Best Grocery Credit Cards in 2025
Grocery shopping is a major part of monthly household spending. To help you save more, top banks like HDFC Bank, SBI Card, and Axis Bank offer credit cards that give cashback, reward points, or discounts on grocery purchases—both online and offline. Here’s a list of the best grocery credit cards in India to help you cut down your everyday shopping costs.
Nature’s Basket SBI Bank Credit Card
Joining Fee
₹1499 + Tax
Renewal Fee
₹1499 + Tax
Best
Suited For
Shopping | Reward Points | Grocery
Reward
Type
Reward Points
Welcome Benefits
₹1,250 Nature’s Basket voucher on joining Instant activation on eligible spend
10% savings on groceries at Nature’s Basket stores and website
Complimentary domestic lounge access
2,000 bonus reward points on annual milestone spends
Fuel surcharge waiver on ₹500–₹3,000 transactions
5% savings on select online grocery platforms
SBI Shaurya Select Card
Joining Fee
₹0 + Tax
Renewal Fee
₹1499 + Tax
Best
Suited For
Entertainment | Grocery
Reward
Type
Reward Points
Welcome Benefits
RBL Bank Savemax Pro Credit Card
Joining Fee
₹1499 + Tax
Renewal Fee
₹1499 + Tax
Best
Suited For
Entertainment | Reward Points | Grocery
Reward
Type
Reward Points
Welcome Benefits
Bank of Baroda Vikram Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
Best
Suited For
Fuel | Reward Points | Grocery
Reward
Type
Reward Points
Welcome Benefits
IDFC HPCL First Power Plus Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Best
Suited For
Travel | Fuel | Grocery
Reward
Type
Reward Points
Welcome Benefits
₹500 gift voucher on first HPCL fuel transaction and 5% cashback up to ₹1,000 on first EMI conversion.
- Attractive introductory benefits with total value up to Rs. 1,650
- Includes lifestyle privileges across travel, movies, and roadside assistance
- 0% interest on cash withdrawals till the due date
- Potential annual savings of up to Rs. 18,500 — equivalent to over 175 litres of fuel