About Air India SBI Signature Credit Card
Air India SBI Signature Credit Card is a great option for people who travel often, especially with Air India. You earn Flying Returns miles on every purchase, and even more miles when you book Air India flights. These miles can be used later for free flight bookings. The card also gives you access to airport lounges within India and a free Priority Pass membership for international lounges.
With the Air India SBI Signature Credit Card, you also get extra travel benefits like travel insurance and concierge help. It's a good choice if you take many domestic or international trips and want to save on future travel while enjoying a more comfortable journey.
Air India SBI Signature Credit Card is best suited for frequent Air India flyers who book tickets directly through the airline’s platform. The card offers high reward points (up to 30 RP/₹100) on Air India bookings, 20,000 welcome bonus points, and lounge access across domestic airports. Additional benefits include premium travel insurance, low forex markup, concierge services, and conversion of points into Flying Returns miles. However, it comes with a high annual fee of ₹4,999 and is mainly rewarding only for loyal Air India travelers, with limited redemption flexibility and no cashback option.
Air India SBI Signature Credit Card Rewards Program
- Earn 10 reward points for every ₹100 spent on Air India tickets booked through their website, app, booking offices, or call center.
- Earn 4 reward points per ₹100 on all other purchases.
- Use your reward points as Air India Air Miles—1 point = 1 Air Mile.
Other Features and Benefits
- Welcome Benefits: Get 20,000 reward points as a welcome gift when you pay the annual fee within 15 days. You also get enrolled into Flying Returns, Air India’s frequent flyer program.
- Milestone Benefits:
| Annual Retail Spend | Bonus Reward Points | Cumulative Bonus Reward Points |
| Rs. 5 lakh | 20,000 | 20,000 |
| Rs. 10 lakh | 30,000 | 50,000 |
| Rs. 20 lakh | 50,000 | 1,00,000 |
- Convert Rewards into Air Miles: Get 1 Air India Air Mile for every reward point earned and use miles for flight bookings.
- Priority Pass Membership: Enjoy complimentary membership with access to over 600 international lounges.
- Anniversary Bonus: Receive 5,000 bonus reward points every year on your card anniversary.
- Airport Lounge Access: Get 8 complimentary visits per year to domestic VISA lounges in India (2 visits per quarter).
- Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver on transactions between ₹500–₹4,000 across petrol pumps (up to ₹250 per month).
- Flexipay: Convert purchases of ₹2,500 or more into easy EMIs using the Flexipay option.
- Easy Bill Pay Facility: Set standing instructions to pay utility bills on time and avoid late payment charges.
- Add-on Card: Apply for add-on cards for your spouse, parents, children, or siblings (above 18 years of age).
- Easy Money Facility: Get a draft or cheque against your card’s cash limit delivered to your doorstep easily.
- Lost Card Liability Cover: Get protection up to ₹1 lakh against any fraudulent transactions after reporting card loss.
Fees and Charges
| Title | Details |
| Annual Fee | Rs. 4,999 |
| Renewal Fee | Rs. 4,999 |
| Finance Charges | Up to 3.50% per month [42% per annum] |
| Late Payment Charges* | For Statement Balance
Less than Rs. 500 – Nil
Rs. 500 up to Rs. 1,000 – Rs. 400
Rs. 1,000 up to Rs. 10,000 – Rs. 750
Rs. 10,000 up to Rs. 25,000 – Rs. 950
Rs. 25,000 up to Rs. 50,000 – Rs. 1,100
Amount over Rs. 50,000 – Rs. 1,300 |
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Document Required For Air India SBI Signature Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Air India SBI Signature Credit Card Highlights
What do we like about this card?
- Earn 30 Reward Points per ₹100 on Air India bookings made via airindia.in or the Air India app
- 4 complimentary domestic airport lounge visits per quarter
- Lounge access at select MasterCard & Visa lounges across India
- Convert reward points to Air India Flying Returns miles
- Low 1.99% foreign currency markup on international transactions
Things to Know Before you apply
Get this card if:
- You frequently travel with Air India
- You book flights directly via Air India’s website, app, or booking offices
- You prefer earning Air Miles over cashback or regular rewards
- You want premium travel benefits like lounge access, travel insurance, and concierge services
Pros
- Best-in-class rewards on Air India bookings
- High welcome bonus of 20,000 points
- Complimentary domestic lounge access
- Premium travel insurance coverage
- Concierge services and international travel perks
Cons
- High annual fee of ₹4,999
- Rewards limited to Air India bookings only
- Not ideal for infrequent flyers
- No cashback or flexible redemption options
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
- Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
- Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
- Simply SMS: Send an SMS to 5676791 from your registered mobile number.
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Frequently Asked Questions
Yes, the Air India SBI Signature Card has chip and PIN technology which makes it highly secured and protected for transactions.
For railway ticket bookings, the surcharge is Rs. 30 + 2.5% of the transaction amount at ticket counters and 1.8% of the transaction amount plus service charges for bookings made on the Indian Railways website.
The card offers you 2 complimentary domestic lounge visits per quarter.
The Air India SBI Signature Card has A joining fee of Rs. 4,999 plus applicable taxes.
You can convert earned Reward Points into Air India Air Miles. 1 Reward Point = 1 Air Mile, and there is no redemption fee for this conversion.
Reward Points can be redeemed through the SBI Card net banking portal or You can also contact the SBI Credit Card customer care.
In this case, immediately contact SBI Credit Card customer care at 1860 180 1290 or 1800 180 1290 to block your card.
