Max. Loan Amt.
Up to ₹75.00 Lakh
Rate of Interest
9.98% - 24.00%
Quick Disbursal100% Digital process
Interest Rates for ₹6 Lakh Personal Loan
Personal loan interest rates for ₹6 lakh generally start from 9.98% p.a. Some public sector banks may offer lower rates. The final rate depends on factors like your monthly income, credit score, EMI-to-income ratio, and job profile.
Fees & Charges for ₹6 Lakh Personal Loan
Personal Loan EMI Calculator
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EMI of Rs 6 Lakh Personal Loan
₹6 Lakh Personal Loan Eligibility
Lenders check several factors like age, income, credit score, employment type, and nationality before approving a personal loan. Below are the common eligibility criteria:
- Age: 18 years (minimum) to 60 years (maximum at loan maturity)
- Minimum Monthly Income: ₹25,000
- Employment: Salaried or self-employed
- EMI/NMI Ratio: 50–55% (including existing and new EMIs)
- Credit Score: 750 or above (preferred)
Documents Required for ₹6 Lakh Personal Loan
Applicants need to submit the following documents:
- ID Proof: Aadhaar, PAN, Passport, Driving License, or Voter ID
- Address Proof: Aadhaar, PAN, Utility Bill, Voter ID, or Driving License
- Income Proof (Salaried): Last 3 months’ salary slips + 6 months’ bank statements
- Income Proof (Self-Employed): Income Tax Returns (ITR)
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Features & Benefits of ₹6 Lakh Personal Loan
- Loan Amount: Fixed amount of ₹6 lakh to meet personal needs like wedding, travel, medical, or education.
- Flexible Tenure: Choose repayment period between 1 to 5 years.
- Attractive Interest Rates: Rates starting from 9.98% p.a. (may vary by lender and profile).
- No Collateral Required: Unsecured loan, so you don’t need to pledge assets.
- Quick Approval & Disbursal: Instant or same-day disbursal with online applications.
- Minimal Documentation: Basic KYC and income proof required.