Lifestyle HC SBI Bank Prime Credit Card
State bank of india State bank of india

Lifestyle HC SBI Bank Prime Credit Card

/assest/image/icons/lounge-access.svg Airport Lounge Access
/assest/image/icons/fuel.svg Fuel
/assest/image/icons/rewards.svg Reward Points
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Joining Fee: ₹2999* Plus Applicable Taxes

Renewal Fee: ₹2999*Plus Applicable Taxes

Airport Lounge Access Airport Lounge Access
Fuel Fuel
Reward Points Reward Points
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Joining Fee: ₹2999* + Tax

Renewal Fee: ₹2999* + Tax

Welcome benefits:- 12,000 bonus reward points (worth Rs. 3,000) on the payment of joining fee.

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About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Lifestyle HC SBI Bank Prime Credit Card

The Lifestyle Home Centre SBI Card PRIME is a premium co-branded card designed for people who often shop at Lifestyle, Max, Home Centre, and Spar. It offers 15X reward points on purchases at these stores, along with rewards on dining and movies, milestone shopping vouchers, airport lounge access, and fuel surcharge waiver. It's a great choice for regular shoppers of Landmark Group brands.

The Lifestyle HC SBI Card PRIME is best suited for frequent shoppers at Lifestyle, Home Centre, Max, and Spar, offering high reward points, welcome bonuses, and premium benefits like lounge access. It’s ideal for those who spend ₹3 lakh or more annually to enjoy annual fee waivers and milestone rewards.

Lifestyle HC SBI Bank Prime Credit Card Rewards Program

Rewards Program

  • 15 RP/₹100 on spends at Lifestyle, Home Centre, Max & Spar stores/websites.
  • 10 RP/₹100 on dining and movie expenses.
  • 2 RP/₹100 on all other retail purchases.
  • Conversion rate: 4 Reward Points = ₹1

Reward Redemption: You can redeem SBI reward points by converting 2.4 reward points into 1 Landmark Point.

Other Features and Benefits

Welcome Benefits:
Get 12,000 bonus reward points (worth ₹3,000) on paying the joining fee. Also, receive ₹100 cashback on your first ATM withdrawal within 30 days of receiving the card.

Milestone Benefits:
Earn up to 58,000 reward points worth ₹14,500 yearly. Example benefits:

  • Spend ₹40,000 at Landmark stores – get 6,000 points
  • Spend ₹1 lakh – get 12,000 points
  • Spend ₹1.8 lakh – get 20,000 points
  • Spend ₹5 lakh in a year – get 20,000 points

Renewal Benefit:
Get 12,000 reward points within 30 days of paying the renewal fee.

Airport Lounge Access:

  • Complimentary Priority Pass Membership
  • 4 complimentary international lounge visits per year (max 2 per quarter)
  • 8 complimentary domestic lounge visits annually (max 2 per quarter)

Fuel Surcharge Waiver:
1% fuel surcharge waiver on transactions between ₹500 to ₹4,000.

Birthday Benefit:
Earn 10 reward points per ₹100 spent on your birthday.

Fees and Charges

Type of ChargeFee
Renewal FeeRs.2,999 plus GST
Annual FeeRs.2,999 plus GST
Add-on Credit CardNIL
Late Payment Fee
  1. Rs.0 to Rs.500: NIL
  2. Rs.500 to Rs.1,000: Rs.400
  3. Rs.1,000 to Rs.10,000: Rs.750
  4. Rs.10,000 - up to Rs.25,000: Rs.950
  5. Rs.25,000 - up to Rs.50,000: Rs.1,100
  6. Rs.50,000 and above: Rs.1,300
Interest rate3.50% per month or 42% p.a.
Cash advance fee2.5% of the total outstanding amount subjected to a minimum of Rs.500
Cash advance limit2.5% of the amount subject to a minimum of Rs.600.
Overlimit2.5% of the amount subject to a minimum of Rs.600.
Cheque feeRs.100
Card replacement feeRs.100 to Rs.250
Foreign currency mark-up3.5%
Cash payment feeRs.250 plus taxes
Rewards redemption feeRs.99

Things to Know Before you apply

Get this card if:

  • Shoppers who frequently visit Lifestyle, Home Centre, Max, and Spar
  • Users seeking premium benefits like lounge access and milestone rewards
  • Customers who spend ₹3 lakh+ annually to get the annual fee waived

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For Lifestyle HC SBI Bank Prime Credit Card

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
  • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Lifestyle HC SBI Bank Prime Credit Card Hilights

What do we like about this card?

Annual Fee: ₹2,999

Welcome Benefit: 2,000 bonus reward points on payment of the joining fee

Accelerated Rewards:

  • Earn 15 RP/₹100 at Lifestyle, Home Centre, Max & Spar
  • Earn 2 RP/₹100 on other retail spends
  • 10 RP/₹100 on birthday spends

Travel Benefit: Complimentary Priority Pass membership with access to over 600 international airport lounges

Lounge Access: 4 complimentary domestic lounge visits per year

Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹500–₹3,000

Pros

  • High reward rate at partner brands like Lifestyle, Max, Home Centre & Spar
  • Valuable welcome bonus and milestone reward points
  • Complimentary domestic and international lounge access
  • 1% fuel surcharge waiver
  • Extra birthday bonus reward points

Cons

  • High annual fee (₹2,999)
  • Best suited only for Landmark Group loyalists
  • Rewards are partner-focused; not flexible for broader usage

SBI Bank Credit Card Contact Details

SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.

  • Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
  • Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
  • Simply SMS: Send an SMS to 5676791 from your registered mobile number.

Frequently Asked Questions

Everything you need to know about this credit card

The welcome bonus of 12,000 reward points is credited within 30 days of paying the joining fee.

You earn 10 reward points for every Rs. 100 spent on movie tickets and dining.

Reward points will be credited to your account within 30 days of eligible transactions.

Yes, you get 8 complimentary domestic airport lounge visits per year, with a limit of 2 visits per quarter.

Yes, you can get add-on cards for your immediate family members, such as your spouse, parents, or children Without any additional charges or fees.

The card charges a finance fee of 3.50% per month (or 42% annually) on outstanding balances.

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