Best Shopping Credit Cards in 2025
As more people prefer online shopping instead of visiting stores, the need for online shopping credit cards is growing. Whether it’s gadgets, groceries, or daily essentials, shoppers now want rewards for their online spending. To meet this demand, top credit card companies offer special cards with great benefits for online purchases. Some of these cards give extra rewards on partner websites, while others offer cashback or points on all online spending. To help you find the right one, here is a list of the best online shopping credit cards in India.
Myntra Kotak Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Shopping | Cashback | Reward Points
Reward
Type
Cashback
Welcome Benefits
HDFC Regalia Credit Card
Joining Fee
₹2500 + Tax
Renewal Fee
₹2500 + Tax
Best
Suited For
Shopping | Reward Points | Airport Lounge Access
Reward
Type
Reward Points
Welcome Benefits
- 4 Reward Points per ₹150 spent on retail transactions
- 6 complimentary airport lounge accesses (domestic & international via Priority Pass)
- Comprehensive travel insurance coverage
- Spend-based milestone benefits
- Low forex markup of 2% on international spends
- Renewal fee waived on ₹3 lakh annual spend
Kotak Veer Select Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Travel | Shopping | Reward Points
Reward
Type
Reward Points
Welcome Benefits
Kotak 811 Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Shopping | Dining | Reward Points
Reward
Type
Reward Points
Welcome Benefits
Kotak White Reserve Credit Card
Joining Fee
₹12500 + Tax
Renewal Fee
₹12500 + Tax
Best
Suited For
Shopping | Airport Lounge Access | International Use
Reward
Type
Reward Points
Welcome Benefits
HDFC Diners Club Privilege Credit Card
Joining Fee
₹2500 + Tax
Renewal Fee
₹2500 + Tax
Best
Suited For
Shopping | Dining | Reward Points
Reward
Type
Reward Points
Welcome Benefits
Get free memberships like Amazon Prime, Swiggy One, and more on spending ₹75,000 within 90 days of card issuance.
- Complimentary Club Marriott membership for 1 year (up to 20% off on dining/stays)
- 12 complimentary domestic & international lounge visits per year
- Monthly milestone benefit: Free Zomato Gold, Amazon Prime, or Tata CLiQ voucher worth ₹500 on monthly spend of ₹40,000
- 2X rewards on weekend dining, shopping, and travel spends
Fuel surcharge waiver and easy EMI options
HDFC MoneyBack+ Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Shopping | Dining | Reward Points
Reward
Type
Reward Points
Welcome Benefits
500 CashPoints on spending ₹5,000 within 90 days of card issuance
- 10X reward points on Amazon, Flipkart, BigBasket, Swiggy, and Reliance Smart Superstore
- 5X reward points on EMI spends
- 2 reward points on all other spends (₹150 = 2 points)
- 1% fuel surcharge waiver
- Milestone reward of ₹500 voucher on ₹50,000 annual spend
Flipkart Axis Bank Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Shopping | Dining | Cashback
Reward
Type
Reward Points
Welcome Benefits
Kotak 811 #DreamDifferent Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
Best
Suited For
Shopping | Fuel | Reward Points
Reward
Type
Reward Points
Welcome Benefits
SBI Bank SimplyClick Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Best
Suited For
Shopping | Fuel | Reward Points
Reward
Type
Cashback
Welcome Benefits
Pay ₹499 + taxes annual fee and get a ₹500 Amazon.in gift card—enjoy instant value from day one.
- 10X reward points on online partners: Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, UrbanClap (Urban Company)
- 5X reward points on all other online spends
- 1X reward point on offline spends
- Spend ₹1 lakh annually to waive the renewal fee
- Get a ₹2,000 e-voucher as a milestone reward on annual spends of ₹1 lakh
Manchester United Platinum Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Best
Suited For
Shopping | Fuel | Airport Lounge Access
Reward
Type
Reward Points
Welcome Benefits
RBL Bank SalarySe UP Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Best
Suited For
Shopping | Reward Points
Reward
Type
Reward Points
Welcome Benefits
SBI Bank Prime Credit Card
Joining Fee
₹2999 + Tax
Renewal Fee
₹2999 + Tax
Best
Suited For
Travel | Shopping | Airport Lounge Access
Reward
Type
Cashback
Welcome Benefits
Receive a ₹3,000 welcome e-gift voucher from Yatra, Pantaloons, Shoppers Stop, Bata, and more brands.
- SBI PRIME Credit Card is a premium credit card ideal for frequent travelers and online shoppers.
- Get a welcome e-gift voucher worth ₹3,000 on card activation.
- Enjoy a rewarding PRIME Reward Points system for everyday and lifestyle spends.
- Spend ₹50,000 in a quarter and get a Pizza Hut voucher worth ₹1,000.
- Spend ₹3 lakh or more in a year and get your annual fee waived.
Tata Neu Infinity HDFC Bank Credit Cards
Joining Fee
₹1499 + Tax
Renewal Fee
₹1499 + Tax
Best
Suited For
Travel | Shopping | Co-branded
Reward
Type
Reward Points
Welcome Benefits
HDFC Solitaire Credit Cards
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Best
Suited For
Shopping | Fuel | Reward Points
Reward
Type
Reward Points
Welcome Benefits