Best International Use Credit Cards in 2025

If you often travel abroad, having the right international travel credit card can help you save a lot. These cards offer benefits like free international lounge access, low forex markup fees, more reward points on international spending, and discounts on flights and hotels. While most credit cards work globally, choosing one that’s designed for international use gives you better value. Here’s a list of the best credit cards for international travel to help you save more on your trips.

Air India SBI Signature Credit Card

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Joining Fee 4999 + Tax
Renewal Fee 4999 + Tax
Best Suited For Airport Lounge Access | International Use | Co-branded
Reward Type Reward Points
Welcome Benefits
  1. 20,000 Reward Points as welcome gift (on joining)
  2. 1 Reward Point = 1 Air India Flying Return mile
  3. Automatic Flying Returns membership
Airport Lounge Access
International Use
Co-branded

  • Earn 30 Reward Points per ₹100 on Air India bookings made via airindia.in or the Air India app
  • 4 complimentary domestic airport lounge visits per quarter
  • Lounge access at select MasterCard & Visa lounges across India
  • Convert reward points to Air India Flying Returns miles
  • Low 1.99% foreign currency markup on international transactions

Spar SBI Credit Card

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Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Best Suited For Fuel | Reward Points | International Use
Reward Type Reward Points
Welcome Benefits
Fuel
Reward Points
International Use

Kotak Bank Corporate Gold Credit Card

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Joining Fee 0 + Tax
Renewal Fee 1000 + Tax
Best Suited For Fuel | Reward Points | International Use
Reward Type Reward Points
Welcome Benefits
Fuel
Reward Points
International Use

Kotak White Reserve Credit Card

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Joining Fee 12500 + Tax
Renewal Fee 12500 + Tax
Best Suited For Shopping | Airport Lounge Access | International Use
Reward Type Reward Points
Welcome Benefits
Shopping
Airport Lounge Access
International Use