The InterMiles HDFC Bank Signature Credit Card is a co-branded travel card that helps you save on flights and hotels. You can earn up to 12X reward points on travel bookings made with this card. It also comes with added perks like discounts on Etihad Airways tickets and free airport lounge access.
This card is a good choice if you travel often and want to save on your bookings. However, the rewards can only be used on the InterMiles website, so it works best if you prefer booking your travel through InterMiles.
InterMiles HDFC Signature Credit Card Rewards Program
Earning InterMiles
6 InterMiles per ₹150 on all spends
12 InterMiles per ₹150 on flight & hotel bookings via InterMiles website
3,000 InterMiles on spending ₹6,000 within 30 days of the anniversary date
Etihad Airways Benefits
5% off on Economy Class bookings
10% off on Business Class bookings
2.5X reward points on Etihad ticket bookings
Other Features and Benefits
Welcome Benefits
Complimentary InterMiles Silver Membership
8,000 bonus InterMiles:
3,000 InterMiles on spending ₹6,000 within 30 days of card setup
5,000 InterMiles on spending ₹90,000 within 90 days
Discount vouchers:
₹750 off on return flight tickets (via InterMiles website) – 1st year
₹2,000 off on hotel bookings (via InterMiles website) – 1st year
Airport Lounge Access
Complimentary Priority Pass membership + 5 free international lounge visits per year
16 free domestic lounge visits per year (4 per quarter) via Visa Lounge Access
Renewal Benefit
Spend ₹3 lakh in a year to get renewal fee waived
Dining Privileges (Dineout Membership)
Up to 35% off on dining when you spend ₹75,000+ every quarter
Flat 25% off at 2,000+ premium restaurants
Extra 10% off with Signature Club card
1+1 buffet at 200+ restaurants
Early access to food festivals & events
Other Benefits
Up to 50 days interest-free credit
Zero liability on lost card (if reported immediately)
Up to 3 free add-on cards
Fees and Charges
Type of Fee or Charge
Amount
Joining Fee
Rs. 2,500
Annual/ Renewal Fee
Rs. 2,500 (waived off on spending Rs. 3 lakh in a year)
Finance Charges
3.75% p.m. i.e. 45% p.a.
Late Payment Charges
For Statement Balance:
Up to Rs. 100: Nil Rs. 101 to Rs. 500: Rs. 100 Rs. 501 to Rs. 1,000: Rs. 500 Rs. 1,001 to Rs. 5,000: Rs. 600 Rs. 5,001 to Rs. 10,000: Rs. 750 Rs. 10,001 to Rs. 25,000: Rs. 900 Rs. 25,001 to Rs. 50,000: Rs. 1,100 More than Rs. 50,000: Rs. 1,300
Things to Know Before you apply
Get this card if:
Frequent domestic & international travelers
Loyal InterMiles platform users
Individuals booking flights/hotels often via InterMiles.com
Users spending ₹25K–₹50K/month who want travel-linked rewards
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For InterMiles HDFC Signature Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
InterMiles HDFC Signature Credit Card Hilights
What do we like about this card?
6 InterMiles on every ₹150 spent on InterMiles.com (flights, hotels)
3 InterMiles per ₹150 on all other spends
8 complimentary domestic lounge visits per year (2/quarter)
Free InterMiles Silver Tier Membership (upgradeable with usage)
Spend-linked milestone rewards and discounts on travel partners
Pros
High InterMiles earning rate on InterMiles.com
Lounge access across India
Welcome & milestone bonuses
Airline & hotel discount vouchers
Fuel surcharge waiver
Cons
Limited to users who prefer InterMiles platform
Lounge access only within India
No airport concierge or international travel insurance
Miles not convertible to direct cashback
HDFC Bank Credit Card Contact Details
HDFC Card offers multiple ways to get assistance for your credit card queries and services.
Contact Address: Manager, HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur PO Chennai - 600 041
Helpline: You can contact us at 1800 1600 / 1800 2600.
Simply SMS: - SMS “CCHELP” to 5676712
Frequently Asked Questions
Everything you need to know about this credit card
No, the JetPrivilege program has been rebranded as the InterMiles Program by Etihad Airways.
All JetPrivilege memberships have been seamlessly transferred to the InterMiles Program. Your existing tier status has been mapped accordingly. For instance, if you were a Gold Tier member under JetPrivilege, you are now a Gold Tier member under InterMiles.
You can redeem your InterMiles to book flights, hotels, and other travel services through the InterMiles website. Bookings made with Etihad Airways come with additional discounts and faster rewards.
With the InterMiles HDFC Bank Signature Credit Card, you automatically receive a Priority Pass Membership, along with 5 complimentary lounge visits every year.
The InterMiles HDFC Bank Signature Credit Card offers exclusive perks, including up to 8,000 InterMiles as a welcome bonus, up to 12 InterMiles on every spend, special Etihad Airways benefits with up to 10% discount, complimentary airport lounge access, and more.
How Can I Apply for a Credit Card Online?
✔Step 1: Enter your mobile number in the application form
✔Step 2: Provide your personal details
✔Step 3: Enter OTP to verify your mobile number
✔Step 4: Select the credit card
✔Step 5: Compare offers and apply for the best-suited credit card
Housing Development Finance Corporation
Airport Lounge Access
Fuel
Travel
