Best Airport Lounge Access Credit Cards in 2025

HDFC Infinia Metal Edition Credit Card

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Joining Fee 12500 + Tax
Renewal Fee 12500 + Tax
Best Suited For Travel | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits Get 12,500 Reward Points (worth ₹12,500) as a welcome bonus on fee payment, plus complimentary Club Marriott membership.

  • Unlimited access to 1,000+ airport lounges (via Priority Pass and DreamFolks)
  • 10X rewards on SmartBuy (flights, hotels, shopping, and more)
  • Complimentary Club Marriott membership
  • Low forex markup of 2%
  • Golf games at top courses in India and abroad
  • 24x7 concierge service and emergency card replacement globally
  • Metal card design with premium packaging

HDFC Millennia Credit Card

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Joining Fee 1000 + Tax
Renewal Fee 1000 + Tax
Best Suited For Fuel | Cashback | Airport Lounge Access
Reward Type Cashback
Welcome Benefits Get a welcome benefit of 1,000 CashPoints upon payment of the joining membership fee.

  • Get 5% cashback on popular online brands like Amazon, Flipkart, Myntra, Swiggy, Zomato, Uber, BookMyShow, Cult.fit, Tata CLiQ, and Sony LIV.
  • Earn 1% cashback on all other spends, including wallet loads and EMIs.
  • Enjoy 20% discount on partner restaurants through Dineout.
  • Spend ₹1 lakh or more in a calendar quarter to receive a ₹1,000 gift voucher.

IndusInd Bank PIONEER Private Credit Card

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Joining Fee 0 + Tax
Renewal Fee 25000 + Tax
Best Suited For Fuel | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits

Federal Bank SBI Visa Platinum Credit Card

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Joining Fee 2999 + Tax
Renewal Fee 2999 + Tax
Best Suited For Fuel | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits

Lifestyle HC SBI Bank Prime Credit Card

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Joining Fee 2999 + Tax
Renewal Fee 2999 + Tax
Best Suited For Fuel | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits 12,000 bonus reward points (worth Rs. 3,000) on the payment of joining fee.

Annual Fee: ₹2,999

Welcome Benefit: 2,000 bonus reward points on payment of the joining fee

Accelerated Rewards:

  • Earn 15 RP/₹100 at Lifestyle, Home Centre, Max & Spar
  • Earn 2 RP/₹100 on other retail spends
  • 10 RP/₹100 on birthday spends

Travel Benefit: Complimentary Priority Pass membership with access to over 600 international airport lounges

Lounge Access: 4 complimentary domestic lounge visits per year

Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹500–₹3,000

HDFC Regalia Credit Card

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Joining Fee 2500 + Tax
Renewal Fee 2500 + Tax
Best Suited For Fuel | Dining | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits N/A

  • Earn 10,000 reward points when you spend Rs. 5 lakh or more in an anniversary year.
  • Get up to 15% discount on dining at partner restaurants.
  • Accelerated rewards to help you earn points faster on your spends.
  • Redeem your reward points for exclusive gifts and offers available only for Regalia cardholders.
  • Enjoy up to 50 days of interest-free credit on purchases.
  • Benefit from a low foreign currency mark-up fee of just 2% when using your card abroad.

InterMiles HDFC Bank Platinum Credit Card

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Joining Fee 1000 + Tax
Renewal Fee 1000 + Tax
Best Suited For Travel | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits InterMiles Silver membership along with 3,000 InterMiles.

  • Earn up to 8 InterMiles per ₹150 on flight and hotel bookings via InterMiles website.
  • Get InterMiles Silver Membership for the first year.
  • Welcome benefit of up to 3,000 InterMiles + vouchers worth ₹1,500.
  • 8 complimentary domestic lounge visits per year (2 per quarter).
  • Up to 50% off on Etihad Airways bookings.
  • Complimentary Dineout Passport Membership with up to 30% dining discounts.
  • Renewal fee waiver on spending ₹2.5 lakh in a year.
  • 1% fuel surcharge waiver on fuel transactions.
  • Interest-free credit period of up to 50 days.

Kotak White Reserve Credit Card

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Joining Fee 12500 + Tax
Renewal Fee 12500 + Tax
Best Suited For Shopping | Airport Lounge Access | International Use
Reward Type Reward Points
Welcome Benefits

American Express Platinum Credit Card

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Joining Fee 66000 + Tax
Renewal Fee 66000 + Tax
Best Suited For Dining | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits Vouchers worth up to Rs. 60,000 on spending Rs. 50,000 in first two months of card membership and on payment of annual fee.

