RBL is a leading bank in the country, With over 40 credit cards offered by RBL Bank, clients have a variety of options to select from. It offers credit cards in every category, and you can choose the best option for every market niche. The top RBL bank credit cards, along with information on eligibility, benefits, documents, and fees, are listed here at MybankingTips. Benefits from RBL Bank credit cards are available in a variety of categories, including dining, travel, retail, and entertainment. You receive discounts, reward points, and cashback for using the card to pay for your purchases. To assist you in making the right decision, the best RBL Bank credit cards are described in detail below.
These are a few of RBL Bank's best credit cards. You can check your eligibility and apply for the best RBL Bank credit cards based on your needs and criteria.
MybankingTips offers you the simple option to compare and apply for RBL Credit Cards online. To do so, follow these steps:
You can apply offline for an RBL Bank credit card by going to the bank's location and completing an application for the credit card of your choosing. When you're finished, you'll need to turn in the necessary paperwork, and a bank representative will send the paperwork out for approval.
After paying the membership fee (if applicable), you will get your credit card at your registered address in 21 working days if your application is approved.
The following is a list of general requirements for RBL Bank Credit Cards eligibility:
RBL Bank will let you know what paperwork is needed when you apply for a credit card. The following paperwork must be submitted in order to be eligible for an RBL credit card.
| Proof of Identity | Passport, Voter’s ID, Aadhaar card, PAN Card, Driver’s License, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government approved photo ID proof |
| Proof of Address | Driver’s License, Aadhaar card, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement or any other government approved address proof |
| Proof of Income |
(For salaried)
(For self-employed)
|
The fees and charges for RBL Bank Credit Cards may differ among all the cards. Here are some of the common fees and charges associated with RBL Bank Credit Cards:
| Fee Type | Amount | |
|---|---|---|
| Annual Fee/Joining Fee | Varies from card to card | |
| Finance Charges | Up to 3.99% per month | 47.88% per annum | |
| Cash Advance Fee | 2.5% of the cash amount withdrawn | Minimum Rs. 500 | |
| Late Payment Fee | 12.5% of total amount due | Min. Rs. 5 and Max. Rs. 1,300 | |
| Add-on card fee | NIL | |
| Duplicate Statement fee | NIL | |
| Card replacement | NIL | |
| Over Limit penalty | Rs.600 | |
| Cash Advance Transaction fee | 2.5% of the cash amount withdrawn (subjected to a minimum of Rs.500) | |
| Cash Payment at branches | Rs.250 | |
| Foreign Currency Transaction | 3.50% of the transaction amount. | |
Consider a card's annual fee, joining fee, and best use while reviewing it.
| Card Variant | Joining Fee | Annual Fee | Best For |
|---|---|---|---|
| RBL Bank Icon Credit Card | ₹ 5,000 | ₹ 5,000 | Rewards |
| RBL Shoprite Beginners & Rewards Credit Card | ₹ 500 | ₹ 500 | Beginners & Rewards |
| RBL Bank Platinum Maxima Credit Card | ₹ 2,000 | ₹ 2,000 | Shopping |
| RBL Popcorn Credit Card | ₹ 1,000 | ₹ 1,000 | Popcorn |
| RBL World Safari Credit Card | ₹ 3,000 | ₹ 3,000 | Travel |
| RBL Bank Platinum Delight Credit Card | ₹ 1,000 | ₹ 1,000 | Rewards |
| RBL Monthly Treats Credit Card | ₹ 75 per month | ₹ 75 per month | Cashback |
| RBL Bank Cookies Credit Card | ₹ 100 + GST | ₹ 100 + GST | Shopping & Rewards |
Once a cardholder joins an RBL Credit Card, they are rewarded with welcome incentives. Bonus Reward Points, gift cards, or any other kind of benefit could be used to fulfill this requirement. The joining fee is usually paid by cardholders in order to receive welcome benefits.
Free lounge access at domestic and international airports, savings on hotel and flight reservations, and many other benefits are possible when using an RBL Credit Card for travel.
The RBL Bank also provides some fantastic dining and entertainment benefits, such as buy 1 get 1 free (BOGO) movie deals, cheap dining offers, etc., bearing in mind that many individuals enjoy watching movies and dining out.
There are various RBL Bank Credit Cards with various incentive schemes. While some credit cards give cashback, others give their users points as a reward. Additionally, the reward rate may differ for certain cards and categories.
