About Reliance SBI Card Prime
Reliance SBI Card Prime is a premium co-branded credit card offered by SBI Card in partnership with Reliance Group. This SBI credit card works well as a shopping credit card, offering benefits across popular Reliance brands like JioMart, Ajio, Reliance Trends, Netmeds, Zivame, Reliance Jewels, and more.
The card provides savings in multiple ways—accelerated rewards on spends, welcome vouchers, and milestone-based Reliance Retail vouchers. You can earn around 2.5% value-back on Reliance retail spends, along with additional vouchers worth up to ₹11,999 as welcome benefits and up to ₹8,750 as milestone rewards on spending ₹3 lakh annually.
While the card is a good choice for loyal users of Reliance brands, it may offer a lower reward rate compared to other all-rounder cards. Before applying, it’s important to check if you can maximize its brand-specific benefits and whether it suits your spending pattern.
Reliance SBI Card Prime Rewards Program
Rewards Program
- Earn 5 reward points per ₹100 on dining, movies, entertainment, domestic airlines and international spends
- Earn 2 reward points per ₹100 on other retail spends
- 1 reward point = ₹0.25
Also Read: Best Credit Cards in India 2026
Other Features and Benefits
Activation Benefits
- Get ₹3,000 Reliance Retail voucher on activation
- Get additional discount vouchers worth up to ₹11,999 across Reliance brands:
- JioMart: ₹250 off on ₹1,250 spend
- AJIO: ₹750 off on ₹3,999 spend
- Reliance Trends: ₹1,000 off on ₹3,999 spend
- Azorte: ₹750 off on ₹5,000 spend
- Fashion Factory: Denim @ ₹999
- Coverstory: ₹2,500 off (max 10% of bill value)
- Zivame: ₹500 off on ₹1,999 spend
- Urban Ladder: ₹2,500 off (max 10% of bill value)
- Netmeds: ₹500 off on ₹1,999 spend
- Clovia: ₹500 off on ₹1,999 spend
- Reliance Jewels: ₹2,000 off on ₹49,999 (diamond jewellery)
Discount Offers
- Reliance Trends: 10% off up to ₹750 per month
- AJIO: 5% off up to ₹1,000 per month (on ₹2,999+)
- Azorte: 10% off up to ₹1,000 (on ₹7,000+)
- Zivame: 5% off up to ₹1,000 per month
- Cover Story: 10% off up to ₹1,000 per month
- Urban Ladder: 5% off up to ₹750 per transaction
- Reliance Jewels: 2% off, twice per month
Co-branded Benefits
- Earn 10 reward points per ₹100 on spends at Reliance Retail stores
- Get 5% cashback on JioMart spends (up to ₹1,000 per month)
- Earn additional RelianceOne points on grocery and Fashion Factory spends
Milestone Benefits
- Get ₹1,500 voucher on ₹75,000 annual spends
- Get ₹2,250 voucher on ₹1.5 lakh annual spends
- Get ₹5,000 voucher on ₹3 lakh annual spends
Movie Benefit
- Get 1 complimentary movie ticket worth ₹250 every month via BookMyShow
Suggested Read: Best Credit Cards for Movie Tickets
Lounge Access
- Enjoy 8 domestic lounge visits per year (max 2 per quarter)
- Get 4 international lounge visits per year (max 2 per quarter)
Fee Waiver
- Renewal fee waived on ₹3 lakh annual spends
Also Read: Best Fee Waiver Credit Cards in India
Fuel Benefit
- Get 1% fuel surcharge waiver up to ₹100
Fees and Charges
| Fees & Charges | Amount |
|---|
| Joining/Annual Fee | Rs. 2,999 |
| Finance Charges | Up to 3.50% per month (42% per annum) |
| Late Payment Charges | | For Outstanding Balance: | Amount | | Up to Rs. 500 | Nil | | From Rs. 501 to Rs. 1,000 | Rs. 400 | | From Rs. 1,001 to Rs. 10,000 | Rs. 750 | | From Rs. 10,001 to Rs. 25,000 | Rs. 950 | | From Rs. 25,001 to Rs. 50,001 | Rs. 1,100 | | Above Rs. 50,000 | Rs. 1,300 |
|
Apply for a Credit Card & Get Instant Approval
Document Required For Reliance SBI Card Prime
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Click here to know More Terms and Conditions
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Reliance SBI Card Prime Highlights
What do we like about this card?
- Get ₹3,000 Reliance voucher plus additional vouchers worth up to ₹11,999 on activation
- Enjoy exclusive discounts across Reliance brands like AJIO, Trends, Zivame, Urban Ladder and more
- Save up to 10% on fashion, furniture and lifestyle purchases every month
- Get special offers on JioMart, Netmeds and other everyday shopping categories
- Additional savings on premium purchases like jewellery and home furniture
Things to Know Before you apply
Get this card if:
- You mainly want savings on Reliance brands
- You shop often on AJIO, JioMart, or Reliance Trends
- You can spend enough to use monthly vouchers properly
- You already have other cards for general spending
Pros
- Strong co-branded benefits with rewards, vouchers, and discounts
- Welcome benefits worth more than the joining fee
- Easy annual fee waiver condition
- Lounge access without spend conditions
- Decent reward rate of around 2.5%
- Multiple milestone benefits
Cons
- Low redemption value (4 points = ₹1)
- Can redeem rewards only at Reliance Retail stores
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
- Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
- Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
- Simply SMS: Send an SMS to 5676791 from your registered mobile number
For Further Support: Contact SBI Customer Care Center
Apply for a Credit Card & Get Instant Approval
Frequently Asked Questions
Yes, cash withdrawal is allowed, but it attracts interest and charges from the date of withdrawal, so it should be used only when necessary.
The card has an annual fee of ₹2,999 + taxes, which can be waived on spending ₹3 lakh in a year.
This card offers better value on Reliance brand spends along with lounge access and milestone benefits, making it a good mid-range option compared to basic SBI cards.
It allows you to transfer dues from other credit cards to this card and repay them in EMIs at lower interest rates.
Yes, you can convert transactions above ₹2,500 into EMIs using the Flexipay facility via the SBI Card app or website.
