One of the major companies in the credit sector is Axis Bank. It provides a large selection of credit products and services to meet the demands of different people. People with different spending habits might use credit cards from Axis Bank. Apart from credit cards that provide many advantages across multiple categories, there are credit cards that are exclusively focused on shopping, travel, rewards, or cashback.
Axis Bank provides credit cards with cashback and reward points to increase your transaction savings. Applying for a card also allows you to joining advantages such as gift cards or points. Use these points to purchase e-vouchers, hotel reservations, airline tickets, and more. The Axis Magnus, Axis Bank Ace Credit Card, Axis Magnus, and Axis Vistara Signature Credit Card are some of the best credit cards available. Compare multiple credit cards and apply for the one that best meets your needs.
Below is a list of some of the most well-liked Axis credit cards. Before selecting one of these cards, it is advisable to carefully review their characteristics and advantages and weigh them against those of other cards. Applying directly for Axis Credit Cards is possible through Mybankingtips, as Axis Bank is also a source partner.
To apply for an Axis Bank credit card online through MybankingTips, follow the instructions listed below:
You can apply for an Axis Bank credit card using the following steps:
After your submission is accepted, the bank will send you a confirmation.
The following are the basic requirements for eligibility to apply for any Axis credit card:
The list of required documents is provided below in order to apply for an Axis Bank credit card. You will need one evidence of identity, one proof of address, and one proof of income.
| Proof of Identity | Voter’s ID, PAN Card, Aadhaar card, Passport, Driver’s License, Overseas Citizen of India Card, Job card issued by NREGA, Person of Indian Origin Card, Letters issued by the UIDAI or any other government approved photo ID proof |
| Proof of Address | Passport, Aadhaar card, Driver’s License, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement or any other government approved address proof |
| Proof of Income |
(For salaried)
(For self-employed)
|
The following are common fees and charges that apply to most Axis Bank Credit Cards:
| Fee Type | Amount | |
|---|---|---|
| Joining/ Annual Fee | Varies across all Axis Credit Cards | |
| Finance Charges | Up to 3.4% per month | 49.36% p.a. | |
| Over limit fee | 2.5% | |
| Card replacement fee | Rs.100 to Rs.250 | |
| Late Payment Fee | For outstanding balance | Fee |
| Less than ₹ 500 | Nil | |
| From ₹ 501 to ₹ 5,000 | Rs. 500 | |
| From ₹ 5,001 to ₹ 10,000 | Rs. 750 | |
| Greater than ₹ 10,000 | Rs. 1200 | |
Consider a card's annual fee, joining fee, and best use while reviewing it.
| Card Variant | Joining Fee | Annual Fee | Best For |
|---|---|---|---|
| Axis Bank Neo Credit Card | ₹ 500 | ₹ 500 | Reward |
| Axis Bank My Zone Credit Card | ₹ 1,000 | ₹ 1,000 | Reward Points |
| Axis Bank SELECT Credit Card | ₹ 500 | ₹ 500 | Reward Points |
| Axis Bank Vistara Signature Credit Card | ₹ 3,000 | ₹ 3,000 | Travel |
| Flipkart Axis Bank Credit Card | ₹ 500 | ₹ 600 | Travel |
| Axis Bank Atlas Credit Card | ₹ 5,000 | ₹ 5,000 | Travel |
| Axis Magnus India’s Best Premium Credit Card | ₹ 250 | ₹ 250 | Reward |
| Axis Bank ACE Credit Card | ₹ 500 | ₹ 500 | Shopping & Bills |
| Axis Bank REWARDS Credit Card | ₹ 1,000 | ₹ 1,000 | Reward |
| Axis Bank Vistara Credit card | ₹ 1,500 | ₹ 1,500 | Travel |
| Axis Bank Vistara Infinite Credit Card | ₹ 10,000 | ₹ 10,000 | Travel |
| Airtel Axis Bank Credit Card | ₹ 500 | ₹ 500 | Bill Payment |
| Indian Oil Axis Bank Credit Card | ₹ 500 | ₹ 500 | Fuel |
| Axis Bank Aura Credit Card | ₹ 749 | ₹ 749 | Health & Wellness |
| Axis Bank Pride Platinum Credit Card | ₹ 250 | ₹ 250 | Travel |
| Axis Bank Pride Signature Credit Card | ₹ 500 | ₹ 500 | Travel |
Many Axis Bank Cards offer unique bonuses and rewards upon first use, including exciting gift vouchers, accelerated cashback, bonus Reward Points, free memberships to various platforms, and much more. Usually, after paying the registration fee or activating your credit card, you receive welcome benefits.
