🏦 Standard Chartered Bank · 160+ Years of Banking Excellence

Best Standard Chartered Credit Cards in India 2026 – Compare & Apply Online

Standard Chartered Bank offers a rewarding suite of credit cards for cashback, travel, shopping, and premium lifestyle needs. Compare all SC cards, check free eligibility, and apply instantly at MyBankingTips β€” India's trusted financial advisory platform.

πŸ“… Updated: 05-2026
⏱️ 14 min read

βœ… Author : MybankingTips Team

πŸ’° Cashback
✈️ Travel Rewards
πŸ›’ Online Shopping
⭐ Reward Points
🏦 International Bank

Standard Chartered Bank Credit Cards β€” International Prestige, Local Rewards

Standard Chartered Bank, one of the world's leading international banks with over 160 years of heritage, offers a well-curated range of credit cards in India designed for cashback seekers, frequent travellers, online shoppers, and premium lifestyle enthusiasts. From the entry-level Smart Card to the feature-rich Ultimate Card, Standard Chartered provides strong value with every card variant. At MyBankingTips, compare all SC cards, check eligibility for free, and apply online without impacting your CIBIL score.

Standard Chartered India operates 100+ branches across major cities and is known for its global banking network, making its credit cards particularly attractive for frequent international travellers. SC cards offer a unique combination of cashback on everyday spends, travel rewards, EaseMyTrip co-brand benefits, Rewards points, and complimentary lounge access.

SC Bank's digital banking infrastructure β€” the SC Mobile app β€” is one of the most highly rated banking apps in India, making card management seamless. Standard Chartered also runs periodic promotional offers and year-round partner deals with Swiggy, Amazon, BookMyShow, and other popular platforms.

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Key Highlight: The Standard Chartered Smart Credit Card is one of India's best entry-level cashback cards β€” with up to 2% cashback on all online spends and just β‚Ή499 annual fee (waivable). It's perfect for digital-first consumers who want straightforward rewards without complexity.

Top Standard Chartered Credit Cards in India 2026

Standard Chartered offers a focused range of credit cards covering cashback, travel, rewards, and premium lifestyle categories:

⭐ Reward Points

Standard Chartered Bank

Standard Chartered EaseMyTrip Credit Card

3.5/ 5
Travel Entry-Level

Joining Fee

β‚Ή350 + GST

Annual Fee

β‚Ή350 + GST

Rewards

  • Get 20% discount on domestic and international hotel bookings via EaseMyTrip
  • Enjoy 10% discount on domestic and international flight bookings via EaseMyTrip

Apply Now β†’
⭐ Cashback

Standard Chartered Bank

Standard Chartered Smart Credit Card

3.0/ 5

Joining Fee

β‚Ή499 + GST

Annual Fee

β‚Ή499 + GST

Rewards

  • Earn 2% cashback on online transactions, up to Rs. 1,000 per month
  • Enjoy 1% cashback on other eligible spends, up to Rs. 500 per month

Apply Now β†’
⭐ Reward Points

Standard Chartered Bank

Standard Chartered Super Value Titanium Credit Card

3.5/ 5
Utility bill payment

Joining Fee

β‚Ή750 + GST

Annual Fee

β‚Ή750 + GST

Rewards

  • Earn 5% cashback on fuel transactions up to Rs. 2,000
  • Enjoy 5% cashback on utility bill payments of Rs. 750 or more

Apply Now β†’
⭐ Reward Points

Standard Chartered Bank

Standard Chartered Ultimate Credit Card

3.3/ 5

Joining Fee

β‚Ή5000 + GST

Annual Fee

β‚Ή5000 + GST

Rewards

  • Earn 5 reward points for every Rs. 150 spent on eligible retail transactions
  • Get 3 reward points for every Rs. 150 spent on utilities, supermarkets, insurance, property management, school and government-related payments

