About IndiGo SBI Card
IndiGo SBI Card is a co-branded credit card offered by SBI Card in partnership with IndiGo and is the base variant of IndiGo SBI Card ELITE. This travel credit card allows cardholders to earn up to 3X value-back in the form of BluChips on IndiGo spends, which can be redeemed for flight bookings and other services via the IndiGo app.
In addition to IndiGo spends, the card offers 2 BluChips per ₹100 on hotels, lodging, and select travel categories, making it useful for frequent travellers. It also provides airport lounge access credit cards benefits with 4 complimentary domestic lounge visits every year.
Cardholders can earn up to 10,000 bonus BluChips annually through milestone and renewal benefits. At an annual fee of ₹1,499, this card competes with options like IndiGo Kotak Credit Card, which offers higher rewards on IndiGo spends but lacks lounge access benefits.
Overall, this card is a good option for IndiGo users who want a balance between travel rewards and lounge access.
IndiGo SBI Card Rewards Program
Rewards Program
- Earn 3 IndiGo BluChips per ₹100 on bookings via IndiGo app and website
- Earn 2 IndiGo BluChips per ₹100 on hotel and travel spends
- Earn 1 IndiGo BluChip per ₹100 on other spends
Redemption
- Redeem BluChips at 1:1 value on IndiGo website or app for flights and other bookings
Also Read: Best Credit Cards in India
Other Features and Benefits
Welcome Benefit
- Get 2,500 IndiGo BluChips on joining fee payment and first transaction within 60 days
Lounge Access
- Enjoy 4 domestic lounge visits per year (max 1 per quarter on ₹50,000 quarterly spend)
Also Check: Best Lounge Access Credit Cards
Renewal Benefit
- Get 2,500 IndiGo BluChips on renewal fee payment
Milestone Benefit
- Earn 2,500 IndiGo BluChips each on ₹2L, ₹4L and ₹6L annual spends
Fuel Benefit
- Get 1% fuel surcharge waiver up to ₹200 per month on spends between ₹500–₹4,000
Also Read: Best Fuel Credit Cards
Fees and Charges
| Particulars | Amount |
|---|
| Joining Fee | Rs. 1,499 + Applicable Taxes |
| Annual Fee | Rs. 1,499 + Applicable Taxes |
| Finance Charges | 3.75% p.m. (45% p.a.) |
| Late Payment Charges | | For Statement Balance: | | | Up to Rs. 500 | Nil | | More than Rs. 500 up to Rs. 1,000 | Rs. 400 | | More than Rs. 1,000 up to Rs. 10,000 | Rs. 750 | | More than Rs. 10,000 up to Rs. 25,000 | Rs. 950 | | More than Rs. 25,000 up to Rs. 50,000 | Rs. 1,100 | | More than Rs. 50,000 | Rs. 1,300 |
|
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Document Required For IndiGo SBI Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Click here to know More Terms and Conditions
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
IndiGo SBI Card Highlights
What do we like about this card?
- Earn up to 3 IndiGo BluChips per ₹100 on IndiGo spends
- Get 2,500 BluChips as welcome and renewal benefit
- Earn milestone bonus BluChips on ₹2L, ₹4L and ₹6L spends
- Enjoy 4 complimentary domestic lounge visits per year
- Save with 1% fuel surcharge waiver up to ₹200 per month
Things to Know Before you apply
Get this card if:
- You frequently travel and prefer flying with IndiGo
- You want to earn rewards on hotels and other travel spends
- You are okay redeeming rewards only for IndiGo bookings
- You can spend around ₹6 lakh annually to unlock milestone benefits
Pros
- 3X BluChips on IndiGo spends
- 2X BluChips on hotel, lodging, and travel spends
- Up to 7,500 bonus BluChips as milestone benefits
- 2,500 BluChips every year on renewal
- 1:1 redemption of BluChips via IndiGo app/website
Cons
- No international lounge access
- Domestic lounge access is spend-based
- Low rewards on non-IndiGo spends
- IndiGo BluChips membership is required
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
- Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
- Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
- Simply SMS: Send an SMS to 5676791 from your registered mobile number
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Frequently Asked Questions
You get 2,500 BluChips as a welcome benefit after making your first transaction within 60 days. In addition, you can earn up to 7,500 BluChips annually through milestone spends, increasing your overall savings on travel.
The card comes with an annual fee of ₹1,499 plus applicable taxes. On renewal, you receive 2,500 BluChips, which helps offset the cost and adds value for regular users.
Both cards offer similar welcome and milestone benefits. However, the Kotak variant offers higher rewards on IndiGo spends, while this card provides domestic lounge access, making it a more balanced option for travellers.
Yes, the card offers up to 4 complimentary domestic lounge visits every year. However, this benefit comes with a spend condition in the previous quarter, making it more suitable for regular spenders.
You earn 3 BluChips per ₹100 on IndiGo spends, 2 BluChips on hotel and travel categories, and 1 BluChip on other purchases. These rewards can be redeemed for flight bookings and other services through the IndiGo app or website, helping you save on travel expenses.
This card is ideal for frequent travellers who prefer flying with IndiGo. It suits users who can spend around ₹6 lakh annually to unlock milestone benefits and those who want to earn rewards on hotel and travel spends beyond flight bookings.