Axis Bank offers a variety of credit cards with travel-related benefits. These benefits include complimentary access to the airport lounge, a luxury airport pickup service, special prices on flights and hotel reservations, free airline tickets, hotel vouchers, and more.
Special dining and movie advantages are available with many Axis Credit Cards. These benefits may include movie ticket buy-one-get-one-free deals and dining discounts.
The credit limit will be maximized based on the amount spent and the frequency of transactions.
Quickly and easily apply for loans at attractive interest rates.
It is possible to move an outstanding balance to an easy EMI plan.
The Axis Bank credit card can be used to pay for any kind of bill. Additionally, it offers several reward points and a credit-free period.
You can redeem Edge Reward Points through the Edge Rewards portal when you use a lot of Axis credit cards that give rewards. It is possible to earn cashback, air miles, or CV Points with many kinds of cards in addition to rewards cards.
Credit cardholders receive milestone rewards upon reaching a certain expenses milestone, meaning that you receive incentives for spending a certain amount within a specific period of time. These perks may include gift cards, more reward points, etc.
A fuel surcharge waiver, free insurance coverage, a spend-based annual fee waiver, and many more advantages are provided by the Axis Bank Cards.
The Axis Bank Magnus Credit Card has all of the features you would expect from a high-end credit card. While it is well-known for its travel benefits, it also has advantages over other areas, including as dining, entertainment, wellness, and reward programs. With the card, you can enjoy welcome benefits up to Rs. 10,000, free Dine Out Passport membership, free annual access to domestic and international airport lounges, free VIP services at airports, and much more. About its movie and dining features, the card offers a 25% discount on dining bills through the EazyDiner program and a Rs. 500 discount on tickets via BookMyShow. Additionally, as part of the Axis Bank Dining Delights program, it provides a 20% discount at more than 4,000 restaurants in India. Because of the card's extremely low 2% foreign currency markup cost, users can benefit from making and receiving international transactions.
The most widely used travel credit card offered by Axis Bank is the Atlas Credit Card. Reward Points on the card can be redeemed for Air Miles, partner airline frequent flyer programs, or to purchase travel or accommodations. Depending on the type of Atlas card (tier) the cardholder has, the card allows free annual admission to both domestic and international airport lounges. Two free airport pickup services are also offered annually, in addition to the free concierge service. In addition, the card comes with a long list of other benefits, such as the waiver of fuel surcharges, dining benefits, milestone bonuses, and many more.
One of the most well-liked lifestyle credit cards that Axis Bank offers is the Axis Bank Select Credit Card. An Amazon gift card of Rs. 2,000 and a complimentary Amazon Prime membership are included with the card upon your arrival. In addition to receiving reward points for all of your purchases made with this card, you can also earn 5,000 extra Edge Reward Points annually based on your total annual spending. Additionally, the card allows you to free movie tickets on BookMyShow each month as well as a special discount on BigBasket and Swiggy. The card offers Priority Pass membership and free access to airport lounges to provide you with opulent travel experiences. It is the greatest Axis Bank Credit Card in terms of lifestyle benefits because of all these benefits.
The goal of the Flipkart Axis Bank Credit Card is to give its users as many savings options as possible. You receive gift cards worth Rs. 1100 as soon as you use the card, and you can save up to 5% on every purchase you make. The card is excellent for shopping, but it also has a lot benefits in other categories. In addition to many other advantages, you receive free access to airport lounges, exclusive meal discounts, and a remission of fuel surcharges.