Apply Now β†’
⭐ Reward Points

Standard Chartered Bank

Standard Chartered Platinum Rewards Credit Card

3.0/ 5

Joining Fee

β‚Ή250 + GST

Annual Fee

β‚Ή250 + GST

Rewards

  • Earn 5 reward points per Rs. 150 spent on dining and fuel transactions with no monthly cap
  • Get 1 reward point per Rs. 150 spent on all other eligible categories

Apply Now β†’
⭐ Reward Points

Standard Chartered Bank

Standard Chartered Rewards Credit Card

3.0/ 5

Joining Fee

β‚Ή0 + GST

Annual Fee

β‚Ή1000 + GST

Rewards

  • Earn 4 reward points on every Rs. 150 spent on retail purchases
  • Enjoy up to 4 complimentary domestic airport lounge visits every year, limited to 1 visit per quarter

Apply Now β†’
⭐ Reward Points

Standard Chartered Bank

Standard Chartered Priority Visa Infinite Credit Card

3.0/ 5

Joining Fee

β‚Ή0 + GST

Annual Fee

β‚Ή0 + GST

Rewards

  • Enjoy 4 complimentary domestic airport lounge visits every quarter
  • Get 2 complimentary international airport lounge visits every month with Priority Pass membership

Apply Now β†’
⭐ Reward Points

Standard Chartered Bank

Standard Chartered Manhattan Credit Card

3.5/ 5

Joining Fee

β‚Ή999 + GST

Annual Fee

β‚Ή999 + GST

Rewards

  •  
  • Enjoy 5% cashback on supermarket purchases
  • Earn 3 reward points per Rs. 150 spent on all other eligible transactions
  •  

Apply Now β†’
⭐ Reward Points

Standard Chartered Bank

Standard Chartered Emirates World Credit Card

3.6/ 5

Joining Fee

β‚Ή3000 + GST

Annual Fee

β‚Ή3000 + GST

Rewards

  • Enjoy complimentary access to 25 domestic airport lounges through the Mastercard Lounge Program
  • Get 2 complimentary Priority Pass lounge visits every month at domestic and international airports

Apply Now β†’
⭐ Cashback

Standard Chartered Bank

Standard Chartered DigiSmart Credit Card

3.0/ 5

Joining Fee

β‚Ή49 + GST

Annual Fee

β‚Ή49 + GST

Rewards

  •  
  • Enjoy Buy 1 Get 1 free movie tickets at INOX Cinemas on weekends, twice every month, with up to Rs. 200 discount per transaction
  • Get 10% discount on Blinkit grocery purchases, up to Rs. 1,000 per month, on up to 5 transactions using promo code DIGISMART
  •  

Apply Now β†’

Standard Chartered Credit Cards β€” Comparison Table

Card Annual Fee Best For Key Reward Lounge Fee Waiver Apply
SC Smart Card β‚Ή499 Online Cashback 2% online CB None β‚Ή1.2L spend Apply β†’
SC Platinum Rewards β‚Ή250 Dining & Fuel 5X dining & fuel None β‚Ή60K spend Apply β†’
SC Ultimate Card β‚Ή5,000 Premium Travel 3.3 pts/β‚Ή150 Unlimited β‚Ή8L spend Apply β†’
SC EaseMyTrip Card β‚Ή350 Travel Booking 20% off on EMT 4/year β‚Ή1L spend Apply β†’
SC DigiSmart Card β‚Ή49/month Digital Lifestyle 10% food delivery None None Apply β†’
SC Cashback Card β‚Ή750 Grocery CB 5% grocery CB None β‚Ή1.5L spend Apply β†’

Find Your Perfect Standard Chartered Card β€” Free

Our SC Bank specialists compare all cards to match the right one to your income and lifestyle. Free eligibility check, no CIBIL impact, 30-min expert callback.

How to Apply for a Standard Chartered Credit Card Online

Applying for a Standard Chartered credit card online through MyBankingTips is seamless, free, and fully digital. Follow these six steps:

1

Compare SC Cards on MyBankingTips

Browse all Standard Chartered credit cards above, compare features, fees, and cashback/reward rates side by side, and identify the card that best matches your spending profile.

