Best Reward Points Credit Cards in 2025

• Unlimited access to 1,000+ airport lounges (via Priority Pass and DreamFolks)
• 10X rewards on SmartBuy (flights, hotels, shopping, and more)
• Complimentary Club Marriott membership
• Low forex markup of 2%
• Golf games at top courses in India and abroad
• 24x7 concierge service and emergency card replacement globally
• Metal card design with premium packaging

Annual Fee: ₹2,999

Welcome Benefit: 2,000 bonus reward points on payment of the joining fee

Accelerated Rewards:

• Earn 15 RP/₹100 at Lifestyle, Home Centre, Max & Spar
• Earn 2 RP/₹100 on other retail spends
• 10 RP/₹100 on birthday spends

Travel Benefit: Complimentary Priority Pass membership with access to over 600 international airport lounges

Lounge Access: 4 complimentary domestic lounge visits per year

Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹500–₹3,000

• 1 Complimentary Premium Economy Ticket on card activation
• Earn 4 CV Points for every ₹200 spent on eligible purchases
• Up to 3 Premium Economy Tickets on reaching annual spend milestones
• 4 Complimentary Domestic Lounge Accesses per year

• 4 Reward Points per ₹150 spent on retail transactions
• 6 complimentary airport lounge accesses (domestic & international via Priority Pass)
• Comprehensive travel insurance coverage
• Spend-based milestone benefits
• Low forex markup of 2% on international spends
• Renewal fee waived on ₹3 lakh annual spend