About KrisFlyer SBI Card Apex
SBI Card offers two co-branded travel credit cards in partnership with Singapore Airlines, with KrisFlyer SBI Card Apex being the premium variant. This SBI credit card comes with an annual fee of ₹10,000 and is available only to users who already have a KrisFlyer membership.
Designed for frequent Singapore Airlines travellers, the card offers up to 10 KrisFlyer miles per ₹200 spent, along with milestone benefits like bonus miles and KrisFlyer Elite Gold membership. It also includes complimentary lounge access, enhancing its value for frequent flyers.
However, compared to other premium cards, it offers limited lifestyle benefits on non-travel spends. Overall, it is best suited for high spenders who travel regularly with Singapore Airlines and want to maximise airline-specific rewards.
Also Read: Best Premium Credit Cards
KrisFlyer SBI Card Apex Rewards Program
Air Miles Earning
- Earn 10 miles per ₹200 on Singapore Airlines Group spends
- Earn 8 miles per ₹200 on international spends
- Earn 6 miles per ₹200 on other eligible spends
Air Miles Redemption
- Miles are transferred monthly to your KrisFlyer account and can be used for Singapore Airlines bookings
Also Read: Best SBI Credit Cards
Other Features and Benefits
Welcome Bonus
- Get 10,000 KrisFlyer miles on joining fee payment and first spend within 60 days
Lounge Access
- Get complimentary Priority Pass membership
- Enjoy up to 8 international lounge visits per year (max 2 per quarter)
- Get up to 8 domestic lounge visits per year (max 2 per quarter)
Also Check: Best Lounge Access Credit Cards
Milestone Benefits
- Earn 10,000 KrisFlyer miles on ₹5 lakh annual spends
- Earn 3,000 KrisFlyer miles on ₹10 lakh annual spends
- Get upgrade to KrisFlyer Elite Gold on ₹7.5 lakh spends with Singapore Airlines
Also Read: Best Milestone Benefits Credit Cards
Fuel Benefit
- Get 1% fuel surcharge waiver up to ₹250 per month
Insurance Coverage
- Air accident cover up to ₹3.5 crore
- Baggage loss or delay cover up to ₹1 lakh
- Fraud loss cover up to ₹10 lakh
Also Read: Best Fuel Credit Cards
Fees and Charges
| Particulars | Amount |
|---|
| Joining/Annual Fee | Rs. 9,999 + applicable taxes |
| Finance Charges | Up to 3.75% per month (45% per annum) |
| Late Payment Charges | | On outstanding balance of – | | | Up to Rs. 500 | Nil | | More than Rs. 500 up to Rs. 1,000 | Rs. 400 | | More than Rs. 1,000 up to Rs. 10,000 | Rs. 750 | | More than Rs. 10,000 up to Rs. 25,000 | Rs. 950 | | More than Rs. 25,000 up to Rs. 50,000 | Rs. 1,100 | | More than Rs. 50,000 | Rs. 1,300 |
|
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Document Required For KrisFlyer SBI Card Apex
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
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Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
KrisFlyer SBI Card Apex Highlights
What do we like about this card?
- Get complimentary Priority Pass membership
- Enjoy up to 8 international lounge visits per year (max 2 per quarter)
- Get up to 8 domestic lounge visits per year (max 2 per quarter)
- Earn 10,000 KrisFlyer miles on ₹5 lakh annual spends
- Earn 3,000 KrisFlyer miles on ₹10 lakh annual spends
- Get upgrade to KrisFlyer Elite Gold on ₹7.5 lakh spends with Singapore Airlines
- Get 10,000 KrisFlyer miles on joining fee payment and first spend within 60 days
- Earn 10 miles per ₹200 on Singapore Airlines Group spends
- Earn 8 miles per ₹200 on international spends
- Earn 6 miles per ₹200 on other eligible spends
Things to Know Before you apply
Get this card if:
- You frequently travel with Singapore Airlines and want to earn miles on your spends
- You are comfortable redeeming rewards only as KrisFlyer miles for flight bookings
- You can spend enough to unlock milestone benefits and maximise savings
- You don’t mind paying a high annual fee for premium travel benefits
Pros
- Up to 5% value-back as KrisFlyer miles on spends
- Up to 13,000 bonus miles and KrisFlyer Elite Gold membership as milestone benefits
- Up to 8 complimentary domestic and international lounge visits annually
- Welcome bonus offsets the joining fee
Cons
- Priority Pass membership available only for the first 2 years
- High forex markup fee of 3.5%
- Limited benefits on non-travel categories like shopping, dining, and movies
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
- Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
- Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
- Simply SMS: Send an SMS to 5676791 from your registered mobile number
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Frequently Asked Questions
Yes, it offers up to 8 domestic and 8 international lounge visits every year.
No, you must already have a KrisFlyer membership. However, you can get an upgrade to Elite Gold status as a milestone benefit.
This card is co-branded with Singapore Airlines.
Your earned miles are credited to your KrisFlyer account on every statement date. You can log in to the Singapore Airlines website and use them for flight bookings.
The miles remain valid for 3 years from the date they are credited.
