Best Dining Credit Cards in 2025
If you love eating out or are a foodie, a dining credit card can help you save more on your restaurant bills. The right card can get you discounts, free memberships, and special dining offers at partner restaurants. But with so many options available, choosing the best one can be confusing. To make it easier for you, here is a list of the best dining credit cards in India that offer great value and savings on your dining expenses.
EazyDiner IndusInd Bank Signature Credit Card
Joining Fee
₹1999 + Tax
Renewal Fee
₹1999 + Tax
Get a complimentary 12-month EazyDiner Prime membership.
Earn 10 reward points per ₹100 spent on dining, entertainment, and shopping.
Swiggy HDFC Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Get 10% cashback on Swiggy food orders, Instamart, Dineout, and Genie.
Earn 5% cashback on all other online spends.
Welcome Benefits
Complimentary 3 months Swiggy One membership on card activation.
- 10% Cashback on Swiggy: Food, Instamart, Dineout, and Genie (monthly cap ₹1,500).
- 5% Cashback on Online Spends: Across select online categories (monthly cap ₹1,500).
- 1% Cashback on Other Purchases: Including offline spends (monthly cap ₹500).
- Complimentary Swiggy One: 3-month membership on activation.
- Travel Discount: 6% off on flights and intercity bus bookings via Paytm Travel.
- Golf Benefits (Mastercard): 4 complimentary green fees + 12 lessons per year; 50% off extra rounds.
- Annual Fee Waiver: Spend ₹2 lakh/year to waive fee (excludes cash, balance transfers).
- Zero Lost Card Liability: Report lost card to avoid fraudulent charges.
HSBC Live+ Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
Get 10% cashback (up to ₹1,000 per month) on dining, grocery, and food delivery.
Enjoy unlimited 1.5% cashback on all other spends.
HDFC Diners Club Privilege Credit Card
Joining Fee
₹2500 + Tax
Renewal Fee
₹2500 + Tax
Earn accelerated rewards on Swiggy and Zomato orders.
Avail Buy 1 Get 1 (B1G1) offer through BookMyShow.
Welcome Benefits
Get free memberships like Amazon Prime, Swiggy One, and more on spending ₹75,000 within 90 days of card issuance.
- Transactions not eligible for reward points: Fuel, cash advances, payment of outstanding balance, card fees & charges, and Smart EMI/Dial an EMI.
- Reward caps:
- Insurance, utility, and telecom spends – maximum 2,000 reward points per day (per category).
- Grocery spends – maximum 2,000 reward points per calendar month.
- Overall monthly cap – 50,000 reward points per statement cycle.
- Zomato & Swiggy 5X Rewards:
- Out of 5X, the extra 4X is capped at 2,500 reward points per month.
- Remaining 1X rewards have no cap.
- Applicable only on minimum transactions of ₹150.
- Reward Redemption Rules:
- Maximum 70% of travel bookings (flights, hotels, experiences) can be paid via reward points, capped at 50,000 points/month.
- Cashback redemption against statement balance capped at 50,000 points/month.
- Activation Benefit: Available only on spends of ₹75,000 within 90 days of card issuance.
Airtel Axis Bank Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Get 25% cashback on payments for Airtel Mobile, DTH, and more through the Airtel Thanks App.
Enjoy 10% cashback on utility bill payments via the Airtel Thanks App.
Axis My Zone Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Enjoy Buy One Get One (B1G1) offer on movie tickets via the District App.
Get a complimentary 1-year SonyLIV membership.
Welcome Benefits
Get complimentary 1-year SonyLIV Premium subscription on card activation within 30 days of issuance.
- ₹500 annual fee
- Buy 1 Get 1 free movie ticket (up to ₹200/month via District by Zomato)
- Rs. 120 off on Swiggy orders (twice a month)
- Complimentary SonyLIV Premium annual subscription
- Fuel surcharge waiver (1% on transactions ₹400–₹4,000)
- 15% off on dining via Axis Bank Dining Delights (up to ₹500/month)