In addition to all of the features and advantages listed above, the RBL Bank credit cards offer a number of additional benefits, such as the capacity to remove the annual fee and fuel premium, among many other privileges.
With a special feature available only on RBL Bank credit cards, you can set spending limitations for your credit card.
RBL provides additional cards for the members of your family. You may obtain a maximum of five cards for your parents, children, and spouse.
The Europay, Mastercard, and VISA (EMV) microchip, which is incorporated in credit cards offered by RBL Bank, improves protection against misuse and duplication.
With your RBL Bank credit card, you can get cash whenever you need it. Finance expenses and a fee will apply to cash transactions starting on the transaction date.
With certain cards, you can receive exclusive benefits including travel and flying benefits, dining privileges, priority pass membership, lounge access, golf memberships, and golf lessons.
With frequent SMS and email alerts, stay informed about all your transactions, missed payments, bill payment receipts, monthly card statements, and more.
Anytime, wherever, you may access your credit card account online.
When the membership fee is paid, the RBL Bank offers a travel credit card that comes with a welcome benefit of a Rs. 3,000 MakeMyTrip travel voucher. Spending Rs. 100 on other categories earns you 2 travel points, while spending Rs. 100 on travel earns you 5 points. With this card, you can earn up to 15,000 travel points after spending Rs. 5 lakhs annually, and 10,000 bonus points after spending Rs. 2.5 lakhs annually. The RBL Bank Safari Credit Card's $0 international markup tax on all overseas transactions is its most important feature.
This credit card is provided by RBL Bank and allows you to earn reward points at a rate of up to 20,000 after paying the registration fee and 45,000 upon reaching milestone benefits. This card allows you to two free of charge visits to domestic lounges as well as discounts on cinema tickets twice a month. Up to 2,000 reward points can be earned each month with the RBL Bank Icon Card.
This credit card gives 10% off BookMyShow movie bookings, unique reward points on groceries and gas. You may earn more reward points quickly with the RBL ShopRite Credit Card when you spend money on groceries and gas. With the exception of fuel, this card allows you to accrue 1 reward point for every Rs. 100 spent in other categories.
The RBL Bank provides credit cards with a number of exclusive incentives and discounts on the RBL Platinum Maxima Card. Every Rs. 100 spent on this card will earn you two reward points; every Rs. 100 spent on fuel, movies, dining out, utility bills, overseas shopping, etc. will earn you five times as many reward points. Additionally, you can earn up to 20,000 bonus reward points by meeting the spend targets. In addition to numerous other benefits, the Platinum Maxima Card comes with a "Buy 1 Get 1" deal when purchasing movie tickets from BookMyShow.
The RBL Bank Popcorn Credit Card is designed for those looking a credit card with entertainment and movie-related advantages. After paying the membership cost, you will receive four complimentary movie tickets worth Rs. 1000 on this card. When you meet the weekly goal of Rs. 2,500, you are guaranteed a payback of Rs. 25 every week. In addition, you receive two complimentary movie tickets each month.
An affordable card with a minimal membership charge is provided by RBL Bank. Customers who use the RBL Bank Cookies Card can take advantage of special discounts and unique rewards. Earn accelerated reward points (5x) on all eligible online spends and one reward point on all offline purchases. This card offers you a 10% discount on BookMyShow, Zomato, Myntra, and Uber. You can receive a gift card with a maximum value of Rs. 5000 upon reaching the milestone benefits.
The RBL Bank Insignia Preferred Banking World Card is a special card available only to preferred members. You must speak with your relationship manager in order to get this card. You can get premium benefits, cinema passes, eating benefits, and a lot more with this card. You can accrue five reward points for all domestic transactions with this card, and 10 reward points for transactions made abroad.
Cardholders can take advantage of fantastic deals on eating and movies by using their RBL Bank Movies and More cards. For every Rs. 100 spent on movie tickets through BookMyShow or on orders from KFC and Pizza Hut, you can earn 10 reward points. On Wednesdays, you can spend Rs. 100 on meals and receive 20 reward points. Enjoy milestone perks with this card, such as bonus reward points of up to 15,000 when you reach the yearly spend cap. Use your reward points to get deals on hotels, flights, retail certificates, and much more.
