Bank Of Baroda Credit Card Balance Enquiry

Bank of Baroda credit offers various for cardholders to check their credit card balance. They can use any of the available methods such as Net Banking, the M-Connect Plus mobile app, or an ATM. you should check your Bank of Baroda credit card balance regularly to manage your expenses, track the due balance, avoid spending, and maintain a good credit utilization ratio. It would make you financially aware and save money on interest and other additional charges. You can also report to the bank if you see any irregularities in your credit card transactions.

What is the Bank of Baroda Credit Card Balance Enquiry?

As the name suggests, credit card balance inquiry allows Bank of Baroda credit cardholders to check their outstanding balance, available credit limit, and unbilled transactions. Being aware of the credit card balance and other expenses helps the users to keep updated about their expenses and make better financial decisions.

In simple language when you use your Bank of Baroda credit card for making purchases, then your outstanding balance increases and balance decreases accordingly. Regularly checking the credit card balance helps cardholders:

They can track their outstanding dues and avoid any late payments.
You can also monitor available credit limits to plan further expenses.
It also helps you remember unbilled transactions and manage your future payments
It allows the cardholders to Control unnecessary spending and plan future examples accordingly.
It also helps you in managing your finances to prevent overspending.
It also helps the credit card holder maintain a good credit score by maintaining a good credit utilization ratio.

Popular ways to check your credit card balance

Online Banking
Mobile Apps (Baroda M Connect Plus/Credit Card App)
ATM
Phone Banking
SMS Service

How to Check Bank of Baroda Credit Card Balance?

Bank of Baroda offers various ways to check your credit card balance. Cardholders can choose any of the available methods such as online, SMS, missed call, or customer service to check their outstanding dues and available credit limit.

1. Net Banking

You can easily check your credit card balance through Bank of Baroda’s Net Banking portal by following these steps:

Log in to your net banking account through Bank of Baroda’s official website.
Go to the Credit Card section.
There you can see your outstanding balance and available credit limit.

2. Mobile Banking App (M-Connect Plus)

Bank of Baroda customers can also use the M-Connect Plus mobile app to check their credit card balance:

Download the M-Connect Plus app on your smartphone.
Log in to the app using your credentials.
Go to the Credit Card section and view your balance and due amount.

3. SMS Banking

This method is very helpful If you want to check the balance and other crucial details of your Bank of Baroda credit card offline. SMS is offline and very convenient method to check your credit card balance through your registered mobile number. To do so message the following:

BAL (space) Last 4 digits of your credit card number Send it to 8422009988, and you will receive an SMS with your credit card balance details.

4. Missed Call Service

Give a missed call to 84680 01111 from your registered mobile number to enquire about your balance and other information related to your credit card transactions. You will receive an SMS with your credit card balance details.

5. Customer Care

You can also check your credit card balance by calling the Bank of Baroda Credit Card Customer Care helpline at: 1800 258 44 55 / 1800 102 44 55 (toll-free)