Spar SBI Credit Card
State bank of india State bank of india

Spar SBI Credit Card

/assest/image/icons/fuel.svg Fuel
/assest/image/icons/international.png International Use
/assest/image/icons/rewards.svg Reward Points
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Joining Fee: ₹499* Plus Applicable Taxes

Renewal Fee: ₹499*Plus Applicable Taxes

Fuel Fuel
International Use International Use
Reward Points Reward Points
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Joining Fee: ₹499* + Tax

Renewal Fee: ₹499* + Tax

Welcome benefits:- Earn 2,000 bonus reward points valued at ₹500 upon payment of the annual fee.

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About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Spar SBI Credit Card

SBI Card, in partnership with Spar—a popular grocery retail chain in India—has launched three credit cards, including the Spar SBI Card. This card offers accelerated reward points, milestone benefits, and more, making it ideal for frequent shoppers at Spar, Lifestyle, Home Centre, and Max stores. Customers can also convert their reward points into Landmark Rewards for added benefits.

The Spar SBI Card, created through a collaboration between State Bank of India and Landmark Stores, provides rewards not only on shopping but also on other purchases. It carries a membership fee of ₹499 plus GST and an annual fee of ₹499 plus GST. The monthly interest rate on the card is 3.35%.

SBI Card, in partnership with Spar, offers the Spar SBI Card that rewards frequent shoppers at Landmark stores with accelerated points and milestone benefits. The card has a ₹499 membership and annual fee, with a monthly interest rate of 3.35%.

Spar SBI Credit Card Rewards Program

Reward Program:

  • Earn 5 reward points per ₹100 spent on dining, movies, and Landmark stores including Spar, Max, Lifestyle, and Home Centre.
  • Earn 1 reward point per ₹100 on other retail (non-fuel) purchases.
  • Redemption rate: 4 reward points = ₹1.

Reward Redemption:

  • Convert SBI reward points to Landmark Points at 1 LMR = ₹0.60.

Other Features and Benefits

Welcome Benefits:

  • Earn 2,000 bonus reward points worth ₹500 on paying the annual fee.
  • Get ₹100 cashback on your first ATM withdrawal within 30 days of card activation.

Milestone Benefits:
Earn up to 16,000 reward points (₹4,000 value) on spending:

  • ₹20,000 – 1,000 points
  • ₹45,000 – 2,000 points
  • ₹95,000 – 5,000 points
  • ₹2,00,000 – 8,000 points

Fuel Surcharge Waiver:

  • 1% waiver (max ₹100 per statement cycle) on fuel transactions between ₹500 and ₹3,000.

Renewal Benefit:

  • Earn 2,000 reward points worth ₹500 on paying the renewal fee.

Additional Features:

  • Cash On the Go: Withdraw cash from over 1 million ATMs worldwide.
  • Flexipay: Convert purchases over ₹2,500 into EMIs at attractive interest rates.
  • Balance Transfer: Transfer outstanding balances from other credit cards and pay off via EMIs.
  • Easy Money: Get a cheque or draft issued against your card’s cash limit.

Fees and Charges

Type of FeeCharge
Joining feeRs.499 plus GST
Annual feeRs.499 plus GST
Cash advance limitUp to 80% of the credit limit
Finance charges3.50%
Late payment fee

If the total amount due is between:

  1. NIL if the total amount due is from Rs.0 to Rs.500.
  2. Rs.400 if the total amount due is greater than Rs.500 and up to Rs.1,000.
  3. Rs.750 if the total amount due is greater than Rs.1,000 and up to Rs.10,000.
  4. Rs.950 if the total amount due is greater than Rs.10,000 and up to Rs.25,000.
  5. Rs.1,100 if the total amount due is greater than Rs.25,000 and up to Rs.50,000.
  6. Rs.1,300 if the total amount due is greater than Rs.50,000.
Cash advance fee2.5% of the transaction amount (subjected to a minimum of Rs.500)
Minimum amount due5% of the total outstanding amount (minimum of Rs.200 plus taxes)
Overlimit fee2.5% of the amount subject to a minimum of Rs.600
Free credit period20 – 50 days
Cheque feeRs.100
Foreign currency mark-up3.5%
Card replacement feeRs.100
Rewards redemption feeRs.99

Things to Know Before you apply

Get this card if:

  • You frequently shop at Landmark stores like Spar, Lifestyle, Home Centre, and Max.
  • You want a straightforward shopping credit card with rewarding benefits.
  • You’re looking to earn reward points on everyday purchases.
  • You don’t require airport lounge access or extensive dining and entertainment perks.

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For Spar SBI Credit Card

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
  • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Spar SBI Credit Card Hilights

What do we like about this card?

  • Annual fee of ₹499.
  • Earn 2,000 bonus reward points on joining fee payment.
  • Get 5 reward points on every ₹100 spent at Landmark stores or websites.
  • Earn up to 16,000 reward points through milestone benefits.

Pros

  • Shoppers who frequent Landmark stores.
  • Customers who regularly shop at Spar.
  • Those seeking a simple, no-frills shopping credit card.

Cons

  • People looking for free movie ticket offers.
  • Those wanting extensive dining discounts.
  • Frequent travelers who need airport lounge access.

SBI Bank Credit Card Contact Details

SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.

  • Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
  • Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
  • Simply SMS: Send an SMS to 5676791 from your registered mobile number.

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