2

Free Eligibility Check β€” Zero CIBIL Impact

Enter your income, employment type, and city for an instant soft enquiry eligibility check. No impact on your CIBIL score whatsoever.

3

Click Apply & Complete the Form

Redirected to the official Standard Chartered or partner portal. Fill in personal details β€” name, PAN, DOB, address β€” and income/employment information. Takes under 5 minutes.

4

Upload KYC & Income Documents

Upload PAN card, Aadhaar, latest 3 months' salary slips, and 6-month bank statement digitally. SC Bank supports Aadhaar OTP-based eKYC for most online applications.

5

Application Review & Credit Check

Standard Chartered reviews your application and performs a CIBIL check. Most eligible applicants β€” especially existing SC account holders β€” receive in-principle approval quickly.

6

Card Delivery & Activation

Your SC credit card is dispatched within 7–10 working days after final approval. Activate instantly via the SC Mobile app or the Standard Chartered website.

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Existing SC Account Holders: Log in to the SC Mobile app or sc.com/in β†’ "Apply for a Card" to check for pre-approved credit card offers with instant digital approval and minimal documentation.

Standard Chartered Credit Card Fees & Charges

Complete and transparent breakdown of all Standard Chartered credit card charges:

Fee / Charge Type Amount Notes
Joining / Annual Fee β‚Ή250 – β‚Ή5,000 + GST Varies by card; most have spend-based annual fee waiver
Finance Charges (Interest) 3.75% per month (45% p.a.) Higher than peers; strong incentive to pay in full every month
Late Payment Fee β‚Ή100 – β‚Ή1,300 Slab-based on total amount due
Cash Advance Fee 3% or β‚Ή300 (whichever higher) No grace period; interest charged from date of withdrawal
Foreign Transaction Fee 3.5% + GST Standard for all SC India credit cards
Over-Limit Charge 2.5% of over-limit amount Minimum β‚Ή500 per billing cycle
Fuel Surcharge 1% of fuel transaction value Waiver up to β‚Ή250/month on Platinum Rewards card
Card Replacement Fee β‚Ή100 – β‚Ή500 For damaged, lost, or stolen card
Cheque Return Fee β‚Ή500 per instance Dishonoured payment instruments
GST on All Charges 18% Applicable on all SC Bank fees and finance charges
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Important: Standard Chartered charges 3.75% per month (45% p.a.) β€” one of the higher rates among Indian card issuers. Always pay 100% of your outstanding by the due date. Even a partial payment means interest on the ENTIRE outstanding from the statement date.

Standard Chartered Credit Card Eligibility Criteria

Check the standard SC Bank credit card eligibility requirements before applying:

Age: 21 – 65 Years

Primary cardholder must be 21–65 years of age. Add-on cardholders from 18 years. Flexible age range compared to many domestic banks.

Income: β‚Ή20,000+/month

Salaried: β‚Ή20,000/month for entry cards. Ultimate Card needs β‚Ή75,000+/month. Self-employed: β‚Ή3L+ annual ITR.

CIBIL Score: 700+

Minimum 700 CIBIL score recommended for Standard Chartered cards. Ultimate Card requires 750+. Clean repayment history essential.

Residency: Indian Citizen

Indian residents eligible. Must have valid Indian address proof and PAN. SC also has priority banking cards for NRIs through separate programmes.

Employment: Salaried or Self-employed

Both salaried and self-employed individuals are eligible. Stable employment of 1+ year preferred. SC values banking relationship depth.

SC Account Advantage

Existing Standard Chartered savings, salary, or Priority Banking account holders get priority processing and pre-approved offers with reduced documentation.