Within the first thirty days of the card's issuance, make eligible transactions to receive a reward of Rs. 250. Get 1% back on all online and point-of-sale transactions (except from cash transactions, fuel purchases, insurance payments, and rental payments). Make use of your LazyPay credit card and effortlessly repay it over time through manageable installments. You can use the RBL Bank LazyPay Credit Card for free because it comes with a lifetime fee waiver.
Over Rs. 6,800 worth of annual rewards. Special discounts on Ola/Uber transactions and fuel purchases. Reversal of second-year fees for expenditures up to Rs. 1,00,000. special features such as Easy Cash and Emergency Advance. Upon paying the joining fee and spending Rs. 2,000 within 30 days of issuance, receive gift vouchers worth Rs. 1,000. Take advantage of a monthly fuel surcharge waiver of up to Rs. 100. Get 10% off on fuel purchases and Ola/Uber rides. Obtain the Platinum TravelEasy SuperCard for a joining fee of Rs. 999, plus an additional Rs. 999 every year starting in the second year.
Over Rs. 9,400 worth of annual rewards. Free entry to the lounge. special features such as Easy Cash and Emergency Advance. Get 4,000 reward points after paying the Rs. 2,000 membership fee and spending it within 30 days of the card's issuance. Earn 2X reward points on all online purchases and 1 reward point for every Rs. 100 spent on purchases overall (maximum cap: 1,000 reward points). Take advantage of a monthly fuel surcharge waiver of up to Rs. 100. Take advantage of the 1+1 BookMyShow deal on movie tickets (up to Rs.200) on any day of the month (valid only on Monday through Friday).
Use EMI Finance to make a variety of items, such as food, furniture, gadgets, durables, and clothes. Divide funds into convenient monthly installments. In times of need, convert the available cash limit to a three-month personal loan. Interest rate of 1.16% per month; there is no processing fee. Unlimited cash withdrawals from ATMs in India are free of interest. Upon receiving your Platinum Edge SuperCard, you will be given a unique welcome gift. For 8,000 Reward Points, pay the registration fee and spend Rs. 2,000 within 30 days. Every month, cardholders can use BookMyShow to get a 1+1 free movie ticket offer, up to Rs. 200. Get 2 Reward Points for every Rs. 100 spent in different areas. 2X Reward Points for purchases made online (apart from certain categories). For 10,000 Reward Points (not including rentals), pay Rs. 1,50,000 annually. For every additional Rs. 1,00,000 spent (excluding rents), earn an extra 5,000 Reward Points. One complimentary domestic airport lounge is provided by Platinum Edge SuperCard. Receive a monthly fuel fee waiver of up to Rs. 100. Valid for fuel transactions between Rs. 500 and Rs. 4,000. Get a Platinum Edge SuperCard for Rs. 1,999 (Service Tax Included) plus a joining fee. The annual fee is Rs. 1,999 (Plus Service Tax) starting in the second year.
After paying the membership fee and spending Rs. 2,000 within 60 days of the card's issuance, you will receive 2,000 Reward points. (First Year Free cards do not have any welcome prizes.) For every 100 rupees you spend on purchases, you will receive 1 reward point. If you spend Rs. 50,000 in a year, the Annual Fee for the following year is waived.
By paying the registration fee and spending Rs. 2,000 within 30 days, you can earn 12,000 reward points (not valid for first year free cards). Get 1+1 free movie ticket on BookMyShow every month, any day of the week, up to Rs. 200. Get two reward points for every rupee you spend on shopping. To obtain 1,500 Reward Points, pay Rs. 25,000 every month. Achieve the Rs. 40,000 and Rs. 50,000 benchmarks each time to earn an additional 1,000 Reward Points (excluding rental expenses).
If you pay the joining fees and use the money within 30 days, you will receive gift certificates worth Rs. 2,000 (this offer is not valid for First Year Free cards). With a monthly fuel cost waiver of up to Rs. 150, you may enjoy the flexibility of filling up your car's tank anywhere you choose.For fuel transactions between Rs. 500 and Rs. 4,000, a surcharge is applicable. Receive 10% Off on Fuel Purchases Get 10% back on Ola and Uber rides. Earn 5% Cashback on Your Grocery Purchases Get gift vouchers worth Rs. 1,000 after spending Rs. 1,000,000 in a year (rental expenses excluded). Reverse the second year's fees if you spent Rs. 2,00,000 on the first year. A membership charge of Rs. 1,999 (Plus Service Tax) and an annual fee of Rs. 1,999 (Plus Service Tax) starting in the second year are required to obtain the Platinum LifeEasy SuperCard.
