SBI Card sends you monthly credit card statements to keep you updated on your transactions and other information. You can easily check your statement online or offline. The bank also offers e-statements, which are sent to your email every month. Now, let's explore the key details about your SBI Credit Card Statement.
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Your SBI Credit Card Statement is like a report card showing how you've used your credit card in a month. It's a short document, usually one or two pages, that tells you about your transactions, how much you paid last month, how much you need to pay this month, and the due date for your payment. It's crucial to review your statement to catch any suspicious charges and make sure you pay on time to avoid extra fees.
To see your SBI Credit Card Statement, you can go online and log into your credit card account. You can also use the SBI Card mobile app for this. If you prefer a quick way, the bank has a chatbot that can provide your credit card statement within a few minutes. Here's how you can download your credit card statement online.
1. Go to the official SBI Card website.
2. Log in using your registered login ID and password.
3. Look for the 'My Account' option on the left side of the home screen.
4. Click on it and choose 'Card Statement' from the drop-down menu.
5. Your SBI Credit Card Statement will be displayed, showing the total amount due, payment date, and a breakdown of your expenses.
1. Visit the official SBI Card website.
2. Look for the 'Ask ILA' option in the bottom right corner of the screen.
3. Log in using your SBI Card user ID and password.
4. Click on 'Statement' among the provided options, and the live assistant will guide you to view your credit card statement and other card-related details.
1. Download the SBI Card app from the Play Store or App Store.
2. Log in using your user ID and password, or use features like Touch ID or MPIN.
3. Select the 'My Account' option from the main menu.
4. Click on 'Account Details' and then choose 'Card Statement.'
5. Tap on 'View Statement' and pick your preferred time duration.
Getting your monthly credit card statements through email is easy and convenient. It's called an e-statement, and it's a quick, secure, and hassle-free way compared to other statement methods. Just make sure your email is registered with the bank, and you'll automatically receive your monthly statements. Here's how you can opt for an e-statement:
1. Call Customer Care:
2. Send an SMS:
3. Visit the Official Website:
4. Email Request:
Note: XXXX stands for the last 4 digits of your credit card. Also, the SMS should be sent from the mobile number registered with the bank.
If you prefer not to check your SBI Credit Card Statement online, you have the option of using offline methods. Here are the ways you can check your credit card statement:
1. Via SMS:
2. Through Customer Care:
3. Via Post:
4. By Visiting the Branch:
The SBI Credit Card Statement is an official document that includes important details and terms. It covers various components like the payment due date, transaction history, billing cycle, and more. Here are some common terms you'll find in your SBI Credit Card Statement:
Billing Cycle: This is the time period for which you need to pay for your credit card expenses.
Payment Due Date: It's the deadline by which you must pay the bank. If you pay after this date, you may incur late payment charges.
Total Amount Due: This includes all your transactions and charges up to the statement date, covering your previous balance, new purchases, balance transfers, and additional fees.
Minimum Amount Due: The smallest sum you must pay by the due date to avoid extra charges.
Closing Balance: The overall amount you need to pay if you decide to clear your entire debt.
Current Outstanding Balance: The total amount due to the bank before the payment due date.
Transaction Summary: A recap of all the transactions you made with your credit card during the statement period.
When you look at your credit card statement, it's important to make sure there are no mistakes, like transactions you didn't make. If you find any issues, here's what you can do:
1. Call Customer Service:
2. Visit the Bank:
3. Write a Letter:
Yes, all credit cardholders, regardless of whether they have an account with the bank or not, can choose to receive e-statements. However, you will need to send a request to the bank if you want to opt for e-statements.
If you need a duplicate statement, you can request it in a few ways:
To see your transactions, log in to the SBI Card website with your user ID and password. Once logged in, go to the 'Statement' section to view your transactions from the last 24 months. Alternatively, you can also check your transaction history using the Chatbot ILA option on the website.
To view your SBI Credit Card Statement, you need a password. The password is your primary credit card number, which is a 16-digit long number. Use this number to access and check your credit card statements.
No, you won't be charged by the bank for downloading your credit card statement through its official website or for e-statements. However, keep in mind that there might be a small fee if you choose to receive physical statements.
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