About Tata Neu Plus SBI Card
Tata Neu Plus SBI Credit Card is the base variant in Tata Neu’s co-branded partnership with SBI Card. Similar to Tata Neu Plus HDFC Bank, this SBI credit card offers value across multiple Tata brands and works well as a shopping credit card for users who spend regularly within the Tata Neu ecosystem.
The card offers up to 7% value-back on select Tata brands like BigBasket, Croma, Tata 1MG, Air India Express, Tata CliQ, Westside, Taj Hotels, Titan, and Tanishq. With an annual fee of ₹499, which is covered in the first year through bonus NeuCoins and can be waived from the second year on annual spends of ₹1 lakh, it is a good option for beginners looking for low-cost benefits.
However, both earning and redemption are limited to the Tata Neu ecosystem. So, this card is most useful for users who frequently shop across Tata brands and want easy rewards at a low fee. It is also a suitable option among entry-level credit cards for beginners who want multi-brand benefits.
Tata Neu Plus SBI Card Rewards Program
Rewards Earning
- Earn 2% value-back as NeuCoins on Tata Neu app and partner brand spends
- Get extra 5% value-back on select categories via Tata Neu app/website
- Earn 1% value-back as NeuCoins on other spends
- Get 1% value-back on UPI transactions (RuPay variant)
Reward Redemption
- Redeem NeuCoins across Tata Neu and partner brands
- 1 NeuCoin = ₹1 value
Suggested Read: Best Rewards Credit Cards for Everyday Spending
Other Features and Benefits
Activation Benefits
- Get 499 NeuCoins worth ₹499 on Tata Neu app on joining fee payment
Lounge Access Benefits
- Enjoy 4 complimentary domestic airport lounge visits per year (max 1 per quarter on ₹50,000 quarterly spend)
Fee Waiver Benefits
- Annual fee waived on ₹1 lakh spends in the previous year
Also Read: Best Fee Waiver Credit Cards in India
Fuel Benefits
- Get 1% fuel surcharge waiver up to ₹250 per month on spends between ₹500–₹4,000
Also Read: Best Fuel Credit Cards
Fees and Charges
| Fee Type | Amount |
|---|
| Joining Fee | Rs. 499 + Taxes |
| Annual Fee | Rs. 499 + Taxes |
| Finance Charges | Up to 3.75% per month | 45% per annum |
| Late Payment Charges | | For outstanding amount: | | | From Rs. 0 - Rs. 500 | Nil | | Greater than Rs. 500 & up to Rs. 1,000 | Rs. 400 | | Greater than Rs. 1000 & up to Rs. 10,000 | Rs. 750 | | Greater than Rs. 10,000 up to Rs. 25,000 | Rs. 950 | | Greater than Rs. 25,000 & up to Rs. 50,000 | Rs. 1,100 | | Greater than Rs. 50,000 | Rs. 1,300 |
|
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Document Required For Tata Neu Plus SBI Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Click here to know More Terms and Conditions
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Tata Neu Plus SBI Card Highlights
What do we like about this card?
- Earn up to 7% value-back on Tata Neu and partner brand spends
- Get 499 NeuCoins worth ₹499 as welcome benefit
- Earn up to 1% value-back on other and UPI spends
- Enjoy 4 complimentary domestic lounge visits per year
- Annual fee waived on ₹1 lakh yearly spends
- Save with 1% fuel surcharge waiver up to ₹250 per month
Things to Know Before you apply
Get this card if:
- You frequently shop across Tata brands and want to maximise rewards
- You can spend ₹1 lakh annually to get the fee waived
- You want a simple 1:1 rewards structure
- You are looking for a low-fee card covering multiple categories
Pros
- Up to 7% value-back as NeuCoins
- 1:1 redemption on Tata Neu brand spends
- Benefits across multiple Tata brands
- Easy annual fee waiver condition
- Activation benefits cover the joining fee
- 1% savings on UPI transactions via RuPay
Cons
- Benefits limited to Tata ecosystem
- Lounge access is spend-based
- No milestone or renewal benefits
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
- Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
- Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
- Simply SMS: Send an SMS to 5676791 from your registered mobile number
For Further Support: Contact SBI Customer Care Center
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Frequently Asked Questions
Yes, both SBI and HDFC variants offer similar benefits across Tata brands, UPI, and other spends. You can choose based on your bank preference and approval chances.
You receive 499 NeuCoins after paying the joining fee. These are credited directly to your Tata NeuPass account and can be used across partner brands.
This card charges a forex markup fee of 3.5% on international transactions, which is higher compared to the Infinity variant.
Yes, you get a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000. The benefit is capped at ₹250 per month.
