Best Grocery Credit Cards in 2025
Grocery shopping is a major part of monthly household spending. To help you save more, top banks like HDFC Bank, SBI Card, and Axis Bank offer credit cards that give cashback, reward points, or discounts on grocery purchases—both online and offline. Here’s a list of the best grocery credit cards in India to help you cut down your everyday shopping costs.
IDFC HPCL First Power Plus Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Welcome Benefits
₹500 gift voucher on first HPCL fuel transaction and 5% cashback up to ₹1,000 on first EMI conversion.
- Attractive introductory benefits with total value up to Rs. 1,650
- Includes lifestyle privileges across travel, movies, and roadside assistance
- 0% interest on cash withdrawals till the due date
- Potential annual savings of up to Rs. 18,500 — equivalent to over 175 litres of fuel
Indian Coast Guard Rakshamah BoB Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
Welcome Benefits
Complimentary 6 months FITPASS Pro membership & 500 reward points.
- 5X reward points on movies & departmental stores (capped at 1,000/month)
- 2 reward points on other spends, including UPI transactions
- Welcome Benefits: 6 months FITPASS Pro + 500 bonus points
- Milestone Benefit: 12-month Amazon Prime membership on Rs. 1 lakh spend in first 90 days
- 8 complimentary domestic airport lounge visits per year (2 per quarter, on Rs. 20,000 spend)
- 24×7 concierge services for domestic & international support
- Accidental death insurance: up to Rs. 20 lakh
- Fuel surcharge waiver: 1% on Rs. 400–5,000 (max Rs. 250/month)
- Lifetime free card with no annual fee
RBL Bank Savemax Pro Credit Card
Joining Fee
₹1499 + Tax
Renewal Fee
₹1499 + Tax
Max SBI Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Welcome Benefits
Get 2,000 bonus reward points worth Rs. 500 when you pay the joining fee within 30 days of fee payment.
- Earn 2,000 bonus reward points when you pay the annual fee.
- Enjoy milestone rewards up to 16,000 points worth Rs. 4,000 on your annual spends.
- Get a 1% fuel surcharge waiver at petrol stations across India.
- Earn 5 reward points per Rs. 100 spent at Landmark stores, dining, and movies.
- Redeem your rewards instantly at Landmark stores for easy savings.