Best Co-branded Credit Cards in 2025
Co-branded credit cards are launched in partnership with popular brands and offer special benefits when you use them for that brand’s services or products. These cards help loyal customers save more through extra rewards, discounts, or exclusive offers. You can find co-branded cards for airlines, hotels, fuel, food delivery, shopping, and more. Here’s a list of the best co-branded credit cards in India you can choose from.
IRCTC SBI Premier Credit Card
Joining Fee
₹1499 + Tax
Renewal Fee
₹1499 + Tax
Best
Suited For
Reward Points | Airport Lounge Access | Co-branded
Reward
Type
Reward Points
Welcome Benefits
- Get 1500 RP equivalent to Rs. 1500 on payment of first annual fee.
- Customers gets welcome gift more than the cost of joining fee.
- 1,500 reward points as a welcome gift (worth ₹1,500).
- Up to 10% value back on IRCTC train ticket bookings.
- Milestone rewards on annual travel spends (up to 7,500 points).
- Complimentary rail accident insurance cover of up to ₹10 lakh.
- 1% fuel surcharge waiver on eligible fuel spends.
- 8 complimentary railway lounge visits per year (max 2 per quarter).
Air India SBI Signature Credit Card
Joining Fee
₹4999 + Tax
Renewal Fee
₹4999 + Tax
Best
Suited For
Airport Lounge Access | International Use | Co-branded
Reward
Type
Reward Points
Welcome Benefits
- 20,000 Reward Points as welcome gift (on joining)
- 1 Reward Point = 1 Air India Flying Return mile
- Automatic Flying Returns membership
- Earn 30 Reward Points per ₹100 on Air India bookings made via airindia.in or the Air India app
- 4 complimentary domestic airport lounge visits per quarter
- Lounge access at select MasterCard & Visa lounges across India
- Convert reward points to Air India Flying Returns miles
- Low 1.99% foreign currency markup on international transactions
Apollo SBI Bank Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Best
Suited For
Shopping | Dining | Reward Points
Reward
Type
Reward Points
Welcome Benefits
- Apollo gift voucher worth ₹500 on card activation
- Complimentary Apollo Circle Membership for 1 year (worth ₹999)
- 3X reward points on every Rs. 100 spent at Apollo services
- Up to 10% instant discount on select Apollo services
- Complimentary Apollo Gold Tier Membership
- 1% fuel surcharge waiver at all petrol pumps (on transactions Rs. 500–3,000)
- Annual fee waiver on spending Rs. 90,000 in a year
Indian Oil Axis Bank Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Shopping | Fuel | Co-branded
Reward
Type
Reward Points
Welcome Benefits
SBI Reliance Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Best
Suited For
Shopping | Reward Points | Co-branded
Reward
Type
Reward Points
Welcome Benefits
Reliance SBI Card Prime
Joining Fee
₹2999 + Tax
Renewal Fee
₹2999 + Tax
Best
Suited For
Shopping | Reward Points | Co-branded
Reward
Type
Reward Points
Welcome Benefits
Titan SBI Credit Card
Joining Fee
₹2999 + Tax
Renewal Fee
₹2999 + Tax
Best
Suited For
Reward Points | Airport Lounge Access | Co-branded
Reward
Type
Reward Points
Welcome Benefits
Etihad Guest SBI Premier Card
Joining Fee
₹4999 + Tax
Renewal Fee
₹4999 + Tax
Best
Suited For
Travel | Airport Lounge Access | Co-branded
Reward
Type
Reward Points
Welcome Benefits
BPCL SBI Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Best
Suited For
Fuel | Reward Points | Co-branded
Reward
Type
Reward Points
Welcome Benefits
IRCTC HDFC Bank Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Travel | Airport Lounge Access | Co-branded
Reward
Type
Reward Points
Welcome Benefits
Swiggy HDFC Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Dining | Cashback | Co-branded
Reward
Type
Cashback
Welcome Benefits
Tata Neu Infinity HDFC Bank Credit Cards
Joining Fee
₹1499 + Tax
Renewal Fee
₹1499 + Tax
Best
Suited For
Travel | Shopping | Co-branded
Reward
Type
Reward Points
Welcome Benefits
Marriott Bonvoy HDFC Credit Card
Joining Fee
₹3000 + Tax
Renewal Fee
₹3000 + Tax
Best
Suited For
Travel | Airport Lounge Access | Co-branded
Reward
Type
Reward Points
Welcome Benefits
Emirates Skywards ICICI Bank Sapphiro
Joining Fee
₹5000 + Tax
Renewal Fee
₹5000 + Tax
Best
Suited For
Reward Points | Airport Lounge Access | Co-branded
Reward
Type
Reward Points
Welcome Benefits
Emirates Skywards Rubyx Credit Card
Joining Fee
₹1000 + Tax
Renewal Fee
₹1000 + Tax
Best
Suited For
Reward Points | Airport Lounge Access | Co-branded
Reward
Type
Reward Points
Welcome Benefits
Kotak IndiGo Ka-ching 6E Rewards XL Credit Card
Joining Fee
₹1500 + Tax
Renewal Fee
₹1500 + Tax
Best
Suited For
Travel | Reward Points | Co-branded
Reward
Type
Reward Points
Welcome Benefits
PVR INOX Kotak Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹499 + Tax
Best
Suited For
Dining | Entertainment | Co-branded
Reward
Type
Reward Points
Welcome Benefits
Kotak IndiGo 6E Rewards Credit Card
Joining Fee
₹700 + Tax
Renewal Fee
₹700 + Tax
Best
Suited For
Travel | Reward Points | Co-branded
Reward
Type
Reward Points
Welcome Benefits
EazyDiner IndusInd Bank Signature Credit Card
Joining Fee
₹1999 + Tax
Renewal Fee
₹1999 + Tax
Best
Suited For
Dining | Reward Points | Co-branded
Reward
Type
Reward Points
Welcome Benefits
IndianOil RBL Bank XTRA Credit Card
Joining Fee
₹1500 + Tax
Renewal Fee
₹1500 + Tax
Best
Suited For
Fuel | Reward Points | Co-branded
Reward
Type
Reward Points
Welcome Benefits
IndianOil RBL Bank Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Fuel | Reward Points | Co-branded
Reward
Type
Reward Points
Welcome Benefits
HPCL Bank of Baroda ENERGIE Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Best
Suited For
Fuel | Airport Lounge Access | Co-branded
Reward
Type
Reward Points
Welcome Benefits