SBI Credit Card Bill Payment

SBI Credit Card offers a variety of methods, both online and offline, to pay your credit card bill conveniently and quickly. Each payment method comes with a different processing time, so it’s important to be aware of these before making a payment to ensure timely processing.

Available Methods to Make SBI Credit Card Payments Online

• PayNet - Pay Online
• Visa Credit Card Pay
• UPI, NEFT / RTGS
• SBI Mobile Banking
• Debit Card, NACH
• Mobile App

How to Pay SBI Credit Card Bill through RTGS

Paying your SBI credit card bill via RTGS is a simple and hassle-free process. Before proceeding, you must first register your SBI card as a beneficiary at your bank. The required details for registration are:

• Beneficiary Name: SBI Card
• Beneficiary Bank Name: SBI Credit Card – NEFT
• Beneficiary Branch Address: Payment Systems Group, State Bank GITC, CBD Belapur, Navi Mumbai
• Beneficiary Account Number: Your Credit Card Number
• SBI Credit Card Bill Payment IFSC Code: SBIN00CARDS

Once your credit card is added to the beneficiary list, follow these steps to make the payment:

• Login to Net Banking
  Access your net banking portal.
• Go to Fund Transfer
  Click on the “RTGS” option under the fund transfer section.
• Select the Beneficiary
  Choose your credit card from the list of beneficiaries.
• Enter the Payment Amount
  Enter the amount you wish to pay (Note: RTGS can be used only if your SBI credit card bill exceeds Rs. 2 Lakh).
• Confirm the Transaction
  Confirm the details and complete the payment.

With these steps, you can easily pay your SBI credit card bill through RTGS.

How to Pay SBI Credit Card Bill through NEFT

To make an SBI credit card payment via NEFT, follow these easy steps:

1. Log into Net Banking
   Access your net banking portal and add your SBI credit card as a beneficiary.
2. Enter IFSC Code
   Enter the IFSC code SBIN00CARDS to proceed with the payment.
3. Enter Your SBI Card Number
   In the account number field, enter your 16-digit SBI credit card number.
4. Select Beneficiary Account Type
   Choose “Credit Card Payment” or “Savings Account” as the beneficiary account type.
5. Enter Bank Name
   Enter SBI CREDIT CARD - NEFT as the bank name.
6. Fill in Beneficiary Address
   Enter the address as PAYMENT SYSTEMS GROUP, STATE BANK GITC, CBD BELAPUR, NAVI MUMBAI and click on ‘Submit’.

This completes your NEFT payment process for your SBI credit card bill.

SBI Credit Card Bill Payment through Debit Card

Paying your SBI credit card bill through a debit card is a secure and quick method. You can use various debit cards to complete this payment, including:

• Bank of Maharashtra Debit Card
• Citibank Debit Card
• Bank of India ATM-cum-Debit Card
• Canara Bank ATM-cum-Debit Card
• State Bank of India ATM-cum-Debit Card
• Indian Overseas ATM-cum-Debit Card

How to Make SBI Credit Card Bill Payment via Debit Card

1. Visit the SBI Card Website
   Go to www.sbicard.com.
2. Select 'Pay through Debit Card'
   Choose the “Pay through Debit Card” option and enter your debit card details, including the card number, payment amount, and your email ID.
3. Enter Authentication Information
   Fill in the required authentication information and confirm the payment.
4. Complete the Payment
   The payment amount will be deducted from your linked bank account.

SBI Credit Card Bill Payment through SBI Card App

Another popular method to pay your SBI credit card bill is through the SBI Card App, which is available on Android, iOS, and Windows platforms. This app allows seamless payments, directly deducting the bill amount from your bank account.

