Top Dining Credit Cards in India for 2026

If you love eating out or are a foodie, a dining credit card can help you save more on your restaurant bills. The right card can get you discounts, free memberships, and special dining offers at partner restaurants. But with so many options available, choosing the best one can be confusing. To make it easier for you, here is a list of the best dining credit cards in India that offer great value and savings on your dining expenses.

Best Dining Credit Cards in India for 2026

Here is list of top Dining credit cards along with detailed benefits and fees & charges.

Explore Other Dining Credit Cards

SBI SimplySAVE Credit Card

SBI SimplySAVE Credit Card

Joining Fee: ₹499
🍽 Dining 🏆 Reward 
  • Earn 10 reward points per ₹150 on dining, movies, grocery and departmental store spends
  • Earn 1 reward point per ₹150 on other spends
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AU Zenith Credit Card

AU Zenith Credit Card

Joining Fee: ₹7999
✈ Travel 🍽 Dining 🏆 Reward 
  • Earn 5 reward points per ₹100 on dining, international spends, groceries and departmental stores
  • Earn 3 reward points per ₹100 on other spends
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Swiggy HDFC Bank Credit Card

Swiggy HDFC Bank Credit Card

Joining Fee: ₹500
🍽 Dining 💵 Cashback 
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IDFC Bank FIRST SWYP Credit Card

IDFC Bank FIRST SWYP Credit Card

Joining Fee: ₹499
✈ Travel 🛒 Shopping 🍽 Dining 
  • Save 10% on Zomato orders (up to ₹100, twice a month)
  • Get 25% off on movie tickets (up to ₹100 per month)
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