and lost card liability
- Emergency card replacement worldwide within 72 hours, free of delivery charges
- 24x7 dedicated customer support with emergency cash disbursement
Best
Suited For
Travel | Fuel | Insurance Benefits
Reward
Type
Reward Points
- Enjoy priority services with the Signature credit card.
- Get a free Priority Pass membership with the card.
- Employees receive travel insurance coverage up to Rs. 1 crore.
- Concierge services are available with the credit card.
- Complimentary insurance protects against employee fraud.
- The card offers multilayer spend control and detailed spend analysis.
Best
Suited For
Reward Points | Airport Lounge Access | Insurance Benefits
Reward
Type
Reward Points
- 10X reward points on every ₹100 spent on departmental stores, dining, groceries, and movies.
- Extra reward points based on spending.
- Complimentary ₹10 lakh Personal Accident Cover.
- 1% fuel surcharge waiver.
- 24x7 concierge services.