Steps to Make SBI Credit Card Bill Payment using the SBI Card App

1. Download and Register the App
   Download the SBI Card Mobile Banking App, and either log in or register (registration is a one-time process).
2. Click on 'Pay Now'
   Tap the “Pay Now” button on the app.
3. Select Payment Amount
   Choose the amount you want to pay, such as the total outstanding, minimum amount, or any custom amount.
4. Choose Payment Method
   Select your bank and choose the payment method. You will be redirected to the bank’s payment interface.
5. Confirm and Complete Payment
   Confirm your payment details and finalize the payment.

How to Pay SBI Credit Card Bill Online

To pay your SBI credit card bill online using Online SBI, follow these steps:

1. Log into the Online SBI Portal
   Use your credentials to log in to your Online SBI account.
2. Click 'View/Pay Bills'
   Under the 'Bill Payments' section, select 'Without Bills'.
3. Choose SBI Card as the Biller
   Select SBI Card as your biller and click 'Pay'.
4. Select Your SBI Account Number
   Choose the SBI account from which you want to make the payment.
5. Enter the Payment Amount
   Type in the amount you wish to pay.
6. Click 'Pay Now' and Submit
   Select 'Pay Now' and then click 'Submit' to complete your payment.

This simple process allows you to pay your SBI credit card bill online effortlessly.

SBI Credit Card Bill Payment through UPI (BHIM SBI Pay)

You can pay your SBI credit card bill conveniently through BHIM SBI Pay using UPI. Here’s how you can do it:

Registration Process for BHIM SBI Pay

1. Download the App
   Download BHIM SBI Pay from the App Store or Google Play Store.
2. Register with Your Mobile Number
   Open the app and register using your mobile number.
3. Create a Virtual Payment Address (VPA)
   Create your preferred Virtual Payment Address (VPA) using the SBI handle, and link your account to this VPA.
4. Set UPI PIN
   Set a UPI PIN to secure your transactions.
5. Transact Using VPA
   After registration, you can use the BHIM SBI Pay app to transact by sharing only the VPA.

Bill Payment Process

1. Select 'Pay by VPA'
   In the app, select Pay by VPA and enter your SBI credit card number in the format:Sbicard.16digitCardNumber@SBI
   Example: Sbicard.4726420123456789@SBI
2. Enter the Payment Amount
   Type in the amount you wish to pay and click Go.
3. Verify and Submit
   Verify your bank account MPIN and click Submit to complete the payment.

This UPI-based payment method makes paying your SBI credit card bill simple and efficient.

Payment Methods and Processing Time for SBI Credit Card

Here’s a list of payment methods and how long it takes for each:

1. ATM Funds Transfer – 2 working days
2. Paynet-Pay Online – Instant
3. Online SBI – Instant
4. National Automated Clearing House (NACH) – Credited on the due date
5. Paytm – 3 working days
6. SBI Debit Card – Instant
7. Electronic Bill Payment – Within 3 working days
8. SBI Auto Debit – Credited on the due date
9. UPI – Instant
10. Over the Counter Payment – 2 working days
11. Electronic/Manual Drop Box – 4 working days
12. Mobile Banking – Instant
13. Visa Credit Card Pay – 3 working days
14. Net Banking – Instant
15. NEFT – 3 banking hours

How to Pay SBI Credit Card Bill Payment Offline

Here are the methods for making offline payments for your SBI Credit Card bill:

1. Over the Counter (OTC) Payment

Step 1: Visit the nearest State Bank of India branch.

Step 2: Fill out the pay-in slip available at the information desk.

Step 3: Collect the receipt of acknowledgment after making the payment.

2. SBI ATM Payment

Step 1: Visit the nearest SBI ATM.

Step 2: Insert your debit card, select 'Services', and then 'Bill Pay'.

Step 3: Enter your SBI Credit Card number and the payment amount.

3. Cheque - Manual Drop Box

Step 1: Write your SBI Credit Card number on the cheque.
Step 2: Enter your phone number and name on the back of the cheque.
Step 3: Mention the payee name as 'SBI Card No. XXXX XXXX XXXX XXXX' (16-digit card number).
Step 4: Double-check the payment amount, signature, and date.