Best Travel Credit Cards in India for 2026

Travel credit cards are made for people who travel often. These cards help you save money on flight tickets, hotel bookings, and other travel expenses. With these cards, you can get free flight tickets, earn air miles, enjoy discounts on travel websites, access airport lounges for free, get travel insurance, and more. Some cards are partnered with airlines or travel websites, while others give you rewards or air miles on your spending. To help you choose the best one, here is a list of the top travel credit cards in India.

Axis Atlas Credit Card

Joining Fee
₹5000 + GST
Annual Fee
₹5000 + GST
Rewards Type
Reward Points
Best For
Travel | Reward | Airport Lounge Access

Key Benefits

  • Enjoy a welcome bonus of up to 2,500 EDGE Miles.
  • Earn 5 EDGE Miles per ₹100 spent on travel (up to ₹2 lakh per month).
  • Get 2 EDGE Miles per ₹100 on spends beyond ₹2 lakh or across other categories.
  • Redeem your EDGE Miles on the Travel EDGE platform at a 1:1 ratio (1 EDGE Mile = ₹1).
  • Convert EDGE Miles to partner programs — 2 EDGE Miles = 2 Partner Points (or 2 EDGE Miles = 1 Marriott Bonvoy Point).
  • Access up to 12 international and 18 domestic airport lounges every year*.
  • Unlock milestone rewards of up to 5,000 bonus EDGE Miles annually*.
Axis Bank Horizon Credit Card

Joining Fee
₹3000 + GST
Annual Fee
₹3000 + GST
Rewards Type
Reward Points
Best For
Travel

Key Benefits

  • Get 5,000 EDGE Miles as a welcome bonus and 1,500 EDGE Miles on yearly renewal
  • Earn 5 EDGE Miles per ₹100 on Travel EDGE and airline bookings
  • Earn 2 EDGE Miles per ₹100 on all other spends
  • 1 EDGE Mile equals 1 partner point for easy redemption

  • Get 5,000 EDGE Miles as a welcome bonus and 1,500 EDGE Miles on yearly renewal
  • Earn 5 EDGE Miles per ₹100 on Travel EDGE and airline bookings
  • Earn 2 EDGE Miles per ₹100 on all other spends
  • 1 EDGE Mile equals 1 partner point for easy redemption
  • Enjoy up to 8 international lounge visits per year (2 per quarter)
  • Get up to 32 domestic lounge visits (Visa) or up to 24 (Mastercard) every year

Best Travel Credit Cards in India for 2026

Here is list of top Travel credit cards along with detailed benefits and fees & charges.

1. Axis Atlas Credit Card

Axis Atlas Credit Card

Joining Fee: Rs. 5000 + GST

Annual Fee: Rs. 5000 + GST

Key Features and Benefits:

2. Axis Bank Horizon Credit Card

Axis Bank Horizon Credit Card

Joining Fee: Rs. 3000 + GST

Annual Fee: Rs. 3000 + GST

Key Features and Benefits:

  • Get 5,000 EDGE Miles as a welcome bonus and 1,500 EDGE Miles on yearly renewal
  • Earn 5 EDGE Miles per ₹100 on Travel EDGE and airline bookings
  • Earn 2 EDGE Miles per ₹100 on all other spends
  • 1 EDGE Mile equals 1 partner point for easy redemption
  • Enjoy up to 8 international lounge visits per year (2 per quarter)
  • Get up to 32 domestic lounge visits (Visa) or up to 24 (Mastercard) every year

Axis Bank Horizon Credit Card offers EDGE Miles with up to 5% value-back on travel bookings made via the Travel EDGE platform and airline websites, along with around 2% value-back on other spends. The card comes with a 1:1 EDGE Miles redemption ratio across multiple travel partners, making it a flexible option for travellers. It also provides a high number of complimentary domestic lounge visits without any minimum spend condition. With added benefits like renewal bonus EDGE Miles and strong travel rewards, this card is a good choice for frequent travellers.

Explore Other Travel Credit Cards

SBI Prime Credit Card

Joining Fee: ₹2999
✈ Travel 🛒 Shopping 🏆 Reward 

IDFC FIRST Select Credit Card

Joining Fee: ₹0
✈ Travel 🛒 Shopping ∞ Lifetime free 

SBI Bank Pulse Credit Card

Joining Fee: ₹1499
✈ Travel 🛒 Shopping 🏥 Health 

IDFC FIRST Mayura Credit Card

Joining Fee: ₹5999
✈ Travel 💺 Airport Lounge Access 

AU Zenith Credit Card

Joining Fee: ₹7999
✈ Travel 🍽 Dining 🏆 Reward 

Ixigo AU Credit Card

Joining Fee: ₹0
✈ Travel ∞ Lifetime free 

Federal Bank Scapia Credit Card

Joining Fee: ₹0
✈ Travel 💺 Airport Lounge Access ∞ Lifetime free 

Federal Bank Visa Celesta Credit Card

Joining Fee: ₹0
✈ Travel 🏆 Reward 

MakeMyTrip ICICI Bank Credit Card

Joining Fee: ₹999
✈ Travel 🏆 Reward 

HDFC Infinia Credit Card

Joining Fee: ₹12500
✈ Travel 🏆 Reward 👑 Premium