Start with a Rs. 1,000 gift card from Shoppers Stop, Amazon, Flipkart, Myntra, or Croma. Acquire through a purchase made within 30 days of the card's issuance. Spend Rs. 2 lakhs within a year to unlock a Rs. 1,000 voucher. When redeeming reward points that have been accrued on RBL Bank credit cards, there will be a cost of Rs.99 + GST. For redemptions made in a single day, the cost is charged once. Spend Rs. 5 lakhs in a year to unlock a Rs. 5,000 coupon. Get an instant 10% discount at BookMyShow, up to Rs. 300 each month. Get 10% cashback at Myntra, Uber, and Zomato per month, up to Rs. 300 per person. For every Rs. 100 spent online, you can get 5 reward points. For every Rs. 100 spent offline (excluding petrol), earn 1 reward point. Enjoy a monthly maximum of Rs. 150 in fuel fee waiver for transactions between Rs. 500 and Rs. 4,000. Amount of subscription each month: Rs. 100 + GST. If you spend Rs. 5,000 in a month, the membership cost for the following month is waived.
Make sure you have verified all of the following before applying for a credit card from RBL Bank.
Age of the Applicant: Using a credit card requires maturity. Since the banks want a proper payment each month, they have tight age criteria when issuing credit cards.
Credit History of Applicant: An individual's credit history provides a view of how they have managed their credit-related affairs. A clean credit history is required by the lender that is making the credit card offer.
Applicant's Income: Your income is a crucial consideration when applying for a credit card. This can serve as proof to the bank that you are able to pay off your credit card debt. Another requirement to get an HDFC Bank credit card is having a fixed deposit.
You may be looking for instructions on how to activate your new RBL Bank credit card after you receive it. The card can be activated by any of the online and offline methods listed below:
RBL Bank also allows its clients to use net banking on their credit card accounts, as most banking assignments have become simpler and less time-consuming due to internet banking. The methods listed below can be used to register your RBL Credit Card for online banking:
You have two options for paying your ,RBL Bank credit card bills online or offline:
You can earn reward points for every purchase you make with your RBL Bank credit cards. However, the reward rates offered by various credit cards differ and they may be less or greater based on the card's annual fees. Additionally, various credit cards serve best for specific areas, including dining, entertainment, travel, etc. You can get standard reward points on all of your purchases with the majority of these cards, but you can also earn accelerated reward points on certain categories—which vary depending on the card. Selecting a credit card with increased reward points in the category where you spend the most can help you get the most out of your rewards credit card.
Online reward point redemption is available for a variety of products found in the RBL Bank Rewards Catalog. After registering, you can use the RBL Bank Rewards Portal to redeem your credit card reward points. The steps that you have to complete are listed below:
The transaction will be finalized and a confirmation message will be sent to your registered mobile number following a successful verification.
The balance of RBL credit card reward points and other relevant details can be viewed via an online banking facility or credit card statement, as explained below:
RBL Bank can charge interest rates as high as 3.99% p.m. or 47.88% p.a. However, depending on your relationship with the bank, how you use your card, and other factors, the interest rate that the bank charges may vary from credit card to credit card.
Before understanding how interest rates are calculated, it is important to understand what the Annual Percentage Rate (APR) is. APR is the annual percentage rate that your credit card company charges you on the remaining balance on your card.
Banks charge daily interest on the outstanding debt. This is equivalent to a monthly interest rate. The Daily Periodic Rate can be calculated by dividing the Annual Percentage Rate by the total number of days in the year.
Through the 'Transfer n' Pay' Program, RBL Bank offers an opportunity to transfer credit card balances. Through this program, you can pay back the balance of any credit card in equal monthly payments by transferring it to your RBL Bank credit card.
If you choose to pay back the entire amount over a period of three, six, nine, or twelve months in equal installments, there will be a minimum balance transfer processing fee.
Credit cardholders of RBL Bank may choose to cancel their card if they no longer need it or if their high annual fees are the reason. You can cancel your RBL Bank credit card by going through
You can use your registered mobile number to make a missed call to 1800 419 0610 in order to check the amount on your RBL bank credit card. The balances of your current and savings accounts will be available to you. This service can be used 24/7.
