75 Lakh Personal Loan

Yes, but only select banks and NBFCs offer such high-value loans. Eligibility depends on your high income, strong credit score, and financial stability.

The interest rate usually starts from 9.98% p.a. but may be higher depending on your credit profile, loan tenure, and employment type.

Lenders generally require a high monthly income (₹2 lakh or more), though the exact amount varies by lender and your EMI-to-income ratio

It’s unlikely. Most lenders prefer a CIBIL score of 750+, and for such a high loan amount, an excellent score (800+) is ideal.

For a 5-year tenure, EMI starts at approximately ₹1.59 lakh per month at 9.98% p.a. Use a personal loan EMI calculator to check exact values.

No, personal loans are unsecured. However, due to the high amount, lenders may set stricter eligibility checks or suggest alternatives like secured loans.

Approval can take 2–7 working days, depending on your profile, documentation, and lender policies.

Yes, provided they have strong business financials, high annual income, and a healthy credit history.

Yes, but charges may apply (2%–5% of outstanding principal for fixed-rate loans). Floating-rate loans often have no foreclosure charges

Rates vary by applicant profile and lender. Public sector banks may offer lower rates, while private banks/NBFCs may offer faster approvals but slightly higher rates