Documents Required for Standard Chartered Credit Card

Keep these documents ready for a smooth, fully digital SC Bank credit card application:

Document Type Accepted Documents
Identity Proof (KYC) PAN Card (mandatory), Aadhaar Card, Passport, Voter ID, Driving Licence
Address Proof Aadhaar Card, Passport, Voter ID, Latest utility bill (3 months), Registered rent agreement
Income Proof – Salaried Last 3 months' salary slips, Latest Form 16, Last 6 months' bank statement
Income Proof – Self-employed Latest 2 years' ITR with computation, Business proof (GST/trade licence), Last 6 months' bank statement
Photograph Recent passport-size photo (digital Aadhaar eKYC accepted for most applications)

Standard Chartered Credit Card Features & Benefits

Standard Chartered credit cards offer a strong mix of global-class features and locally relevant rewards:

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Cashback on All Spends

Earn up to 5% cashback on groceries, 2% on all online spends, and 1% on everything else β€” simple, no-fuss rewards

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Airport Lounge Access

Complimentary lounge access β€” 4/year on EaseMyTrip card, unlimited on SC Ultimate Card at 1,000+ lounges via Dreamfolks

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Partner Offers & Discounts

Exclusive deals on Amazon, Swiggy, Zomato, EaseMyTrip, BookMyShow, and 500+ merchant partners throughout the year

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DigiSmart OTT Benefits

20% discount on OTT subscriptions (Netflix, Amazon Prime, ZEE5), 10% off on food delivery apps with the DigiSmart card

β›½

Fuel Surcharge Waiver

1% fuel surcharge waiver on HPCL transactions on the Platinum Rewards card, saving up to β‚Ή250/month on fuel spends

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Zero Liability Cover

Complete protection against unauthorized transactions reported within 7 days. Instant card block via SC Mobile app or helpline

Additional SC card benefits: EMI on all large purchases, spend-based annual fee waivers, complimentary golf rounds on the Ultimate Card, access to Mastercard World and Visa Signature privileges, and exclusive SC Banking Priority offers.

Standard Chartered Credit Card Bill Payment Methods

Pay your SC credit card bill on time through these convenient channels to protect your CIBIL score and avoid finance charges:

Payment Method Platform Time to Reflect
SC Mobile Banking App iOS / Android Instant
SC Net Banking (sc.com/in) Website Instant
NEFT / IMPS / RTGS Any bank app or branch Instant – 2 hours
Auto Pay / ECS Mandate SC or other bank Auto on due date
Google Pay / PhonePe / Paytm (UPI) UPI apps Instant
BBPS (Bharat Bill Pay) Any BBPS app Instant – 2 hours
SC Bank ATM SC ATMs only Same day
Cheque at Branch SC Bank Branches 3–5 working days
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Best Practice: Set up ECS auto-debit for the full outstanding via the SC Mobile app. Given SC's higher 3.75%/month interest rate, paying in full every month is especially important to avoid disproportionate finance charges.

How to Activate Your Standard Chartered Credit Card

Activate your new SC credit card before first use through any of these methods:

1

Via SC Mobile Banking App

Download the SC Mobile app β†’ Cards β†’ Credit Cards β†’ Select your new card β†’ "Activate Card" β†’ Verify with OTP on registered mobile. Instant activation.

2

Via SC Net Banking

Log in to sc.com/in β†’ Cards β†’ Credit Cards β†’ Select new card β†’ "Activate" β†’ Complete OTP verification to activate instantly.

3

Via Customer Care IVR

Call Standard Chartered helpline 6601-4444 / 3940-4444 β†’ Follow IVR prompts for credit card activation β†’ Verify with card details and date of birth.

4

Via ATM PIN Setup

Visit any Standard Chartered ATM β†’ Set your credit card PIN using the PIN mailer received separately β†’ Complete a test transaction to activate.

Standard Chartered Credit Card Login & Net Banking

Manage your SC credit card account 24Γ—7 through these official digital platforms:

Via SC digital platforms you can: view live statements, pay bills, convert to EMI, track rewards, dispute transactions, block/unblock card, update KYC, and manage add-on cards all in one place.

