Air India SBI Signature Credit Card

The Air India SBI Signature credit card is perfect for people who travel a lot, whether within the country or abroad. It makes your journeys more rewarding by giving you reward points for booking flights, access to lounges in India, a free Priority Pass membership, and more. Check out the card's additional details below.

Key Highlights of SBI Air India Signature Credit Card

SBI Air India Signature Credit Card
Best Suited For Travel and Rewards
Annual Fee Rs. 4,999
Renewal Fee Rs. 4,999
Welcome Benefit Get 20,000 Reward points* as a welcome gift & Enjoy complimentary membership of the Air India Frequent Flyer program-Flying Returns.
Anniversary Bonus Enjoy 5,000 reward points every year.
Reward Benefit Get 4 Reward points for every Rs. 100 spent.
Best Feature Get up to 1,00,000 bonus Reward points annually; convert points into Air Miles

*Terms and conditions apply.

The Air India SBI Signature Credit Card provides the following top benefits:

Welcome Benefits

  • Receive 20,000 reward points as a welcome gift when you pay the annual fee within 15 days, and membership to Flying Returns (Air India's Frequent Flyer Program).

Rewards Benefits

  • Earn 4 Reward points for every Rs. 100 spent and enjoy up to 1,00,000 bonus Reward points annually.
  • Get up to 30 Reward Points for every Rs. 100 spent on Air India tickets booked through and the Air India mobile app.
  • Enjoy 30 Reward Points when booking for yourself and 10 Reward Points when booking for others.
  • Earn 10 Reward Points for every Rs. 100 spent on Air India tickets for self or others through Air India booking offices or call centers.
  • Earn 10 Reward Points for every Rs. 100 spent on SuperSaver booklet purchases.

Also read: Best Rewards Credit Cards in India

Convert Rewards into Travel Miles

  • Get 1 Air India Air Mile for every reward point and make travelling more affordable and convenient for you.
How to Redeem SBI Reward Points?

If you visit the official SBI Card website, you can use the reward points you've earned on your credit cards online. Visiting the partner merchant store is another way to redeem them. For an alternative method of redeeming your reward points, you can also call the SBI Card helpdesk 39020202 (prefix local STD code). Up until a specified limit, points can be redeemed in multiples of 2000.

Priority Pass Membership

  • Enjoy access to over 600 lounges worldwide through a complimentary membership to the Priority Pass Program.

Anniversary Bonus

  • Enjoy 5,000 reward points every year.

Airport Lounge Privileges

  • Receive 8 complimentary visits per year to Domestic VISA Lounges in India (Maximum 2 visits per quarter).

Also read: Best Credit Cards with Airport Lounge

Fuel Surcharge Savings

  • Enjoy a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000 at all petrol pumps, up to Rs. 250 in a month.

Also read: Best Fuel Credit Cards in India

Milestone Benefits

Annual Retail Spend Bonus Reward Points Cumulative Bonus Reward Points
Rs. 5 lakh 20,000 20,000
Rs. 10 lakh 30,000 50,000
Rs.20 lakh 50,000 1,00,000

Flexipay Option

  • Make purchases of Rs. 2,500 or more and convert them into easy EMIs with the Flexipay option.

Add-on Cards

  • Cardholders can provide additional financial convenience to their family by applying for an add-on credit card for their spouse, parents, children, or siblings above the age of 18.

Easy Money Facility

  • Access a draft or cheque against your cash limit with Easy Money, get it delivered hassle-free to your doorstep.

Lost Card Liability Cover

  • Enjoy complimentary lost card liability cover of Rs. 1 lakh.

Easy Bill Pay Facility

  • With the Air India SBI Platinum Credit Card, you can set up standing instructions to pay your utility bills. This ensures that your bills are automatically paid on time, with zero penalties.

Here are the applicable fees and charges for The Air India SBI Signature Credit Card :

Title Details
Annual Fee Rs. 4,999
Renewal Fee Rs. 4,999
Finance Charges Up to 3.50% per month [42% per annum]
Add-on Fee (per annum) Nil
Interest rate Up to 3.35% per month
Rewards redemption fee Rs.99. Nil for redemption on Air India Miles
Late Payment Charges** For Statement Balance
  • Less than Rs. 500 – Nil
  • Rs. 500 up to Rs. 1,000 – Rs. 400
  • Rs. 1,000 up to Rs. 10,000 – Rs. 750
  • Rs. 10,000 up to Rs. 25,000 – Rs. 950
  • Rs. 25,000 up to Rs. 50,000 – Rs. 1,100
  • Amount over Rs. 50,000 – Rs. 1,300
Cash payment fee Rs.100
Card replacement charge India - Rs.100, Abroad - Nil
Cheque payment fee Rs.100 (For cheque payments up to Rs.10,000)
Over limit charges 2.5% of the amount (minimum of Rs.500)
Foreign currency transaction fee 3.5% of the transaction amount
Statement Retrieval fee Rs.100 per statement (more than 2 months old)
Cheque pickup Rs.100
Payment dishonour fee 2% of the payment amount (minimum of Rs.450

If the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles, an additional late payment charge of Rs. 100 will be applied. This charge will persist for each subsequent payment cycle until the MAD is settled.

