BOB Select Credit Card
BOB Bank Bank of Baroda

Bank of Baroda Select Credit Card

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹750

Renewal Fee: ₹750

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹4,999 Plus Applicable Taxes

Renewal Fee: ₹4,999 Plus Applicable Taxes

Best Feature:- Earn upto 50,000 Bonus Reward Points Anually, Club Vistara and Trident Privilege Membership.

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The Bank of Baroda Select Credit Card is specifically tailored for people who are looking for enhanced rewards and benefits on their lifestyle and shopping expenditures. This card offers attractive reward points, fee waivers, and additional perks to enhance your shopping experience.

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All You Need To Know

Card Type

Rewards & Travel

Welcome Benefits
  • Gain 500 Reward Points upon spending ₹5,000 or more within the first 60 days of card issuance.
Rewards Points
  • Standard Rewards: With this credit card cardholders earn 1 Reward Point for every ₹100 spent on all eligible transactions.
  • Accelerated Rewards: users also receive 5 Reward Points for every ₹100 spent on online and dining transactions. But this card has a reward cap of 1,000 Reward Points per month.
Annual Fee Waiver
  • The joining fee of ₹750 is reversed if you spend ₹7,500 within the first 60 days.
  • The annual fee of ₹750 is waived upon spending ₹70,000 in a year.
Fuel Surcharge Waiver
  • Enjoy a 1% waiver on fuel surcharge for transactions between ₹400 and ₹5,000, with a maximum waiver of ₹250 per billing cycle.
EMI Conversion
  • Convert purchases above ₹2,500 into EMIs with tenures ranging from 6 to 48 months.
Add-On Cards
  • Avail up to 3-lifetime free add-on cards for immediate family members aged 18 and above.
Insurance Coverage
  • Complimentary personal accidental death cover: ₹15 lakhs for air accidents and ₹5 lakhs for other accidents.
Contactless Payments
  • Facilitates secure and swift transactions without the need to enter a PIN for amounts up to ₹5,000 at retail merchants.

Fees and charges that apply to Bank of Baroda Prime Credit Card:

Fee / Charge Amount/Rate
Annual Fee ₹750 (waived on spending ₹70,000 annually)
Joining Fee ₹750 (reversed on spending ₹7,500 within 60 days)
Interest Rate 3.25% per month
Foreign Currency Markup 3.5% on the transaction amount
Cash Advance Fee 2.5% of the amount withdrawn or ₹300, whichever is higher
Late Payment Charges Nil for amounts up to ₹500; ₹300 for amounts between ₹501 and ₹2,500; ₹500 for amounts above ₹2,500
Over Limit Penalty 1% of the over-limit amount per month
Card Replacement Fee ₹100 per card
Add-on Card Fee Nil (up to 3 add-on cards)
Minimum Repayment Amount As per bank's policy

*A late payment charge of Rs. 100 will be imposed if the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles. This charge will persist in each subsequent payment cycle until the MAD is settled.

Bank of Baroda Select Credit Card Eligibility:

Eligibility Criteria of Bank of Baroda Select Credit Card

  • Age: Applicants should be 21 years or older.
  • Employment Status: Both salaried and self-employed individuals are eligible.
  • Income Requirement: Minimum annual income of ₹25,000.

Documents Required For Bank of Baroda Select credit card

  • Identity Proof: PAN Card (mandatory).
  • Address Proof: Aadhaar Card, Passport, Voter ID, or Driving License.
  • Income Proof: Salary slips, bank statements, or IT returns.
  • Photograph: Recent passport-sized photograph.

Note: Bank of Baroda may request additional documents as per their internal policies.

Apply for Bank of Baroda Select Credit Card

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FAQs

You can apply online through the Bank of Baroda's official website or visit the nearest branch with the required documents.

Yes, there is an annual fee of ₹750, which can be waived upon meeting the spending criteria.

Yes, cash withdrawals are allowed, subject to applicable fees and interest rates.

Yes, a 1% fuel surcharge waiver is applicable on eligible transactions.

Up to 50 days of interest-free credit from the date of purchase.

You can access the following links to find detailed information and procedures related to managing your BOB Bank Credit Card

Check if you are eligible for Bank of Baroda Select Credit Card on
mybankingtips.com

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