Best Airport Lounge Access Credit Cards in 2025

HDFC Infinia Metal Edition Credit Card

Apply Credit Card
Joining Fee 12500 + Tax
Renewal Fee 12500 + Tax
Welcome Benefits Get 12,500 Reward Points (worth ₹12,500) as a welcome bonus on fee payment, plus complimentary Club Marriott membership.

  • Unlimited access to 1,000+ airport lounges (via Priority Pass and DreamFolks)
  • 10X rewards on SmartBuy (flights, hotels, shopping, and more)
  • Complimentary Club Marriott membership
  • Low forex markup of 2%
  • Golf games at top courses in India and abroad
  • 24x7 concierge service and emergency card replacement globally
  • Metal card design with premium packaging

HDFC Millennia Credit Card

Apply Credit Card
Joining Fee 1000 + Tax
Renewal Fee 1000 + Tax
Welcome Benefits Get a welcome benefit of 1,000 CashPoints upon payment of the joining membership fee.

  • Get 5% cashback on popular online brands like Amazon, Flipkart, Myntra, Swiggy, Zomato, Uber, BookMyShow, Cult.fit, Tata CLiQ, and Sony LIV.
  • Earn 1% cashback on all other spends, including wallet loads and EMIs.
  • Enjoy 20% discount on partner restaurants through Dineout.
  • Spend ₹1 lakh or more in a calendar quarter to receive a ₹1,000 gift voucher.

IndusInd Bank PIONEER Private Credit Card

Apply Credit Card
Joining Fee 0 + Tax
Renewal Fee 25000 + Tax

Federal Bank SBI Visa Platinum Credit Card

Apply Credit Card
Joining Fee 2999 + Tax
Renewal Fee 2999 + Tax

Lifestyle HC SBI Bank Prime Credit Card

Apply Credit Card
Joining Fee 2999 + Tax
Renewal Fee 2999 + Tax
Welcome Benefits 12,000 bonus reward points (worth Rs. 3,000) on the payment of joining fee.

Annual Fee: ₹2,999

Welcome Benefit: 2,000 bonus reward points on payment of the joining fee

Accelerated Rewards:

  • Earn 15 RP/₹100 at Lifestyle, Home Centre, Max & Spar
  • Earn 2 RP/₹100 on other retail spends
  • 10 RP/₹100 on birthday spends

Travel Benefit: Complimentary Priority Pass membership with access to over 600 international airport lounges

Lounge Access: 4 complimentary domestic lounge visits per year

Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹500–₹3,000

HDFC Regalia Credit Card

Apply Credit Card
Joining Fee 2500 + Tax
Renewal Fee 2500 + Tax

  • Earn 10,000 reward points when you spend Rs. 5 lakh or more in an anniversary year.
  • Get up to 15% discount on dining at partner restaurants.
  • Accelerated rewards to help you earn points faster on your spends.
  • Redeem your reward points for exclusive gifts and offers available only for Regalia cardholders.
  • Enjoy up to 50 days of interest-free credit on purchases.
  • Benefit from a low foreign currency mark-up fee of just 2% when using your card abroad.

InterMiles HDFC Bank Platinum Credit Card

Apply Credit Card
Joining Fee 1000 + Tax
Renewal Fee 1000 + Tax
Welcome Benefits InterMiles Silver membership along with 3,000 InterMiles.

  • Earn up to 8 InterMiles per ₹150 on flight and hotel bookings via InterMiles website.
  • Get InterMiles Silver Membership for the first year.
  • Welcome benefit of up to 3,000 InterMiles + vouchers worth ₹1,500.
  • 8 complimentary domestic lounge visits per year (2 per quarter).
  • Up to 50% off on Etihad Airways bookings.
  • Complimentary Dineout Passport Membership with up to 30% dining discounts.
  • Renewal fee waiver on spending ₹2.5 lakh in a year.
  • 1% fuel surcharge waiver on fuel transactions.
  • Interest-free credit period of up to 50 days.

Kotak White Reserve Credit Card

Apply Credit Card
Joining Fee 12500 + Tax
Renewal Fee 12500 + Tax

American Express Platinum Credit Card

Apply Credit Card
Joining Fee 66000 + Tax
Renewal Fee 66000 + Tax
Welcome Benefits Vouchers worth up to Rs. 60,000 on spending Rs. 50,000 in first two months of card membership and on payment of annual fee.

