Bank of Baroda (BOB) credit card bill payments

You can easily manage your Bank of Baroda (BOB) credit card bill payments through various available online or offline methods. Bank of Baroda (BOB) offers online and offline payment methods such as Insta Pay, Self-Service Portal, BillDesk, NEFT/RTGS, Cash Payment, Cheque Payment and various others. These methods of payment offer a very simple bill payment method and immediate processing.

Available payment methods for Bank of Baroda (BOB) credit card bills:

Online Payment Methods:

  • Insta Pay
  • Self-Service Portal
  • BillDesk
  • NEFT/RTGS
  • Auto Debit
  • Razorpay

Offline Payment Methods:

  • Cash Payment
  • Cheque Payment

Methods to Make Bank of Baroda Credit Card Bill Payment

Pay your Bank of Baroda credit card bill easily using online or offline methods.

Online Payment Methods

  • BillDesk
    • Register on BillDesk (free of cost).
    • Log into your account and enter your credit card details.
    • Then follow the on-screen steps to complete your credit card bill payment.
  • Net Banking
    • Log in to your Bank of Baroda net banking account.
    • Enter your credit card details.
    • Pay your credit card bill directly.
  • Visa Bill Pay
    • You can also use Visa Bill Pay for one-time or recurring payments.
    • For this set up automatic deductions for easy bill payments.
  • Insta Pay
    • You do not even need to log in to pay your credit card bill using Insta Pay.
    • Enter your credit card details along with the amount, and verification code.
    • With this option you can choose Bank of Baroda or any other bank to make the payment.
    • The amount is credited within two working days.
  • NEFT/RTGS/IMPS (For Non-BOB Account Holders)
    • Log in to your preferred bank’s net banking account.
    • Add your Bank of Baroda credit card as a beneficiary.
    • Use these details for payment:
      • Beneficiary Name: Bank of Baroda
      • Account Number: 03910200000508
      • IFSC Code: BARB0COLABA
    • Enter your 16-digit card number and name in the remarks before confirming the payment.
  • Auto Debit
    • Set up auto debit from your savings or current account.
    • For that, Submit an 'Auto Debit' form at your Bank of Baroda branch.
  • Razorpay
    • Pay using UPI, debit card, or net banking.
    • For that you will receive a personalized payment link via email or mobile every month.

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Offline Payment Methods

    • Cash Payment
      • Visit any Bank of Baroda branch.
      • Fill out a deposit slip and mention your 16-digit card number.
      • Collect an acknowledgment slip after payment.
    • Cheque Payment
      • Write a cheque for the Bank of Baroda.
      • Mention your 16-digit credit card number on the back.
      • Drop it at any Bank of Baroda branch.
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Payment Processing Time for Bank of Baroda Credit Card Bill Payments

Different payment methods come with different processing times. For example, cash payments are processed instantly while NEFT\RTGS can take upto 3 working days. Here are the time durations for available credit card payment methods:

Online Payment Methods

  • Insta Pay: Up to 2 days
  • Self-Service Portal: Up to 2 days
  • BillDesk: Up to 3 days
  • NEFT/RTGS: Within 3 working days
  • Auto Debit: Payment is processed by the due date
  • Razorpay:
    • UPI - Same day
    • Debit Card - Within 3 working days
    • Net Banking - Within 3 working days

Offline Payment Methods

  • Cash Payment – Same day
  • Other Bank Cheque – Up to 5 working days

FAQs on Bank of Baroda Credit Card Bill Payment

Bank of Baroda offers various methods to pay credit card bills. You can choose any of the available credit card bill payment options. Insta Pay, Self-Service Portal, BillDesk, NEFT/RTGS, Auto Debit, Razorpay, cash payment, and cheque payment are some of the most popular payment Bank of Baroda credit card bill payment options.

Yes, you can easily pay your credit card bill through Insta Pay. With it, you can pay your credit card bill without logging in. To do so you just need to enter your credit card details, the payment amount, and the verification code. You can also use your Bank of Baroda account to make payments in other bank accounts. Usually, Insta Pay takes upto 2 working days.

Yes, you can use net banking to pay your credit card bill. If you already have a Bank of Baroda account, log in to your net banking account, enter your credit card details, and make the payment directly. If you do not have an account with the BOB then you can use NEFT/RTGS to pay your credit card bill.

You can easily set up auto debit for your Bank of Baroda credit card bill payment. To do so, go to the nearest Bank of Baroda branch and submit an ‘Auto Debit’ form. After the activation your the due amount will be automatically deducted from your savings or current account on the payment due date. By doing so you would never miss a credit card payment in future.

Yes, you can pay your credit card bill in cash at any Bank of Baroda branch. To do so fill out a deposit slip with your 16-digit credit card number and submit it with the cash. The amount is credited on the same day.

Processing times vary based on the payment method used:

  • Online Methods: Insta Pay (2 days), BillDesk (up to 3 days), NEFT/RTGS (within 3 working days), Auto Debit (processed by the due date), Razorpay (UPI - same day, debit card/net banking - within 3 working days).
  • Offline Methods: Cash payment (same day), Bank of Baroda cheque (2 working days), other bank cheque (up to 5 working days).

If your payment is delayed, check the processing time for your chosen method. If the expected time has passed and the amount is still not credited, contact Bank of Baroda customer support with your transaction details. If you paid through another bank, check with them for any processing delays.

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You can access the following links to find detailed information and procedures related to managing your BOB Bank Credit Card

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