Axis

Flipkart Axis Bank Credit Card

Co-branded

Shopping

Travel

MyBankingTips Rating

Joining Fee: ₹500* Plus Applicable Taxes

Renewal Fee: ₹500*Plus Applicable Taxes

Co-branded

Shopping

Travel

MyBankingTips Rating

Joining Fee: ₹500* + Tax

Renewal Fee: ₹500* + Tax

Co-branded

5% cashback on Flipkart

Shopping

7.5% cashback on Myntra

Travel

5% cashback on Cleartrip

Welcome benefits:- Flipkart voucher worth ₹250 on first transaction within 30 days and 50% off (up to ₹100) for new Swiggy users with code “AXISFKNEW”

Check your eligibility For This Card

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Flipkart Axis Bank Credit Card

The Flipkart Axis Bank Credit Card is one of India’s top cashback credit cards for online shoppers. You can earn 7.5% cashback on Myntra, 5% on Flipkart and Cleartrip, and 4% on select merchants like cult.fit, PVR, Swiggy, and Uber. This co-branded card also gives benefits across travel, entertainment, dining, and lifestyle.

It offers a base cashback of 1% on all other spends. Adding Myntra and Cleartrip to the accelerated cashback categories makes it especially useful for online shopping and travel.

Unlike some co-branded cards that give rewards as points or in a wallet, this card credits cashback directly to your statement, making it simple and convenient. Even after several devaluation rounds, it remains a good choice for users who frequently shop on Flipkart and Myntra or book travel via Cleartrip.

Flipkart Axis Bank Credit Card Rewards Program

Cashback Benefits

7.5% on Myntra (up to Rs. 4,000/quarter)
5% on Flipkart & Cleartrip (up to Rs. 4,000/quarter each)
4% unlimited on preferred merchants: cult.fit, PVR, Swiggy, Uber
1% unlimited on all other spends

Other Features and Benefits

Welcome Benefits

Rs. 250 Flipkart voucher on first transaction within 30 days
50% off up to Rs. 100 on first Swiggy order for new users (code: AXISFKNEW)

Fuel Surcharge Waiver

1% waiver on fuel transactions of Rs. 400–4,000 (max Rs. 400/month)

Dining Benefit

Up to 15% off (max Rs. 500) at 10,000+ partner restaurants via Axis Dining Delights

EMI Conversion

Convert spends above Rs. 2,500 into easy EMIs via phone banking

Fees and Charges

Fee Type

Amount

Joining Fee

Rs. 500 + Taxes

Annual Fee

Rs. 500 + Taxes

Finance Charges

3.75% per month

Late Payment Charges

For Statement Balance:	Amount
Less than Rs. 500	Nil
From Rs. 501 to Rs. 5,000	Rs. 500
From Rs. 5,001 to Rs. 10,000	Rs. 750
Greater than Rs. 10,000	Rs. 1,200

Things to Know Before you apply

Get this card if:

You shop frequently on Flipkart, including for big-ticket items
You travel often and book flights/hotels via Cleartrip
You want a low-fee credit card with high online shopping cashback
You’re a new Swiggy user aiming to maximize welcome offers

Eligibility Criteria

Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history

Document Required For Flipkart Axis Bank Credit Card

Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Flipkart Axis Bank Credit Card Hilights

What do we like about this card?

Cashback up to 7.5% on Myntra
5% cashback on Flipkart & Cleartrip
4% cashback on partner merchants (cult.fit, PVR, Swiggy, Uber)
1% base cashback on other spends
Welcome benefits: Flipkart voucher Rs. 250 & 50% off on Swiggy for new users
Fuel surcharge waiver: 1% on transactions ₹400–₹4,000
Dining discounts: Up to 15% at 10,000+ partner restaurants
EMI conversion on transactions above ₹2,500

Pros

High cashback on Flipkart (5%) and Myntra (7.5%)
Unlimited cashback on partner merchants (cult.fit, PVR, Swiggy, Uber)
Strong rewards on online shopping categories

Cons

Low cashback on other/unlisted spends
Several exclusions in the rewards program
Not ideal for offline shopping or broader lifestyle benefits
Annual fee waiver requires high spending
No complimentary airport lounge access

Axis Bank Credit Card Contact Details

Contact Address: Axis Bank Limited, Corporate Office, Axis House, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai – 400 025, Maharashtra, India.
Helpline Numbers: 1860-419-5555, 1860-500-5555 (available from all major cities in India)
Simply SMS Service: Send BAL <space> last 4 digits of your credit card to 56161600 or 8691000002 to get your credit card balance via SMS.

Frequently Asked Questions

Everything you need to know about this credit card

No, it has an annual fee of Rs. 500. However, the first year is free if you apply via Paisabazaar.

Yes, the card can be used for offline and online purchases. ATM withdrawals are allowed but include a fee and interest charges, so cash withdrawals are not recommended.

The card provides cashback on Flipkart, Myntra, Cleartrip, and preferred merchants like Swiggy, Uber, PVR, and cult.fit. Other spends earn a base cashback rate.

No, the 5% cashback on Flipkart and Cleartrip is capped per quarter.

The 1% fuel surcharge waiver applies at any petrol pump in India for transactions within the specified limits.

Late payments incur charges based on the outstanding amount, with higher dues attracting higher fees.

Flipkart Axis gives benefits on Flipkart and partner brands, while Amazon ICICI focuses on Amazon and Amazon Pay merchants. Choose based on which platform you use more often.

No cashback is offered on certain categories such as government services, fuel beyond limits, EMI payments, wallet loading, rent, insurance, utilities, jewellery, and education. The annual fee waiver requires a minimum annual spend.