  • Premium lifestyle and travel credit card.
  • Unlimited airport lounge access (domestic & international).
  • Complimentary hotel memberships and elite status with top hotel chains.
  • Golf games and lessons at 80+ golf courses worldwide.
  • Exclusive dining discounts with EazyDiner Prime Membership.
  • 24×7 Platinum Concierge for travel, dining, and event bookings.

Club Vistara IndusInd Explorer Credit Card

Apply Credit Card
Joining Fee 40000 + Tax
Renewal Fee 10000 + Tax
Welcome Benefits Complimentary Club Vistara Gold membership & Complimentary Priority Pass membership

  • Complimentary Club Vistara Gold membership and up to 8 CV points on bookings.
  • Priority Pass membership with international and domestic lounge access.
  • Milestone benefits: Business Class ticket vouchers on spending milestones.
  • Entertainment benefits: BookMyShow discounts and free movie tickets.
  • Additional perks: Dining vouchers, concierge service, fuel surcharge waiver, auto-assist services.

AU Bank Spont Credit Card

Apply Credit Card
Joining Fee 299 + Tax
Renewal Fee 299 + Tax
Welcome Benefits Get 500 coins on your first UPI transaction via the AU 0101 app.

  • 1% cashback on all spends, including UPI, e-commerce, POS, and contactless payments.
  • 500 welcome coins on first UPI transaction via AU 0101 app.
  • 5 coins per UPI transaction through AU 0101 app, with no expiry.
  • Complimentary lounge access – 2 airport and 2 railway visits per quarter.
  • Fuel surcharge waiver of 1% (up to ₹100/month) on spends ₹400–₹5,000.
  • Zero liability cover for fraudulent transactions after loss reporting.

AU Bank Xcite Ultra Credit Card

Apply Credit Card
Joining Fee 0 + Tax
Renewal Fee 0 + Tax

  • Earn 500 additional Reward Points every month
  • Up to 8 Reward Points on every ₹100 spent on domestic transactions
  • Up to 12 Reward Points on every ₹100 spent on international transactions
  • 5,000 bonus Reward Points on achieving milestone spends
  • Complimentary railway and airport lounge access
  • Personal accident cover worth ₹50 lakhs
  • 1% fuel surcharge waiver on all fuel purchases
  • Access to dedicated concierge services

Federal Bank Visa Signet Credit Card

Apply Credit Card
Joining Fee 750 + Tax
Renewal Fee 750 + Tax
Welcome Benefits Amazon Pay e-Voucher worth Rs. 500 on a minimum spend of Rs. 3,000 in the first 30 days.

  • Lifetime free or low annual fee card (Rs. 750)
  • Earn up to 3X rewards on selected categories (electronics, apparel, entertainment)
  • Welcome benefit: Amazon Pay e-voucher worth Rs. 200 on minimum spend of Rs. 3,000
  • Milestone benefit: Complimentary Swiggy vouchers on spending Rs. 20,000 in a quarter
  • Buy One Get One (BOGO) movie tickets at INOX, once per quarter
  • Complimentary domestic airport lounge access once per quarter on minimum spend
  • 15% dining discount under the FedDelights program
  • Low Annual Percentage Rate (APR) starting at 0.69% per month (8.28% p.a.)

Apollo SBI Card Select

Apply Credit Card
Joining Fee 1499 + Tax
Renewal Fee 1499 + Tax

  • Earn 10 reward points per ₹100 spent at Apollo 24/7 & Apollo Pharmacy
  • Reward points redeemable 1:1 as Apollo Health Credits
  • Complimentary Apollo Gold Tier Membership & annual health check-up
  • Noise Smartwatch worth ₹7,999 on ₹6 Lakh annual spends
  • 1% fuel surcharge waiver across all petrol pumps
  • Annual fee waiver on ₹90,000 yearly spends
  • Complimentary FITPASS PRO membership for 1 year
  • Ideal for health-conscious individuals with regular Apollo spends

Canara Bank Mastercard World Credit Card

Apply Credit Card
Joining Fee 0 + Tax
Renewal Fee 0 + Tax

  • Lifetime-free credit card with zero joining or renewal fees.
  • 2 Reward Points per ₹100 spent on POS and e-commerce transactions.
  • Complimentary domestic lounge access: 3 self + 2 guests per quarter.
  • Complimentary international lounge access: 2 self + 2 guests per year.
  • Interest-free credit period up to 50 days and easy EMI conversion.
  • Domestic & international acceptance with wide usability.
  • Insurance coverage for baggage loss, accidents, and fraudulent charges.