About Apollo SBI Card Select
Apollo SBI Card Select is one of the few healthcare-focused credit cards in India, designed for users who spend regularly on medical and wellness needs. This SBI credit card is co-branded with Apollo and offers up to 10% rewards on pharmacy spends, along with benefits like free health check-ups and other wellness perks. The earned reward points can be converted into Apollo Health Credits in a 1:1 ratio and redeemed across Apollo’s network.
SBI Card also offers a base variant—Apollo SBI Card—at a lower annual fee of ₹499. While it provides a lower value-back of up to 3%, it offers more flexible redemption options like instant POS redemption, Apollo vouchers, and health credits.
The Select variant, being the premium option, offers higher rewards, lounge access, and milestone benefits that are not available on the base variant. Overall, it is a good choice for users who want to save on healthcare expenses while enjoying additional lifestyle benefits.
Note: Reward points earned on the Apollo SBI Card can only be redeemed as Apollo Health Credits, making it ideal for those who regularly use Apollo services.
Apollo SBI Card Select Rewards Program
Other Features and Benefits
Healthcare Benefits
- Get 1-year complimentary FITPASS PRO membership
- Enjoy a complimentary health check-up every year
- Earn 10 reward points per ₹100 on Apollo 24/7 and Apollo Pharmacy spends
- Redeem reward points at 1:1 value as Apollo Health Credits
- Receive a Noise Smartwatch worth ₹7,999 on ₹6 lakh annual spends
Also Read: Best Health and Wellness Credit Cards
Welcome Benefit
- Get ₹1,500 Apollo 24/7 e-gift voucher along with Apollo Circle benefits
Fee Waiver
- Get annual fee waived on ₹3 lakh spends in the previous year
Also Read: Best Fee Waiver Credit Cards in India for 2026
Lounge Access
- Enjoy 4 complimentary domestic lounge visits per year (max 1 per quarter)
- Get complimentary Priority Pass membership for 2 years
Fuel Benefits
- Get 1% fuel surcharge waiver up to ₹100 per month on spends between ₹500–₹4,000
Also Read: Best Fuel Credit Cards
Fees and Charges
| Fee Type | Amount |
|---|
| Joining Fee | Rs. 1,499 + Taxes |
| Annual Fee | Rs. 1,499 + Taxes |
| Finance Charges | 3.50% p.m. | 42% p.a. |
| Late Payment Charges | | For Statement Balance: | Amount | | Less than Rs. 500 | Nil | | Rs. 500 to Rs. 1,000 | Rs. 400 | | Rs. 1,000 to Rs. 10,000 | Rs. 750 | | Rs. 10,000 to Rs. 25,000 | Rs. 950 | | Rs. 25,000 to Rs. 50,000 | Rs. 1,100 | | Above Rs. 50,000 | Rs. 1,300 |
|
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Document Required For Apollo SBI Card Select
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Click here to know More Terms and Conditions
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Apollo SBI Card Select Highlights
What do we like about this card?
- Earn 10 reward points per ₹100 spent at Apollo 24/7 & Apollo Pharmacy
- Reward points redeemable 1:1 as Apollo Health Credits
- Complimentary Apollo Gold Tier Membership & annual health check-up
- Noise Smartwatch worth ₹7,999 on ₹6 Lakh annual spends
- 1% fuel surcharge waiver across all petrol pumps
- Annual fee waiver on ₹90,000 yearly spends
- Complimentary FITPASS PRO membership for 1 year
- Ideal for health-conscious individuals with regular Apollo spends
Things to Know Before you apply
Get this card if:
- You want a card that gives special benefits on healthcare spending
- You are fine paying ₹1,499 annual fee for Apollo-linked offers
- You often spend at Apollo for medicines, checkups, or treatments
- You already use other credit cards for daily needs like shopping, groceries, or eating out
Pros
- 1:1 redemption against Apollo Health Credits
- Lower annual fee waiver threshold
- Milestone benefit worth ₹7,999
- Accelerated rewards on Apollo spends
- Complimentary health check-up every year
Cons
- No international lounge access, even with Priority Pass
- Rewards can only be redeemed as Apollo Health Credits
- Low base reward rate of 0.5%
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
- Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
- Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
- Simply SMS: Send an SMS to 5676791 from your registered mobile number
For Further Support: Contact SBI Customer Care Center
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Frequently Asked Questions
You can get up to 15% value-back on medicines, up to 20% on diagnostic services, one free test (HbA1c, TSH, or CBC), ₹1 lakh accidental cover, free home delivery of medicines, and savings on doctor consultations.
You can redeem the e-voucher at Apollo Pharmacy stores, as well as on their mobile app and website.
The complimentary check-up covers tests like Lipid Profile, Kidney, Diabetes, Liver, Complete Blood Count, Thyroid, and Urine tests.
Yes, you can save up to ₹150 on doctor consultations through Apollo Circle benefits.