How to Track Standard Chartered Credit Card Application Status

Method How to Check
SC Bank Website Visit sc.com/in β†’ Cards β†’ "Track Application" β†’ Enter Reference Number + mobile number
SC Mobile App SC Mobile β†’ Cards β†’ "Application Status" β†’ Real-time processing update
Customer Care Call 6601-4444 with your Application Reference Number and date of birth
SMS SMS "TRACK <Ref No.>" to 561562 from your registered mobile number
Email Automatic status updates sent to registered email at each processing stage

Standard Chartered Credit Card Rewards Program

Standard Chartered offers both cashback and reward points across its card range. Here's how each card earns:

Card Earning Mechanism Key Rate Points / CB Validity
SC Smart Card Direct Cashback 2% online / 1% offline Statement credit; no expiry
SC Cashback Card Direct Cashback 5% grocery / 2% online / 1% others Statement credit; no expiry
SC Platinum Rewards Reward Points 5X on dining & fuel, 1X others 2 years from earn date
SC Ultimate Card Reward Points 3.3 pts/β‚Ή150 all spends 3 years from earn date
SC EaseMyTrip Card Reward Points + Discount 2 pts/β‚Ή100 + 20% off EMT 2 years from earn date
SC DigiSmart Card Discounts / Cashback 5–20% off on specific platforms Monthly billing credits
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Reward Point Value: Standard Chartered reward points are worth approximately β‚Ή0.25–₹0.50 per point depending on redemption category. For travel and partner vouchers, the value can reach β‚Ή0.50–₹1/point. Cashback cards credit directly to your statement with no redemption portal needed.

How to Redeem Standard Chartered Reward Points

1

Via SC Mobile App / Net Banking

Log in β†’ Cards β†’ Rewards β†’ Browse catalogue of flights, hotels, electronics, vouchers β†’ Select and redeem. Instant confirmation sent.

2

Statement Credit

Redeem points against outstanding balance. Minimum 500 points; value ~β‚Ή0.25/pt. Credited to next billing statement automatically.

3

Travel Redemption (Ultimate Card)

Ultimate Card holders can redeem points directly for flight/hotel bookings through the SC travel portal for best value β€” up to β‚Ή1/point for premium redemptions.

4

Partner Brand Vouchers

Redeem for Amazon, Flipkart, Tanishq, PVR, and 200+ brand vouchers through the SC Rewards catalogue via the mobile app.

Standard Chartered Credit Card Balance Transfer

Transfer balances from high-interest cards to your SC card at a lower promotional rate and save on interest:

Feature Details
Minimum Transfer Amount β‚Ή5,000
Maximum Transfer Amount Up to 75% of available SC credit limit
Balance Transfer Rate 0.99% – 1.5% per month (promotional)
Repayment Tenure 3, 6, 9, or 12 months
Processing Fee 2% of transfer amount + GST (minimum β‚Ή250)
Eligibility Active SC card holder with 6+ months usage and good repayment history
Processing Time 3–5 working days via NEFT to the other bank

Apply for balance transfer via SC Mobile app β†’ Cards β†’ Balance Transfer, or call 6601-4444.

When is Interest Charged on a Standard Chartered Credit Card?

βœ… When Interest is NOT Charged
  • βœ“When you pay 100% of total outstanding balance by the due date
  • βœ“On retail purchases within the interest-free grace period
  • βœ“On EMI transactions β€” only the applicable EMI interest rate applies
  • βœ“On cashback credits, fee reversals, and reward adjustments
❌ When Interest IS Charged
  • βœ—On any balance carried forward from the previous billing cycle
  • βœ—On cash advances β€” interest applies from the exact withdrawal date
  • βœ—On the ENTIRE outstanding if even β‚Ή1 remains unpaid by due date
  • βœ—When only the minimum due is paid (partial payment loses grace period)
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Critical: Standard Chartered charges 3.75% per month (45% p.a.) β€” among the highest in India. Interest applies on the ENTIRE outstanding from the statement date if even β‚Ή1 is left unpaid. Always pay 100% of the total outstanding amount.

