About Lifestyle Home Centre SBI Card Prime
Lifestyle Home Centre SBI Card PRIME is a premium co-branded credit card designed for users who frequently shop at Landmark Group brands like Lifestyle, Max, Home Centre, and Spar.
This shopping credit card offers 15X reward points on purchases at these stores, along with additional rewards on dining and movies. Cardholders can also earn milestone-based shopping vouchers, adding more value to regular spends.
The card also provides benefits like airport lounge access and fuel surcharge waiver. Overall, this SBI credit card is a great option for loyal Landmark shoppers looking to maximise rewards and savings.
The Lifestyle HC SBI Card PRIME is best suited for frequent shoppers at Lifestyle, Home Centre, Max, and Spar, offering high reward points, welcome bonuses, and premium benefits like lounge access. It’s ideal for those who spend ₹3 lakh or more annually to enjoy annual fee waivers and milestone rewards.
Lifestyle Home Centre SBI Card Prime Rewards Program
Rewards Program
- Earn 15 reward points per ₹100 on Landmark stores like Spar, Max, Lifestyle and Home Centre
- Earn 10 reward points per ₹100 on dining and movie spends
- Earn 2 reward points per ₹100 on other retail spends
- 4 reward points = ₹1 value
Reward Redemption
- You can redeem SBI reward points by converting 2.4 reward points into 1 Landmark Point.
Suggested Read: Best Rewards Credit Cards for Everyday Spending
Other Features and Benefits
Welcome Benefits
- Get 12,000 reward points worth ₹3,000 on joining fee payment
- Get ₹100 cashback on first ATM withdrawal within 30 days
Milestone Benefits:
- Earn up to 58,000 reward points worth ₹14,500 yearly. Example benefits:
- Spend ₹40,000 at Landmark stores – get 6,000 points
- Spend ₹1 lakh – get 12,000 points
- Spend ₹1.8 lakh – get 20,000 points
- Spend ₹5 lakh in a year – get 20,000 points
Also Read: Best Milestone Benefits Credit Cards
Lounge Access
- Get complimentary Priority Pass membership with 4 international lounge visits per year (max 2 per quarter)
- Enjoy 8 domestic lounge visits per year (max 2 per quarter)
Also Check: Best Lounge Access Credit Cards
Fuel Benefit
- Get 1% fuel surcharge waiver on spends between ₹500–₹4,000
Renewal Benefit
- Get 12,000 reward points within 30 days of renewal fee payment
Birthday Benefit:
- Earn 10 reward points per ₹100 spent on your birthday.
Also Read: Best Fuel Credit Cards
Fees and Charges
| Type of Charge | Fee |
| Renewal Fee | Rs.2,999 plus GST |
| Annual Fee | Rs.2,999 plus GST |
| Add-on Credit Card | NIL |
| Late Payment Fee | - Rs.0 to Rs.500: NIL
- Rs.500 to Rs.1,000: Rs.400
- Rs.1,000 to Rs.10,000: Rs.750
- Rs.10,000 - up to Rs.25,000: Rs.950
- Rs.25,000 - up to Rs.50,000: Rs.1,100
- Rs.50,000 and above: Rs.1,300
|
| Interest rate | 3.50% per month or 42% p.a. |
| Cash advance fee | 2.5% of the total outstanding amount subjected to a minimum of Rs.500 |
| Cash advance limit | 2.5% of the amount subject to a minimum of Rs.600. |
| Overlimit | 2.5% of the amount subject to a minimum of Rs.600. |
| Cheque fee | Rs.100 |
| Card replacement fee | Rs.100 to Rs.250 |
| Foreign currency mark-up | 3.5% |
| Cash payment fee | Rs.250 plus taxes |
| Rewards redemption fee | Rs.99 |
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Document Required For Lifestyle Home Centre SBI Card Prime
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Click here to know More Terms and Conditions
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Lifestyle Home Centre SBI Card Prime Highlights
What do we like about this card?
- Earn 15 reward points per ₹100 on Landmark brands like Lifestyle, Max, Spar and Home Centre
- Get 10 reward points per ₹100 on birthday spends
- Get 2,000 bonus reward points as welcome benefit
- Enjoy complimentary Priority Pass membership for international lounge access
- Get 4 domestic airport lounge visits every year
- Save with 1% fuel surcharge waiver on fuel spends
Things to Know Before you apply
Get this card if:
- Shoppers who frequently visit Lifestyle, Home Centre, Max, and Spar
- Users seeking premium benefits like lounge access and milestone rewards
- Customers who spend ₹3 lakh+ annually to get the annual fee waived
Pros
- High reward rate at partner brands like Lifestyle, Max, Home Centre & Spar
- Valuable welcome bonus and milestone reward points
- Complimentary domestic and international lounge access
- 1% fuel surcharge waiver
- Extra birthday bonus reward points
Cons
- High annual fee (₹2,999)
- Best suited only for Landmark Group loyalists
- Rewards are partner-focused; not flexible for broader usage
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
- Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
- Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
- Simply SMS: Send an SMS to 5676791 from your registered mobile number
For Further Support: Contact SBI Customer Care Center
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Frequently Asked Questions
The welcome bonus of 12,000 reward points is credited within 30 days of paying the joining fee.
You earn 10 reward points for every Rs. 100 spent on movie tickets and dining.
Reward points will be credited to your account within 30 days of eligible transactions.
Yes, you get 8 complimentary domestic airport lounge visits per year, with a limit of 2 visits per quarter.
Yes, you can get add-on cards for your immediate family members, such as your spouse, parents, or children Without any additional charges or fees.
The card charges a finance fee of 3.50% per month (or 42% annually) on outstanding balances.