If you've submitted an application for a credit card from RBL Bank, you can use the following techniques to find out the status of your application:
For any credit card inquiries, call 022-62327777 to reach RBL Bank's credit card customer service. In addition, you can reach 022-7119 0900 with any inquiries you may have about SuperCards.
In case that the phone number is unresponsive, you can reach the customer support team by email at:
rblbank.com/cardservices
rblbank.com/supercardservice
No, only Indian residents are eligible to receive credit cards from RBL Bank, including the global cards. Therefore, if you are leaving the country for work or leave the country, you must return your credit card to the bank in accordance with RBI requirements.
Yes, you are able to withdraw out cash on your credit card up to the amount that is specified, as shown on your billing statement. 2.5% of the amount withdrawn, subject to a minimum of Rs. 500, is the cash advance fee for cash withdrawal activities.
No, you cannot use your RBL Credit Card for the benefit of another person. It is exclusively for your personal use. On the other hand, you can give your family an add-on card if you want to provide additional benefits to them. But take note that the principal credit card holders will be responsible for paying for all fees and charges associated with purchases done on add-on cards.
A credit limit being reached, inaccurate credit card information, or use of your card at prohibited areas are just a few of the reasons it could be refused. You can reach the actual reasons by giving the 24 Hour Bank a call at 1800 121 9050. The customer care agent at the bank will then offer you the appropriate assistance.
You can notify the customer support representative on the banks' toll-free line, 1800 121 9050, as soon as your credit card is lost or stolen.
The card of your choosing and your income group determine the credit limit you are eligible for. A certain amount of your credit limit, either available or total, will be your cash limit. This limit will be shown each month on your credit card payment statement.
If you have the RBL Bank BankBazaar SaveMax Credit Card, you can apply for a pre-approved loan without having to provide any proof.
Make a cash payment to RBL Bank. All RBL bank branches accept credit card payments.
You have a few options for monitoring your credit card usage and balance: Net banking, mobile banking, in-person branch visits, ATMs, customer care calls, monthly statements, and SMS alerts.
Download the RBL MoBank App by visiting https://mobank.rblbank.com. Select the biller category that has to be paid for. Enter the OTP, log in, input the bill data, and confirm
Make a cash payment to RBL Bank. All RBL bank branches accept credit card payments.
Credit card cash limits are set at the time a customer receives their card. Generally, banks set a cap of 20% to 40% of the entire credit limit.
You have three options for paying your credit card bills: online using RBL Bank net banking, by dropping checks at the drop boxes, or via NEFT payment. In addition, you have the option of using standing orders connected to a current or savings account to pay your payments.
You must be at least 21 years old and under 65 with a minimum of Rs. 3,000,000 annual income, either from self-employment or employment with a reputable company.
Yes, you can use the RBL Bank Credit Card for any international transaction; it is an internationally valid card. But take aware that there are fees associated with international transactions, such as markup or foreign exchange transaction fees. Normally, the markup cost is 3.5% of the transaction amount; however, with World Safari Credit Cards, this amount is waived.
Depending on the credit card plan, the RBL Bank Credit Card's interest-free period can last between 20 to 50 days.
You have two options for paying the bill: either download the RBL mobile app, which also offers the ability to pay credit card bills, or connect into their online banking account to pay the bill on the RBL website. You can use the offline approach at any RBL branch to pay your bill.
There could be several reasons for this, such as eligibility requirements or a poor credit score. Wait for the rejection letter, which will contain all the information and reasons for the rejection. You can get more information by contacting the RBL credit card customer service if you have any further questions.
Through its RBL Reward Program, RBL Bank makes it simpler for its credit cardholders to redeem their accrued reward points. Products and services are available for selection from the product catalog. The RBL Edition Credit Card and RBL Edition Classic Credit Card allow you to use your reward points to pay down the remaining debt on the card. One RP is for Rs. 0.25 for redemption, and one edition cash is worth Re. 1.
Please give the customer support representative a call at 1800 121 9050. The customer support representatives will help you and are available 24*7.
When applying for RBL Bank card, you may submit any of the following documents as evidence of address: voter ID, passport, Aadhar card, driver's license, etc.
For any of the credit cards listed above, RBL Bank does not charge an additional fee.
Please click the links below to find details and instructions related to RBL Bank Credit Cards that can help you in easily managing your card:
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Top Credit Cards in India