Recently, Axis Bank and Flipkart announced the launch of the Axis Bank Super Elite Credit Card. This card also has an annual charge of Rs. 500. It differs from the Flipkart Axis Bank Card mentioned above in that it can only be used for customers who enjoy shopping at Flipkart. It doesn't provide access to lounges or major benefits for various categories. You can earn a great reward rate with this card, up to 12% SuperCoins on Flipkart purchases and 2% on other purchases.
The Axis Bank and the IOCL have partnered to offer the Indian Oil Axis Credit card, which gives cardholders many benefits, particularly when buying fuel. Within the first 30 days after the card's issue, you can take advantage of a welcome reward of up to Rs. 250 in cashback on all fuel purchases. Reward Points are another way you can save up to 4% on your fuel purchases. In addition, you can get exceptional discounts on dining and movie tickets on BookMyShow with the card.
One of Axis Bank's greatest credit cards for shopping is the Axis ACE Credit Card. You can save up to 5% on your purchases with this card. It has advantages over a number of other areas, such as dining, travel, and shopping. Each year, you receive free access to airport lounges as well as exclusive dining discounts. Additionally, the fuel surcharge waiver that comes with this card can help you save money on fuel purchases.
Using this card might provide you with amazing benefits if you enjoy shopping and trying out new delicious foods. Swiggy is offering an amazing 30% off meal delivery services. A welcome bonus of 5,000 EDGE Reward Points is included with the affordable Rs. 1000 joining cost (plus taxes). A monthly bonus of 1500 EDGE reward points is also yours if you spend Rs. 30,000 or greater. Benefits worth Rs. 1000 are yours annually on the anniversary of your card. Insurance, free lounge access, dining benefits, and other exciting benefits are also included with the card.
One of the rarest and most luxurious credit cards available, the Axis Bank Burgundy Private Credit Card offers amazing benefits across a range of categories. For holders of Burgundy Private Accounts, it is completely free; for other cardholders, there is a joining or annual cost. With the card, you may earn rewards on nearly all of your purchases and start earning 30,000 Edge Reward Points. Every time you purchase movie tickets on BookMyShow, you receive free movie tickets. With this card, you can enjoy various privileges such as free airport lounge access, 50 gratis golf rounds annually, and a free EazyDiner Prime subscription, among many more.
Another well-known credit card offered by Axis Bank is the Vistara Infinite Credit Card. Rewards from the card come in the form of Club Vistara Points, which may be used to reserve flights. As a welcome bonus, the card comes with a free business class ticket and a complimentary Club Vistara Gold membership. In addition, upon meeting the spend objective, you will receive up to four complimentary business class tickets year. You can also enjoy free golf rounds, free access to airport lounges, and other extra benefits with the card.
One of Axis Bank's greatest credit cards for shoppers is the Airtel Axis Bank Credit Card. Axis Bank and Bharti Airtel have partnered to create the co-branded Airtel Axis Card. Because it offers a ton of cashbacks on purchases made through the Airtel Thanks App, the card is especially advantageous for people who make all of their transactions through the app. In addition, it provides fantastic cashbacks on a number of other partner brands, such as Zomato, Big Basket, and Swiggy. Axis Bank's Dining Delights Program offers 20% off at a number of restaurants nationwide. In addition, the card provides free access to domestic lounges as well as additional advantages including the waiver of fuel surcharges and much more.
Recently, Axis Bank and SpiceJet airlines introduced two credit cards, the most expensive of which is the Voyage Black Credit Card. The card comes with many of amazing benefits that are available to subscribers for an annual cost of Rs. 2,000. Spending Rs. 200 with this card might earn you up to 28 Spice Club Points. In addition to all of this, the card offers free access to airport lounges and extra Spice Club Points upon reaching the milestone expenditure.
