If you love going out to eat a lot, having a Dining credit card is really useful. With the right one, you can get discounts, free memberships, and special dining perks. But with so many credit cards out there, it can be hard to pick the perfect one for you. Here's a list of The Best Dining credit cards in India to help you get the most out of your dining experiences.
| Credit Card | Annual Fee | Dining Benefits |
|---|---|---|
| SBI Prime Credit Card | Rs. 2,999 | Higher rewards & complimentary vouchers |
| SBI SimplyCLICK Credit Card | Rs. 499 | 10X rewards on your spends at Eazydiner |
| HDFC Diners Club Privilege Credit Card | Rs. 2,500 | Complimentary membership and higher rewards |
| RBL Icon Credit Card | Rs. 5,000 | Higher rewards & complimentary dining services |
| EazyDiner IndusInd Bank Credit Card | Rs. 1,999 | Complimentary membership, additional discount & higher reward points |
The SBI Prime Credit Card is a versatile card that provides perks in different areas like dining, travel, and shopping. Specifically for dining, it gives extra reward points and free vouchers. It's a solid choice for basic dining benefits, but doesn't come with exclusive or premium dining perks. Here are some key features and benefits of this credit card:
The SBI SimplyCLICK Credit Card is an entry-level card with a focus on rewarding EazyDiner spends, making it a convenient option for dining. While it's primarily designed for online shopping, it also provides savings in various categories such as entertainment, travel, and more. With a modest annual fee, it's a suitable choice if you seek a budget-friendly credit card offering fundamental benefits across different expenses. Here are key features and benefits of this SBI Credit Card:
The HDFC Diners Club Privilege Credit Card is a top-tier card offering valuable perks in travel and lifestyle. With notable dining benefits like a complimentary Dineout Passport and increased rewards on dining expenses, this credit card stands out. Priced at an annual fee of Rs. 2,500, it justifies the cost through its premium benefits across various categories. For more details on this credit card, check out the features and benefits listed below:
The RBL Icon Credit Card is a lifestyle card that gives great value back for your weekend dining. While it's more focused on lifestyle perks, it also offers satisfying dining benefits. With this card, you can enjoy bonus rewards, free movie tickets, complimentary golf games, access to airport lounges, and more. It's a good choice if you're willing to pay a higher annual fee of Rs. 5,000 for premium benefits. Here are some key features and benefits of this credit card:
The EazyDiner IndusInd Bank Credit Card is a co-branded card that comes with a complimentary EazyDiner membership and exclusive perks for dining expenses. This card offers good value through decent rewards and discounts on dining. In addition to dining benefits, you can also enjoy advantages in other categories such as travel and entertainment. Here are some key features and benefits of this credit card:
In addition to Dining credit cards, there are cards that provide exclusive discounts or perks specifically for food-ordering platforms such as Zomato and Swiggy. Here are some of the Top Credit Cards offering benefits on online food orders:
| Credit Card | Annual Fee | Benefits |
|---|---|---|
| Axis Neo Credit Card | Rs. 250 |
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| Axis Bank Select Credit Card | Rs. 3,000 (Nil for Burgundy Clients) |
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| Axis ACE Credit Card | Rs. 400 |
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When choosing Dining credit cards, focus on the following benefits to get the most savings:
Always go for a credit card that gives you more rewards or cashback specifically for your dining expenses instead of one that provides similar rewards for various categories. Take HDFC Diners Club Privilege, for example. While it offers 4 reward points for every Rs. 150 spent, it gives you 2X reward points for dining. So, it's wise to choose a card that gives you the most benefits specifically for dining.
Co-branded BenefitsIf you're loyal to a particular brand, it's wise to choose a credit card that provides exclusive benefits for that brand. Take the EazyDiner IndusInd Bank Credit Card, for instance. If you often dine out and use the EazyDiner app for payments, this card can save you up to 25% on your dining expenses. However, co-branded cards are only worthwhile if you're dedicated to the partnered brand. Otherwise, you might consider applying for a card that offers dining benefits across multiple brands.
Complimentary PrivilegesIn addition to fundamental advantages, Dining credit cards also provide complimentary privileges such as exclusive services or free vouchers. While not all dining credit cards offer these perks, leveraging such benefits can enhance your overall experience and increase your savings. For instance, the RBL Icon Credit Card offers complimentary wine or dessert, providing an excellent opportunity to save on your dining expenses.
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Top Credit Cards in India