Joining Fee: ₹499* Plus Applicable Taxes
Renewal Fee: ₹499*Plus Applicable Taxes
Earn 10 Points per ₹150 on dining, movies, grocery & departmental store spends.
Enjoy 1% fuel surcharge waiver on transactions of ₹500–₹3,000 at any petrol pump across India.
Earn 10 Reward Points per ₹150 spent on dining, movies, departmental stores, and groceries, and 1 point per ₹150 on all other spends (4 points = ₹1).
Welcome benefits:- Get 2,000 bonus reward points on spending ₹2,000 or more within 60 days of card issuance.
Check your eligibility For This Card
The SBI SimplySAVE Credit Card is a good option for people who want to save on daily spending. You get extra reward points on groceries, dining, and entertainment. It has a low joining fee and easy EMI options. You can redeem points for vouchers and enjoy fuel surcharge waivers and global card acceptance. It's great for anyone who wants to save more and spend smartly.
Note: SBI SimplySAVE Credit Card is ideal for daily spenders—earn 10X rewards on groceries, dining & movies. Spend smart, save more, and enjoy added perks like fuel surcharge waiver & easy EMI conversion.
Example:
Type of Charge | Fee |
---|---|
Annual fee | Rs.499 |
Renewal fee | Rs.499 |
Finance charge | Up to 3.50% per month (42% per annum) |
Cash advance fee at domestic ATMs, international ATMs, and SBI ATMs | 2.5% of the transaction amount or Rs. 500 (whichever is higher) |
Cash payment fee | Rs.250 |
Overlimit | 2.5% of overlimit amount or Rs.600 (whichever is higher) |
Late payment |
|
Payment dishonor fee | 2% of the amount (minimum of Rs.500) |
Cheque payment fee | Rs.100 |
Statement retrieval | Rs.100 per statement which is over 2 months old |
Card replacement | Rs.100 to Rs.250 |
Fee for increasing credit limit | Rs.200 per request for increase |
Foreign currency transaction fee |
|
Rewards redemption fee |
|
Overdue finance charge |
|
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
Everything you need to know about this credit card
Reward Points earned on the SimplySAVE Card can be redeemed via sbicard.com or the SBI Mobile App
Yes, you can pay electricity, mobile, telephone, and other bills through the EasyPay facility offered by SBI Card.
No, this card does not offer airport lounge visits.
The annual fee for SBI SimplySAVE Credit Card is Rs. 499 plus applicable taxes.
The applicable interest rate is 3.5% per month.
Yes, you can get add on cards for your immediate family members above 18 years of age. There is no fee charged on add-on card.
Yes, you can transfer the outstanding balance from another credit card to your SBI SimplySAVE Credit Card.
Yes, this card is accepted internationally except Nepal and Bhutan.
Yes, reward points expire after 2 years from the date of accrual.
Visit the nearest SBI branch and fill out the physical form for account closure to get your SBI SimplySAVE Credit Card canceled.