Best Co-branded Credit Cards in 2025
Co-branded credit cards are launched in partnership with popular brands and offer special benefits when you use them for that brand’s services or products. These cards help loyal customers save more through extra rewards, discounts, or exclusive offers. You can find co-branded cards for airlines, hotels, fuel, food delivery, shopping, and more. Here’s a list of the best co-branded credit cards in India you can choose from.
6E Rewards XL IndiGo HDFC Bank Credit Card
Joining Fee
₹1500 + Tax
Renewal Fee
₹1500 + Tax
Best
Suited For
Travel | Reward Points | Co-branded
Reward
Type
Reward Points
Welcome Benefits
Complimentary ₹3,000 flight voucher and 6E Prime add-on on 3 monthly transactions for 3 months.
- 5% 6E Rewards on IndiGo flight bookings via 6ERewards.in
- 3% 6E Rewards on dining, grocery, and entertainment
- 2% 6E Rewards on other spends
- 8 complimentary domestic lounge accesses per year
- IndiGo benefits: Priority check-in, choice of seat, faster baggage delivery
- Spend milestone: Flight voucher worth ₹1,000 every ₹1.5 lakh spent
Flipkart Axis Bank Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Travel | Shopping | Co-branded
Reward
Type
Reward Points
Welcome Benefits
Flipkart voucher worth ₹250 on first transaction within 30 days and 50% off (up to ₹100) for new Swiggy users with code “AXISFKNEW”
- Cashback up to 7.5% on Myntra
- 5% cashback on Flipkart & Cleartrip
- 4% cashback on partner merchants (cult.fit, PVR, Swiggy, Uber)
- 1% base cashback on other spends
- Welcome benefits: Flipkart voucher Rs. 250 & 50% off on Swiggy for new users
- Fuel surcharge waiver: 1% on transactions ₹400–₹4,000
- Dining discounts: Up to 15% at 10,000+ partner restaurants
- EMI conversion on transactions above ₹2,500
OLA Money SBI Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹499 + Tax
Best
Suited For
Fuel | Reward Points | Co-branded
Reward
Type
Reward Points
Welcome Benefits
- No joining fee for this card.
- Earn 7% reward points on all Ola rides and Ola postpaid payments.
- Earn 1% reward points on all other purchases.
- Enjoy exclusive travel deals from Cleartrip.
- Get a 1% waiver on fuel surcharge for all fuel purchases.
IndianOil RBL Bank XTRA Credit Card
Joining Fee
₹1500 + Tax
Renewal Fee
₹1500 + Tax
Best
Suited For
Fuel | Reward Points | Co-branded
Reward
Type
Reward Points
Welcome Benefits
3,000 Fuel Points on making the first card transaction of at least Rs. 500 within 30 days of card issuance.
- Welcome Benefit: 3,000 Fuel Points on first transaction of Rs. 500 or more within 30 days of issuance.
- Reward Program: Earn 15 Fuel Points per Rs. 100 spent at IndianOil outlets, 2 Fuel Points on all other spends.
- Fuel Savings: Save up to 8.5% on IOCL fuel spends (up to 250 litres free fuel annually).
- Milestone Benefit: 1,000 Fuel Points on quarterly spends of Rs. 75,000.
- Redemption Value: 1 Fuel Point = Rs. 0.50 at IOCL pumps / petrol vouchers.
- Fuel Surcharge Waiver: 1% waiver (up to Rs. 200 per month) on transactions of Rs. 500–4,000.
- Annual Fee Waiver: Spend Rs. 2.75 lakh in a year to get the fee waived.
Tata Neu Infinity HDFC Bank Credit Cards
Joining Fee
₹1499 + Tax
Renewal Fee
₹1499 + Tax
Best
Suited For
Travel | Shopping | Co-branded
Reward
Type
Reward Points
Welcome Benefits
1,499 NeuCoins on Tata Neu App on making the first transaction within 30 days of card issuance.
- Earn a welcome bonus of 1,499 NeuCoins on first transaction.
- Get 10% NeuCoins on purchases via Tata Neu app.
- Earn 5% NeuCoins on Tata partner brand spends and 1.5% NeuCoins on all other transactions.
- Enjoy complimentary domestic and international lounge access.
- Benefit from a low foreign currency markup fee of 2%.
- Avail 1% fuel surcharge waiver, up to Rs. 500 per month.
- Waive the annual fee by meeting the required spend threshold.