Standard Chartered Credit Card Interest-Free Period

Detail SC Bank Policy
Maximum Interest-Free Period Up to 48 days
Billing Cycle Duration 30 days
Payment Due Date 18 days after statement generation date
Condition for Zero Interest Full total outstanding paid β€” not just minimum due β€” by due date
Applicable on Retail purchases only β€” NOT on cash advances or quasi-cash
Grace period lost if Any unpaid balance carried forward from prior statement

Standard Chartered Credit Card EMI Facility

Convert large purchases to easy monthly instalments with SC's Easy Payment Plan (EPP):

Feature Details
Minimum Transaction for EMI β‚Ή3,000
EMI Tenure Options 3, 6, 9, 12, 18, or 24 months
EMI Interest Rate 12% – 18% p.a. depending on tenure
No-Cost EMI Available at Amazon, Flipkart, Croma, Samsung & select partners
Balance to EMI (EPP) Convert outstanding balance to EMI; min β‚Ή3,000; 3–24 months
Foreclosure Charges 3% on outstanding principal + GST

To convert a transaction to EMI, open the SC Mobile app β†’ Cards β†’ Transactions β†’ Select purchase β†’ "Convert to EMI", or call 6601-4444 within 30 days of the purchase.

Standard Chartered Credit Card Customer Care

Standard Chartered offers multi-channel customer support rated highly for international banking standards:

Channel Contact Details Availability
Credit Card Helpline 6601-4444 / 3940-4444 24Γ—7
From Abroad +91-22-6601-4444 24Γ—7
SC Mobile App Chat In-app chat via SC Mobile 24Γ—7
Email Support Through sc.com/in "Contact Us" Response within 48 hours
Twitter / X @SCBankIndia Mon–Sat 9AM–6PM
Branch Visit Nearest Standard Chartered Branch Branch banking hours
MyBankingTips Expert business@mybankingtips.com Reply within 48 hours
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Emergency Card Block: Call 6601-4444 immediately or use the SC Mobile app β†’ Cards β†’ "Block Card" to instantly block your Standard Chartered credit card if lost or stolen. A replacement card is dispatched within 5–7 working days.