Travel, lifestyle, entertainment, and other categories are just a few of the fantastic reward rates and benefits that come with another premium credit card, the Axis Bank Reserve Credit Card. You can also get free movie tickets on BookMyShow, free lounge access, free EazyDiner Prime membership, free luxury airport transfers, and other financial and insurance perks with the card. With this card, you also receive free golf games, great discounts at Oberoi hotels and resorts, and numerous other advantages.
Axis Bank My Zone credit cards offer a number of advantages, such as free lounge access, OTT privileges, Swiggy savings, and many more. It offers many network discounts and a 15% discount on a meal. Waiver of the 1.00% fuel surcharge and the opportunity to convert transactions into EMIs The customer would receive 4 EDGE points for every Rs. 200. offers a discount of up to Rs. 1000 at AJIO with a minimum purchase of Rs. 999. Give one complimentary lounge visit every quarter at a few different airports. Offers SonyLiv Premium subscription worth Rs. 999 within 30 days of credit card issue. Discount of 40% on orders at Swiggy. provides a 100% discount on buying a second movie ticket at Paytm Movies.
The Axis Bank With free lounge access, cashback on bus, IRCTC, domestic flight, and train tickets, My Wings credit cards are perfect for travelers. Users who reserve a car rental through ezeego1.com and enter a promo code will receive Rs. 400 for each automobile. Save Rs. 100 while purchasing bus tickets on ezeego1.com. gives fuel surcharge waivers to customers who use their Axis Bank My Wings credit card at gas stations. Users who book tickets via irctc.com can receive a discount of Rs. 25. On domestic and international return tickets, there will be cashback of Rs. 500 and Rs. 1,500, respectively. Cashback of between Rs. 1000 and Rs. 1,500 on domestic and foreign hotels, offers cashback on domestic and international travel reservations of Rs. 2,500 and Rs. 3000, respectively. gives 20% off when booking domestic flights. provides free access to the lounge lets users turn transactions into installment payments enables users to redeem free standard airfare tickets.
Consumers who use their Axis Bank Neo credit card can get discounts from a number of retailers, including Amazon, Blinkit, Zomato Pro, Myntra, and BookMyShow. provides meal specials and 15% off savings at affiliated restaurants. It provides a Rs. 300 activation bonus for the first utility bill paid within 30 days of the card's issuance. When paying your utility bill using Amazon Pay, you'll receive a 5% discount. The maximum monthly discount is Rs. 150. A 40% discount on Zomato payments is available twice a month. Zomato deals are valid with minimum purchases of Rs. 200. The highest discount per order that can be obtained is Rs. 120. offers a discount of up to Rs. 250 on minimum purchases of Rs. 750 on Blinkit once every month. 15% off at participating restaurants, Zero lost card liability is guaranteed.
Different Axis Bank credit cards may provide various benefits, and as a result, various redemption procedures. While some of the cards provide you cash back or Edge Rewards, others may give you air miles, CV Points, or other rewards. The many incentives that may be obtained with Axis Bank credit cards are as follows, along with information on how to redeem them:
Axis Bank debit/credit cards may fulfill all of their shopping needs at one location with Axis Bank Grab Deals. Through this gateway, the card issuer often launches exclusive offers that provide consumers access to enticing reward and discount deals when they spend at a variety of well-known online retailers, including Amazon. Ajio, Flipkart, Myntra, Dell, Samsung, Lenovo, and numerous others. Using your Axis Bank debit or credit cards when you shop under the Axis Bank Grab Deals offers can result in savings of up to 10%. By entering the last four numbers of your card and your registered cellphone number on the portal, you, as an Axis Bank cardholder, can take advantage of all the incentives.
Some of the best credit cards, including rewards and cashback, are available from Axis Bank. These cards let you save money on purchases while also providing other advantages. The bank provides a variety of methods to pay for Axis Bank credit cards, just like credit cards. Depending on what works best for you, you have the option to pay your Axis Bank credit card bill online or offline. If you prefer to pay offline, you can use cash or a check. If you want to pay your bills online, you can use services like NEFT, mobile banking, BillDesk, and more. Bill payment options include internet banking, UPI, NEFT, and many more.