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To be eligible for applying for an SBI Credit Card, applicants need to meet the following criteria:

Criteria Details
Occupation Available to both Salaried and Self-employed
Minimum Income Required Rs. 60,000 per month
Serviceable Cities Click here for the list of eligible cities
Documents Required Click here to see the list of acceptable documents

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Here are some credit cards that provide similar benefits to The Air India SBI Signature Credit Card:

Credit Card Annual Fee Comparative Feature
HDFC Diners Club Black Credit Card Rs.10,000
  • 1 Reward Point = 1 Airmiles
  • Earn 5 Reward Point per Rs. 150 spent
Axis Bank Vistara Infinite Credit Card Rs.10,000
  • 6 Club Vistara points per Rs. 200 spent
Air India SBI Platinum Credit Card Rs. 1,499
  • Earn 2 reward points on every Rs. 100 spent
  • Convert into Air India Airmiles
Axis Bank Vistara Signature Credit Card Rs. 3,000
  • 4 Club Vistara points per Rs. 200 spent

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You have the option to compare and apply for AirIndia SBI Signature Credit Cards conveniently online through MybankingTips. Here are the steps to do so:

  • Visit MybankingTips SBI Credit Card Section.
  • Select Your Ideal Credit Card.
  • Click on the ‘ Apply Now’ tab.
  • Fill in the required details to find out if you are eligible to apply for the card.
  • Once you have entered all the necessary information, click on ‘Submit’.
  • After you have successfully provided all the required information, you will receive a message with your application ID.

The Air India SBI Signature Credit Card stands as the premium choice among SBI's co-branded cards with Air India. With an attractive reward rate of 1.8%, it provides great value for high-spending customers who frequently travel with Air India. The card's welcome offer is particularly noteworthy, featuring a generous 20,000 bonus reward points that effectively offset the Rs. 4,999 joining and annual fee. Additionally, the milestone rewards and annual access to domestic airport lounges make this card an appealing choice for frequent travelers.

Also read: Best Lifetime Free Credit Cards

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You get multiple online and offline options for paying the dues on your Air India SBI Signature Card. The online methods include NEFT, Auto Debit facility, Internet Banking, Mobile Banking, Visa Credit Card Pay, National Automated Clearing House, etc.

Yes, your Air India SBI Signature Card will be charged a usage fee each time you visit a Priority Pass member club. This may cost as much as $27.

With your Air India SBI Signature Card, you can take advantage of an interest-free credit period ranging 20 to 50 days. However, only retail purchases made with your credit card within the interest-free period are eligible. Additionally, you must pay the entire amount of the previous month's outstanding balance in order to take advantage of the interest-free period.

The fee for buying train tickets at a counter is Rs. 30 plus 2.5% of the total transaction value. It is 1.8% of the transaction amount + service charge for train tickets purchased on the Indian Railways website.

Yes, you can use this credit card without worrying about security because it is chip and pin enabled. This card feature guards against skimming and forgery.

Redeeming SBI credit card reward points can be done via the SBI Card's net banking facility or by giving the customer service line a call.

No, you have 30 days after the purchase to use the Flexipay feature. You shall be responsible for paying the entire amount if you do not use this facility within this time frame.

Every time you make a purchase at a POS terminal or ATM registered abroad, you will be charged a foreign transaction mark-up fee. The charge would also be applicable to Indian point-of-sale systems registered abroad. Duty-free stores stock these type of POS devices.

It's simple to replace your Air India SBI Signature Credit Card abroad. Just give the Visa telephone number a call.

Make a call to any of the SBI Credit Card customer service toll-free numbers. 1860 180 1290 | 1800 180 1290 are the numbers. Ask the executive to block your credit card once you're connected.

Enjoy exclusive benefits and free entry at all airports with this SBI card designed just for regular travelers. In addition, you get a 1% reduction on your fuel surcharge at the leading top petrol pumps.

This card has a joining fee of Rs. 4,999 (plus applicable taxes).

With your Air India SBI Signature Credit Card, you can access two domestic lounges for free each quarter, for a total of eight free passes annually.

Air India SBI Signature Credit Card reward points can be exchanged for Air India Air Miles. For the same, there is no redemption fee assessed to you.

The Air India SBI Signature Credit Card comes with a free Priority Pass membership; but, each time you want to visit a Priority Pass lounge, you must spend USD 99.

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Please click the links below to find details and instructions related to SBI Credit Cards that can help you in easily managing your card: