Best Airport Lounge Access Credit Cards in 2025

• Unlimited access to 1,000+ airport lounges (via Priority Pass and DreamFolks)
• 10X rewards on SmartBuy (flights, hotels, shopping, and more)
• Complimentary Club Marriott membership
• Low forex markup of 2%
• Golf games at top courses in India and abroad
• 24x7 concierge service and emergency card replacement globally
• Metal card design with premium packaging

5% cashback on Amazon, Flipkart, Swiggy, Zomato, and Uber
1% cashback on all other online and offline spends
Contactless payment feature
Fuel surcharge waiver
₹1,000 renewal fee waived on ₹1L annual spend

Annual Fee: ₹2,999

Welcome Benefit: 2,000 bonus reward points on payment of the joining fee

Accelerated Rewards:

• Earn 15 RP/₹100 at Lifestyle, Home Centre, Max & Spar
• Earn 2 RP/₹100 on other retail spends
• 10 RP/₹100 on birthday spends

Travel Benefit: Complimentary Priority Pass membership with access to over 600 international airport lounges

Lounge Access: 4 complimentary domestic lounge visits per year

Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹500–₹3,000

• 4 Reward Points per ₹150 spent on retail transactions
• 6 complimentary airport lounge accesses (domestic & international via Priority Pass)
• Comprehensive travel insurance coverage
• Spend-based milestone benefits
• Low forex markup of 2% on international spends
• Renewal fee waived on ₹3 lakh annual spend

• 1% cashback on all spends, including UPI, e-commerce, POS, and contactless payments.
• 500 welcome coins on first UPI transaction via AU 0101 app.
• 5 coins per UPI transaction through AU 0101 app, with no expiry.
• Complimentary lounge access – 2 airport and 2 railway visits per quarter.
• Fuel surcharge waiver of 1% (up to ₹100/month) on spends ₹400–₹5,000.
• Zero liability cover for fraudulent transactions after loss reporting.

• Earn 500 additional Reward Points every month
• Up to 8 Reward Points on every ₹100 spent on domestic transactions
• Up to 12 Reward Points on every ₹100 spent on international transactions
• 5,000 bonus Reward Points on achieving milestone spends
• Complimentary railway and airport lounge access
• Personal accident cover worth ₹50 lakhs
• 1% fuel surcharge waiver on all fuel purchases
• Access to dedicated concierge services

• Lifetime free or low annual fee card (Rs. 750)
• Earn up to 3X rewards on selected categories (electronics, apparel, entertainment)
• Welcome benefit: Amazon Pay e-voucher worth Rs. 200 on minimum spend of Rs. 3,000
• Milestone benefit: Complimentary Swiggy vouchers on spending Rs. 20,000 in a quarter
• Buy One Get One (BOGO) movie tickets at INOX, once per quarter
• Complimentary domestic airport lounge access once per quarter on minimum spend
• 15% dining discount under the FedDelights program
• Low Annual Percentage Rate (APR) starting at 0.69% per month (8.28% p.a.)

• Earn 10 reward points per ₹100 spent at Apollo 24/7 & Apollo Pharmacy
• Reward points redeemable 1:1 as Apollo Health Credits
• Complimentary Apollo Gold Tier Membership & annual health check-up
• Noise Smartwatch worth ₹7,999 on ₹6 Lakh annual spends
• 1% fuel surcharge waiver across all petrol pumps
• Annual fee waiver on ₹90,000 yearly spends
• Complimentary FITPASS PRO membership for 1 year
• Ideal for health-conscious individuals with regular Apollo spends

• 5% 6E Rewards on IndiGo flight bookings via 6ERewards.in
• 3% 6E Rewards on dining, grocery, and entertainment
• 2% 6E Rewards on other spends
• 8 complimentary domestic lounge accesses per year
• IndiGo benefits: Priority check-in, choice of seat, faster baggage delivery
• Spend milestone: Flight voucher worth ₹1,000 every ₹1.5 lakh spent