The information about paying with an Axis Bank credit card is provided below:
After receiving your Axis Bank card, you may be trying to figure out how to activate it. You can use any of the following to activate it online or offline, depending on what's most convenient for you:
When applying for a credit card from Axis Bank, the applicant needs to make sure they have checked the following items.
Applicant's Age: Using a credit card comes with a lot of responsibility. It takes a certain number of years for someone to get a reliable source of income. Because they want a proper payment each month, the banks are therefore certain about the age requirements before offering a credit card.
Nationality Requirement: The candidate must be an Indian resident.
Credit History of the Applicant: A person's credit history provides clear proof of how they handle their credit-related actions. The lender will give preference to those with a clean credit history when issuing credit cards.
These days, all banks and credit card companies provide their clients internet banking so they may conduct the majority of their banking-related business from the convenience of their homes. You may get the same services from Axis Bank. To register your Axis Credit Cards for net banking, follow these steps:
Interest will be imposed by Axis Bank if you carry forward the balance or fail to make timely credit card payments. Here are some scenarios when you will incur interest charges from the bank on your credit card:
Axis Bank provides its customers with a 20–50 day interest-free term. The purchase date in relation to the date that the statement is generated determines how many interest-free days you will receive. You do not have to pay interest on your purchases during this time.
You can check the status of your credit card application here if you've applied for an Axis Bank card. After entering your application ID and birthdate, you will be able to view the status of your application on the screen. If you would rather not use these ways, you can find out the status of your credit card application by visiting the closest bank or by getting in touch with Axis Bank Credit Card customer service.
When using an Axis Bank credit card, you might face questions or difficulties. If you have any questions or concerns about your credit card, you can always get in touch with Axis Bank customer service by using the information below:
You can convert any transaction that is for more than Rs. 2,500 into low-interest EMIs with terms of 3, 6, 9, or 12 months. To convert the payments to EMI, you can call the customer support line or the Net Banking feature.
The minimum income needed to apply for each type of Axis Bank credit card varies. But keep in mind that premium category credit cards usually have greater income allowing requirements than entry-level credit cards.
This feature is included with every credit card that Axis Bank offers.
Credit card Miles & More from Axis Bank. You have the opportunity to earn endless, lifelong miles, which you can then redeem for fantastic deals on hotels, auto rentals, airfare, and seat upgrades.
There are several convenient ways to pay your bills, including cash, check, auto debit, NEFT transfers, Axis Bank Credit Card Net Banking, and Electronic Clearing Service (ECS).
All ATMs with the Visa logo accept cash withdrawals up to 30% of the designated credit limit when used with your Axis Bank Signature credit cards.
Yes, free Wi-Fi, cozy chairs, and refreshments are included in airport lounges with a number of Axis Bank credit cards. Examine the product characteristics of your credit card for further details on these advantages.
Your overall credit limit is based on the kind of card you currently own. You can also specify the required limit for all transaction types, including online, POS, ATM, Tap, and Pay. It is also possible to establish a different limit for purchases made outside of the nation if you have an international credit card.
As soon as you notify Axis Bank credit card customer service or the VISA Global support helpline about the loss, you will not be charged for any fraudulent purchase transactions up to the insured amount if your Axis Bank credit card is lost, stolen, or stolen.
Axis Bank offers co-branded loyalty points like Club Vistara points or eDGE reward points based on the type of credit card. As an example, reward points are available as Club Vistara points with Axis Bank Vistara Credit Cards. Air Miles can be redeemed while purchasing airline tickets, and accrued reward points can be exchanged for goods from Axis Bank's Rewards Catalog.
Yes, if you're searching for a credit card that offers benefits exclusive to Flipkart as well as benefits covering top businesses like Uber, Swiggy, and Myntra, the Flipkart Axis Bank Credit Card is an excellent choice. Additional benefits of the card include dining and lounge access. Because of this, the card is an excellent option that even beginners may get for the inexpensive yearly charge of Rs. 500.