Times Black ICICI Bank Credit Card
Joining Fee
₹20000 + Tax
Renewal Fee
₹20000 + Tax
Best
Suited For
Reward Points | Airport Lounge Access | Co-branded
Reward
Type
Reward Points
Welcome Benefits
EaseMyTrip gift card for luxury stay worth Rs. 10,000 and more.
- Luxury welcome & milestone rewards
- Unlimited domestic & international lounge access
- Exclusive dining, events & subscriptions
- Extra rewards on flights, hotels & vouchers
- 1% fuel surcharge waiver & travel insurance
- Redeem points for products, vouchers, or cashback
IndianOil Kotak Bank Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Best
Suited For
Shopping | Fuel | Co-branded
Reward
Type
Reward Points
Welcome Benefits
1,000 bonus reward points on spending Rs. 500 within 30 days of card issuance
- India’s No. 1 fuel credit card with maximum savings on IndianOil fuel
- Get up to 5% value back on fuel spends at IndianOil outlets
- Earn 2% value back on grocery and dining transactions
- Rewards available on UPI transactions with RuPay variant
- Annual fee waived on yearly spends of ₹50,000
PVR INOX Kotak Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹499 + Tax
Best
Suited For
Dining | Entertainment | Co-branded
Reward
Type
Reward Points
Welcome Benefits
Indian Oil Axis Bank Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Shopping | Fuel | Co-branded
Reward
Type
Reward Points
Welcome Benefits
IRCTC HDFC Bank Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Travel | Airport Lounge Access | Co-branded
Reward
Type
Reward Points
Welcome Benefits
Gift voucher of Rs. 500 on activating the card within 30 days of card issuance.
- Earn 5 reward points per ₹100 spent on Rail Connect app and IRCTC website; 1 RP per ₹100 on other spends.
- Redeem points against train bookings via SmartBuy at 1 RP = ₹1.
- 8 complimentary IRCTC railway lounge visits per year (max 2 per quarter).
- 1% transaction charge waiver on IRCTC bookings (up to ₹1,000/month).
- Welcome gift voucher of ₹500 on activating the card within 30 days.
- Milestone benefit: ₹500 gift voucher on spending ₹30,000 in a quarter.
- 1% fuel surcharge waiver on transactions between ₹400–₹5,000 (max ₹250/month).
- Annual fee waiver on spending ₹1.5 lakh in a year.
- Additional 5% cashback on IRCTC bookings via HDFC SmartBuy.
Marriott Bonvoy HDFC Credit Card
Joining Fee
₹3000 + Tax
Renewal Fee
₹3000 + Tax
Best
Suited For
Travel | Airport Lounge Access | Co-branded
Reward
Type
Reward Points
Welcome Benefits
1 Free Night Award (up to a value of 15,000 Marriott Bonvoy Points) on making the first eligible transaction1 or on levy of joining fee.
- 1 Free Night Award as a welcome benefit, valid for 1 year at participating Marriott hotels
- Complimentary Marriott Bonvoy Silver Elite status
- Earn 8 Marriott Bonvoy Points at Marriott hotels, 4 points on travel, dining & entertainment, 2 points on other spends
- Up to 3 bonus Free Night Awards on reaching spend milestones
- 12 complimentary domestic and international lounge visits per year
- 2 complimentary golf course access and golf lessons per quarter worldwide
- Insurance coverage including air accident, credit shield, and loss liability
Adani One ICICI Platinum Credit Card
Joining Fee
₹750 + Tax
Renewal Fee
₹750 + Tax
Best
Suited For
Travel | Entertainment | Co-branded
Reward
Type
Reward Points
Welcome Benefits
Flight voucher worth Rs. 2,000 on spending Rs. 10,000 within 60 days of card activation.
- Get exclusive airport privileges at all Adani-managed airports.
- Complimentary domestic airport lounge access.
- Earn up to 3 Adani reward points for every ₹100 spent on Adani One ecosystem.
- Redeem rewards across flights, hotels, cab services, train/bus bookings, duty-free purchases, porter services, car parking, and more.
- Welcome benefits: Hotel voucher worth ₹1,000 and flight voucher worth ₹2,000 on spending ₹10,000 within 60 days.
- 1% fuel surcharge waiver on transactions up to ₹4,000 at all fuel stations.
- Annual fee waiver on spending ₹3 Lakh in a year.
- Premium airport-linked services: Lounge upgrades, valet parking, and premium car parking.
- Affordable joining and annual fee of ₹750 + GST.
Kotak IndiGo 6E Rewards Credit Card
Joining Fee
₹700 + Tax
Renewal Fee
₹700 + Tax
Best
Suited For
Travel | Reward Points | Co-branded
Reward
Type
Reward Points
Welcome Benefits