About Flipkart SBI Card
Flipkart SBI Card is a cashback credit card and a strong online shopping credit card, especially for users who frequently shop on Flipkart and Myntra. This SBI Credit Card offers 7.5% cashback on Myntra and 5% cashback on Flipkart and Cleartrip, making it a competitive option alongside the Flipkart Axis Credit Card.
While both cards offer similar benefits like 4% cashback on partner merchants and 1% cashback on other spends, Flipkart SBI Card has a quarterly cap of ₹4,000 on partner merchant cashback (like Netmeds, Zomato, etc.), whereas Flipkart Axis Card offers unlimited cashback in this category.
Despite this limitation, the card still works well as an all-rounder cashback option, offering savings across categories like online shopping, travel, dining, healthcare, and entertainment. Overall, it is a good choice for Flipkart and Myntra loyal users who want to maximize their online savings.
Flipkart SBI Card Rewards Program
Cashback Benefits
- Get 7.5% cashback on Myntra spends (up to ₹4,000 per quarter)
- Earn 5% cashback on Flipkart and Cleartrip spends (up to ₹4,000 each per quarter)
- Get 4% cashback on partner brands like Netmeds, Zomato and more (up to ₹4,000 per quarter)
- Earn 1% unlimited cashback on all other spends
Also Read: Best Credit Cards in India 2026
Other Features and Benefits
Welcome Benefits
- Get a Flipkart gift card worth ₹250 on joining fee payment
Travel Benefits
- Get 7% instant discount on flight bookings (up to ₹1,500 domestic & ₹4,000 international)
- Enjoy 20% instant discount on hotel bookings (up to ₹5,000)
- Get 10% instant discount on bus bookings (up to ₹150)
Also Check: Best Travel Credit Cards
Fuel Benefit
- Get 1% fuel surcharge waiver up to ₹400 per month
Annual Fee Reversal
- Annual fee waived on spends of ₹3.5 lakh in a year
Also Read: Best Fee Waiver Credit Cards in India
Fees and Charges
| Particulars | Amount |
|---|
| Joining Fee | Nil (First Year Free Offer valid till 30th April 2026) |
| Annual Fee | Rs. 500 + Applicable Taxes |
| Finance Charges | 3.75% p.m. (45% p.a.) |
| Late Payment Charges | | For Statement Balance: | | | Up to Rs. 500 | Nil | | More than Rs. 500 up to Rs. 1,000 | Rs. 400 | | More than Rs. 1,000 up to Rs. 10,000 | Rs. 750 | | More than Rs. 10,000 up to Rs. 25,000 | Rs. 950 | | More than Rs. 25,000 up to Rs. 50,000 | Rs. 1,100 | | More than Rs. 50,000 | Rs. 1,300 |
|
Apply for a Credit Card & Get Instant Approval
Document Required For Flipkart SBI Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Click here to know More Terms and Conditions
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Flipkart SBI Card Highlights
What do we like about this card?
- Get 7.5% cashback on Myntra spends (up to ₹4,000 per quarter)
- Earn 5% cashback on Flipkart and Cleartrip spends (up to ₹4,000 each per quarter)
- Get 4% cashback on partner brands like Netmeds, Zomato and more (up to ₹4,000 per quarter)
- Earn 1% unlimited cashback on all other spends
- Get 7% instant discount on flight bookings (up to ₹1,500 domestic & ₹4,000 international)
- Enjoy 20% instant discount on hotel bookings (up to ₹5,000)
- Get 10% instant discount on bus bookings (up to ₹150)
- Get a Flipkart gift card worth ₹250 on joining fee payment
Things to Know Before you apply
Get this card if:
- You shop regularly on Flipkart for daily and big purchases
- You often book travel through Cleartrip
- You frequently shop on Myntra and want higher cashback
- You want a low annual fee card with cashback across multiple categories
Pros
- Welcome benefits worth ₹250
- 7.5% cashback on Myntra spends
- 5% cashback on Flipkart and Cleartrip
- 4% cashback on partner merchants
- Unlimited 1% cashback on other spends
Cons
- Low base cashback of 1% on regular spends
- No complimentary lounge access
- Quarterly cap on accelerated cashback
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
- Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
- Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
- Simply SMS: Send an SMS to 5676791 from your registered mobile number
Apply for a Credit Card & Get Instant Approval
Frequently Asked Questions
Both cards offer similar cashback on Flipkart, Myntra, and other spends. However, this card gives 4% cashback on select partners with a quarterly cap, while Flipkart Axis Card offers unlimited cashback on partner merchants.
No, the card has a joining and annual fee of ₹500 + taxes. The annual fee can be waived from the second year onwards on spending ₹3.5 lakh annually.
No, there are no renewal benefits. However, the annual fee can be waived if you spend ₹3.5 lakh in a year.
Yes, you can use it internationally, but it charges a high forex markup fee of 3.5%, which increases your overall cost.
No, 4% cashback on partner merchants is capped at ₹4,000 per quarter.