You can use mobile banking and net banking to check your credit card statement from Axis Bank online. You can see your Axis Bank Card's credit card statement offline by calling customer service or going to the closest bank location.
Axis Bank credit card offers are subject to change at any time at the bank's discretion and may not apply to all credit cards.
The requirements for each Axis Bank credit card are different. However, you have to fulfill the necessary qualifications. I. You must be between the ages of 18 and 70. ii. You must have a consistent source of income. iii. You must be able to present pertinent documentation proving your identification, address, and income.
With an auto-debit option, you can set up automatic credit card payments on predetermined dates. On your Axis Bank savings or current account, you can designate standing orders to pay your credit card minimum due or the entire amount owed. Every month, the money will be automatically taken out of the associated account. For example, the appropriate amount is withdrawn if your credit card bill is due on the tenth of each month. This simplifies the process of handling your credit card.
Both offline and online methods are available for you to monitor the status of your credit card application. You can input your application number on the bank's official website to track the status of your application online. It will display your current status on the screen. In addition, you can find out the progress of your application by calling the customer service number.
It is entirely up to the bank to decide whether to approve or deny a transaction that goes over your card's allotted credit limit. There will be an over-limit fee applied to the amount if the t ransaction is accepted. Keep in mind that the over-limit fee varies depending on the other terms and conditions and will be applied to all credit cards. You can raise your credit card limit by getting in touch with Axis Bank Customer Care if you think the amount that is available on your card is too low.
Depending on the card, different Axis Bank credit cards may have different minimum salary requirements. But keep in mind that compared to entry-level credit cards, premium category cards usually have a higher income eligibility criteria. The Axis Bank Reserve Credit Card and the Axis Bank Vistara Infinite Credit Card are two of the best Axis Bank Premium Cards. The Axis Bank Flipkart Credit Card, Axis Bank Pride Platinum Card, Axis Bank Neo Credit Card, and Axis Bank MyZone Credit Card are good choices for newcomers. For information on your specific card's income eligibility, get in touch with the bank.
You can use Billdesk, net banking, debit cards, mobile apps, NEFT, ECS, and UPI to pay your Axis Bank credit card bill online, according to the bank. In addition, you can pay your credit card payments offline with a check or cash. For further information, go here.
Depending on the card, different Axis Bank credit cards may have different minimum salary requirements. But keep in mind that compared to entry-level credit cards, premium category cards typically have a higher income eligibility criteria. The Axis Bank Reserve Credit Card and the Axis Bank Vistara Infinite Credit Card are two of the best Axis Bank Premium Cards. The Axis Bank Flipkart Credit Card, Axis Bank Pride Platinum Card, Axis Bank Neo Credit Card, and Axis Bank MyZone Credit Card are good choices for newcomers. For information on your specific card's income eligibility, get in touch with the bank.
It is possible to convert purchases made with any Axis Bank credit card into installment payments. Not every transaction, though, qualifies for EMI conversion. You can use online banking to convert a transaction into EMIs if it qualify for them. All you have to do is go into your account, select the "Credit Cards" tab, and click the "Convert to EMI" option. Next, a few facts about your transactions and the EMI conversion must be entered. In addition, you can use the customer service line or a mobile app to convert your transactions into EMI.
Yes, credit cards issued by Axis Bank are accepted everywhere. The bank would provide any applicable terms and conditions in the credit card document if there are any. However, not all Axis Bank credit cards may have the same fees for overseas use.
The interest rate on various Axis Bank credit cards may change, however the monthly general interest rate is limited to 3.4%. If the entire amount owed is not paid by the deadline, interest must be charged. The interest-free period will not apply if there is a sum owed on your credit card account; therefore, interest will be levied from the date of purchase on each transaction. Cash withdrawals made with a credit card start to accrue interest right away.
Please click the links below to find details and instructions related to Axis Bank Credit Cards that can help you in easily managing your card:
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