About Shaurya Select SBI Card
SBI Card has launched two credit cards – Shaurya Select SBI Card and Shaurya SBI Card – specially for the armed forces. These cards give extra reward points when you spend at Canteen Stores Department (CSD), departmental stores, and more. You can also get your card personalized with the insignia of the Army, Navy, Air Force, or Paramilitary.
Shaurya Select SBI Card is the premium variant of the Shaurya series and is designed as a credit card for defence personnel. This SBI Card offers 2.5% value-back on everyday categories like dining, movies, groceries, and departmental stores, along with similar rewards on CSD canteen purchases, making it highly useful for defence users. For other spends, the card offers a base reward rate of 0.5%. Compared to the base variant, it also includes added benefits such as complimentary domestic lounge access and 24×7 concierge services, making it a good option among rewards credit cards.
Additionally, cardholders can earn milestone vouchers worth up to ₹9,000 from brands like Pizza Hut, Yatra, and Pantaloons. Overall, despite the higher annual fee of ₹1,499, it is a well-rounded option for defence personnel looking for rewards on daily spends along with travel and other benefits.
The Shaurya Select SBI Card is designed to honour armed forces personnel, offering rewards, entertainment, and insurance benefits. It comes with a ₹1,499 renewal fee and a 3.50% monthly interest rate.
Shaurya Select SBI Card Rewards Program
Rewards Program
- Earn 10 reward points per ₹100 on CSD, dining, movies, grocery and departmental store spends
- Earn 2 reward points per ₹100 on other spends
- Redeem points for cashback or catalogue items at ₹0.25 per point
Also Read: Best Credit Cards in India 2026
Other Features and Benefits
Milestone Benefits
- Get ₹500 Pizza Hut e-gift voucher on ₹50,000 quarterly spends
- Get ₹7,000 Yatra/Pantaloons e-gift voucher on ₹5 lakh annual spends
Travel Benefits
- Enjoy 4 complimentary domestic airport lounge visits every year
Also Check: Best Travel Credit Cards
Annual Benefits
- Get 1,500 reward points on renewal fee payment
- Annual fee waived on ₹1.5 lakh spends in a year
Fuel Benefits
- Get 1% fuel surcharge waiver up to ₹250 per month on spends between ₹500–₹4,000
Also Read: Best Fuel Credit Cards
Insurance Benefits
- Personal accident cover of ₹10 lakh
- Card available with service branch embossing (Airforce, Army, Navy & Paramilitary)
Other Benefits
- Access 24×7 concierge services for dining, gifting and more
- Flexipay Facility: Convert purchases above ₹2,500 into easy EMIs within 30 days
- Easy Bill Pay: Automate utility bill payments with standing instructions
- Easy Money: Get cheque or draft against your card’s cash limit
- Balance Transfer: Transfer dues from other cards and repay via low-interest EMIs
- Add-on Card: Issue add-on cards for family members aged 18+
Suggested Read: Best Credit Cards for Defence Personnel
Fees and Charges
| Joining Fee | Rs. 1,499 + Applicable Taxes |
| Annual Fee | Rs. 1,499 + Applicable Taxes |
| Finance Charges | 2.75% p.m. (33% p.a.) |
| Late Payment Charges | | On outstanding balance of – | | | Up to Rs. 500 | Nil | | More than Rs. 500 up to Rs. 1,000 | Rs. 400 | | More than Rs. 1,000 up to Rs. 10,000 | Rs. 750 | | More than Rs. 10,000 up to Rs. 25,000 | Rs. 950 | | More than Rs. 25,000 up to Rs. 50,000 | Rs. 1,100 | | More than Rs. 50,000 | Rs. 1,300 |
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Document Required For Shaurya Select SBI Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Click here to know More Terms and Conditions
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Shaurya Select SBI Card Highlights
What do we like about this card?
- Earn 10 reward points per ₹100 on CSD, dining, grocery, movies and departmental spends
- Get milestone vouchers worth ₹7,500 on ₹50,000 quarterly and ₹5 lakh annual spends
- Enjoy 4 complimentary domestic airport lounge visits every year
- Get 1,500 reward points on renewal and annual fee waiver on ₹1.5 lakh spends
- Save with 1% fuel surcharge waiver up to ₹250 per month
- Get personal accident cover of ₹10 lakh
Things to Know Before you apply
Get this card if:
- You are serving or retired armed forces personnel.
- You frequently spend on dining, movies, groceries, or at CSD canteens.
- You want exclusive milestone rewards and annual fee waivers.
- You value complimentary insurance and fuel surcharge waivers.
- You want the prestige of a card embossed with your service branch insignia.
Pros
- High reward rate on dining, movies, groceries, and CSD spends (10X points).
- Attractive milestone benefits, including vouchers worth up to ₹7,000.
- Complimentary ₹10 lakh Personal Accident Cover and ₹1 lakh Fraud Liability Cover.
- Domestic lounge access and 24x7 concierge service.
- Fuel surcharge waiver at all fuel stations in India.
- Option to emboss Army, Navy, Air Force, or Paramilitary insignia for personalization.
Cons
- Annual fee of ₹1,499 from the second year onwards.
- Reward points not earned on fuel, cash, or S2S transactions.
- No international lounge access.
- Foreign currency mark-up fee applies for overseas transactions.
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
- Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
- Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
- Simply SMS: Send an SMS to 5676791 from your registered mobile number
For Further Support: Contact SBI Customer Care Center
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Frequently Asked Questions
Shaurya Select SBI Card is a special credit card designed for defence personnel. It comes with features like domestic lounge access, reward points on daily spends, and the option to emboss Army, Navy, Air Force, or Paramilitary insignia on the card.
Yes, SBI Card will notify you about your application status through email, SMS, or physical mail once the review process is completed.
You can easily track your application on the SBI Card website using your application number or registered mobile number. SBI Card may also send updates via SMS, email, or post.
You can redeem reward points through the SBI Card website or mobile app. Options include gift vouchers, merchandise, or statement credit. You can also redeem points by contacting customer care.
No, currently the card only supports insignia for Army, Navy, Air Force, and Paramilitary forces.