Frequently Asked Questions About Standard Chartered Credit Cards

Which is the best Standard Chartered credit card in 2026?
For online cashback: SC Smart Card (2% online CB, β‚Ή499 fee). For dining & fuel: SC Platinum Rewards (5X points). For premium travel: SC Ultimate Card (unlimited lounge, 3.3 pts/β‚Ή150). For travel booking: SC EaseMyTrip (20% off on EMT). For digital lifestyle: SC DigiSmart. For grocery cashback: SC Cashback Card (5% grocery CB). Our experts at MyBankingTips can match the right card to your spending profile.
What is the Standard Chartered Smart Credit Card and who should get it?
The SC Smart Credit Card is Standard Chartered's entry-level cashback card with a β‚Ή499 annual fee (waived on β‚Ή1.2L annual spend). It gives 2% cashback on all online spends and 1% on offline/other transactions, credited as direct statement credit with no points complexity. It's ideal for salaried professionals in their 20s–30s who predominantly spend online and want a simple, low-cost cashback card.
What are the Standard Chartered DigiSmart Card benefits?
The SC DigiSmart Credit Card is specifically designed for digital-first consumers. It offers: 20% discount on OTT platforms (Netflix, Amazon Prime, ZEE5), 10% off on Swiggy and Zomato, 5% cashback on grocery apps, and special discounts on fashion platforms. The unique monthly subscription fee model (β‚Ή49/month instead of a lump annual fee) makes it accessible. Best for those whose spending is concentrated on streaming, food delivery, and online grocery.
What is the SC Ultimate Credit Card's best feature?
The SC Ultimate Credit Card's standout feature is its combination of unlimited lounge access and high reward rate of 3.3 points per β‚Ή150 on all spends. Additionally, reward points can be transferred to airline miles programmes, making it excellent for frequent flyers. The card also offers complimentary golf rounds, premium concierge, and comprehensive travel insurance. At β‚Ή5,000 annual fee, it provides strong value for those spending β‚Ή3L+ annually.
What is the minimum salary for a Standard Chartered credit card?
For the SC Smart Card, Platinum Rewards, EaseMyTrip, and DigiSmart cards, the minimum monthly income is β‚Ή20,000–₹25,000. For the SC Cashback Card, β‚Ή30,000/month. For the SC Ultimate Credit Card, β‚Ή75,000+/month. Self-employed individuals need to show an ITR of β‚Ή3 lakhs+ per annum. CIBIL score of 700+ is recommended across all SC cards.
How do I check my Standard Chartered credit card balance?
Check your SC credit card balance via: (1) SC Mobile app β†’ Cards, (2) SC Net Banking at sc.com/in, (3) Monthly e-statement automatically emailed, (4) SMS "BAL" to 561562 from registered mobile, or (5) Call 6601-4444 for IVR balance enquiry. Statements are available as downloadable PDFs for up to 12 months via the app and website.
Is Standard Chartered a good credit card for international travel?
Yes, particularly the SC Ultimate Card. As an international bank, Standard Chartered's network and card acceptance is strong globally. The SC Ultimate Card offers unlimited lounge access worldwide, travel insurance, and reward points transferable to airline miles. However, SC charges 3.5% forex markup β€” standard for Indian cards. For the best international experience, consider carrying the SC Ultimate Card alongside a card with lower forex fees.

Best Standard Chartered Credit Cards for Travel

Standard Chartered EaseMyTrip Credit Card

Standard Chartered EaseMyTrip Credit Card

Joining Fee: β‚Ή350
✈ Travel 🔰 Entry-Level 
  • Get 20% discount (max Rs. 5,000) on domestic hotel bookings at EaseMyTrip
  • Get 20% discount (max Rs. 10,000) on international hotel bookings at EaseMyTrip

Related Standard Chartered Credit Card Articles & Guides

What Our Customers Say

β˜…β˜…β˜…β˜…β˜…

"The SC Smart Card is the most straightforward cashback card I've ever owned. 2% on all online spends, no categories to track, no points to manage. The annual fee waiver at β‚Ή1.2L is easily achievable. Applied via MyBankingTips and had the card in 6 days!"

A
Anjali Menon
Data Analyst, Chennai
β˜…β˜…β˜…β˜…β˜…

"SC Ultimate Card completely transformed my travel experience. Unlimited lounge access β€” both me and my companion β€” is an absolute game changer. The reward points transfer to InterMiles has saved me two business class upgrades this year!"

S
Sandeep Kumar
Director, Consulting Firm, Mumbai
β˜…β˜…β˜…β˜…β˜†

"Got the SC DigiSmart card for its OTT and Swiggy benefits. The 20% off on Netflix saves me β‚Ή300/month easily. MyBankingTips explained the monthly fee vs annual fee structure clearly before I applied β€” great guidance!"

P
Priya Bose
Content Creator, Kolkata

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⚠️ Disclaimer

MyBankingTips is a loan aggregator and is authorized to provide services on behalf of its partners. *Applicable for selected customers. Standard Chartered Bank credit card features, fees, interest rates, and reward programmes mentioned on this page are indicative and subject to change at Standard Chartered Bank's discretion. All applications and approvals are subject to Standard Chartered Bank's underwriting criteria and the applicant's creditworthiness. MyBankingTips does not guarantee approval. Please read the Most Important Terms & Conditions (MITC) document carefully before applying. This content is for educational and informational purposes only and does not constitute financial advice.