  • Premium lifestyle and travel credit card.
  • Unlimited airport lounge access (domestic & international).
  • Complimentary hotel memberships and elite status with top hotel chains.
  • Golf games and lessons at 80+ golf courses worldwide.
  • Exclusive dining discounts with EazyDiner Prime Membership.
  • 24×7 Platinum Concierge for travel, dining, and event bookings.

Club Vistara IndusInd Explorer Credit Card

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Joining Fee 40000 + Tax
Renewal Fee 10000 + Tax
Best Suited For Entertainment | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits Complimentary Club Vistara Gold membership & Complimentary Priority Pass membership

  • Complimentary Club Vistara Gold membership and up to 8 CV points on bookings.
  • Priority Pass membership with international and domestic lounge access.
  • Milestone benefits: Business Class ticket vouchers on spending milestones.
  • Entertainment benefits: BookMyShow discounts and free movie tickets.
  • Additional perks: Dining vouchers, concierge service, fuel surcharge waiver, auto-assist services.

AU Bank Spont Credit Card

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Joining Fee 299 + Tax
Renewal Fee 299 + Tax
Best Suited For Travel | Cashback | Airport Lounge Access
Reward Type Cashback
Welcome Benefits Get 500 coins on your first UPI transaction via the AU 0101 app.

  • 1% cashback on all spends, including UPI, e-commerce, POS, and contactless payments.
  • 500 welcome coins on first UPI transaction via AU 0101 app.
  • 5 coins per UPI transaction through AU 0101 app, with no expiry.
  • Complimentary lounge access – 2 airport and 2 railway visits per quarter.
  • Fuel surcharge waiver of 1% (up to ₹100/month) on spends ₹400–₹5,000.
  • Zero liability cover for fraudulent transactions after loss reporting.

AU Bank Xcite Ultra Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Best Suited For Travel | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits N/A

  • Earn 500 additional Reward Points every month
  • Up to 8 Reward Points on every ₹100 spent on domestic transactions
  • Up to 12 Reward Points on every ₹100 spent on international transactions
  • 5,000 bonus Reward Points on achieving milestone spends
  • Complimentary railway and airport lounge access
  • Personal accident cover worth ₹50 lakhs
  • 1% fuel surcharge waiver on all fuel purchases
  • Access to dedicated concierge services

Federal Bank Visa Signet Credit Card

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Joining Fee 750 + Tax
Renewal Fee 750 + Tax
Best Suited For Entertainment | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits Amazon Pay e-Voucher worth Rs. 500 on a minimum spend of Rs. 3,000 in the first 30 days.

  • Lifetime free or low annual fee card (Rs. 750)
  • Earn up to 3X rewards on selected categories (electronics, apparel, entertainment)
  • Welcome benefit: Amazon Pay e-voucher worth Rs. 200 on minimum spend of Rs. 3,000
  • Milestone benefit: Complimentary Swiggy vouchers on spending Rs. 20,000 in a quarter
  • Buy One Get One (BOGO) movie tickets at INOX, once per quarter
  • Complimentary domestic airport lounge access once per quarter on minimum spend
  • 15% dining discount under the FedDelights program
  • Low Annual Percentage Rate (APR) starting at 0.69% per month (8.28% p.a.)

Apollo SBI Card Select

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Joining Fee 1499 + Tax
Renewal Fee 1499 + Tax
Best Suited For Fuel | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits

  • Earn 10 reward points per ₹100 spent at Apollo 24/7 & Apollo Pharmacy
  • Reward points redeemable 1:1 as Apollo Health Credits
  • Complimentary Apollo Gold Tier Membership & annual health check-up
  • Noise Smartwatch worth ₹7,999 on ₹6 Lakh annual spends
  • 1% fuel surcharge waiver across all petrol pumps
  • Annual fee waiver on ₹90,000 yearly spends
  • Complimentary FITPASS PRO membership for 1 year
  • Ideal for health-conscious individuals with regular Apollo spends

Canara Bank Mastercard World Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Best Suited For Fuel | Reward Points | Airport Lounge Access
Reward Type Reward Points
Welcome Benefits

  • Lifetime-free credit card with zero joining or renewal fees.
  • 2 Reward Points per ₹100 spent on POS and e-commerce transactions.
  • Complimentary domestic lounge access: 3 self + 2 guests per quarter.
  • Complimentary international lounge access: 2 self + 2 guests per year.
  • Interest-free credit period up to 50 days and easy EMI conversion.
  • Domestic & international acceptance with wide usability.
  • Insurance coverage for baggage loss, accidents, and fraudulent charges.