Best Travel Credit Cards in 2025
Travel credit cards are made for people who travel often. These cards help you save money on flight tickets, hotel bookings, and other travel expenses. With these cards, you can get free flight tickets, earn air miles, enjoy discounts on travel websites, access airport lounges for free, get travel insurance, and more. Some cards are partnered with airlines or travel websites, while others give you rewards or air miles on your spending. To help you choose the best one, here is a list of the top travel credit cards in India.
Axis Bank Atlas Credit Card
Joining Fee
₹5000 + Tax
Renewal Fee
₹5000 + Tax
Enjoy up to 12 international and 18 domestic lounge access per year.
Earn 2.5X EDGE Miles on travel spends.
Welcome Benefits
2,500 bonus EDGE Miles as card activation benefit on making the first transaction within 37 days of card setup.
- Enjoy a welcome bonus of up to 2,500 EDGE Miles.
- Earn 5 EDGE Miles per ₹100 spent on travel (up to ₹2 lakh per month).
- Get 2 EDGE Miles per ₹100 on spends beyond ₹2 lakh or across other categories.
- Redeem your EDGE Miles on the Travel EDGE platform at a 1:1 ratio (1 EDGE Mile = ₹1).
- Convert EDGE Miles to partner programs — 2 EDGE Miles = 2 Partner Points (or 2 EDGE Miles = 1 Marriott Bonvoy Point).
- Access up to 12 international and 18 domestic airport lounges every year*.
- Unlock milestone rewards of up to 5,000 bonus EDGE Miles annually*.
Axis Bank Horizon Credit Card
Joining Fee
₹3000 + Tax
Renewal Fee
₹3000 + Tax
Get up to 32 domestic and 8 international airport lounge visits annually.
Axis Magnus for Burgundy Credit Card
Joining Fee
₹12500 + Tax
Renewal Fee
₹12500 + Tax
Get up to 24% value back on all your travel spends for maximum rewards.
HSBC TravelOne Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
Get up to 20% off on top brands like Zomato, Yatra, EaseMyTrip, and more.
HDFC Diners Club Black Metal Edition Credit Card
Joining Fee
₹10000 + Tax
Renewal Fee
₹10000 + Tax
Enjoy a high base rewards rate of 3.33% with 5 reward points per ₹150 spent.
Welcome Benefits
Complimentary Annual memberships* of Club Marriott, Times Prime, Amazon Prime, MMT BLACK Elite Tier and three-month Swiggy One on spending Rs. 1.5 Lakh within the first 90 days or upon first-year fee realization.
- Complimentary annual memberships like Amazon Prime, Times Prime, Club Marriott, Swiggy One, and MMT Black Elite as welcome benefits, renewed on annual spends of ₹8 Lakh.
- Vouchers from Ola, TataCliQ, BookMyShow, or cult.fit on monthly spends of ₹80,000 or more.
- Earn 5 Reward Points per ₹150 spent (≈3.3% back), 10X points on SmartBuy/partner brands, and 2X on weekend dining.
- 6 complimentary golf games per quarter at premium global courses.
- Unlimited airport lounge access at 1,000+ domestic and international lounges.
- Low forex markup fee of 2% on international transactions.
- Extensive travel insurance, including air accident cover worth ₹2 Crore.
IndusInd Bank Avios Visa Infinite Credit Card
Joining Fee
₹10000 + Tax
Renewal Fee
₹5000 + Tax
Get up to 36,000 bonus Avios as a milestone reward each year.
Kotak IndiGo Ka-ching 6E Rewards XL Credit Card
Joining Fee
₹1500 + Tax
Renewal Fee
₹1500 + Tax
Enjoy 8 complimentary domestic airport lounge visits every year.
Welcome Benefits
Welcome ticket worth Rs. 3,000 on card activation1-3
- Complimentary IndiGo air tickets can be redeemed for base fare after completing three transactions each month for the first three months.
- Tickets will be credited to the customer’s IndiGo membership account within 30 days of meeting the eligibility.
- Welcome benefits are issued only after paying the joining fee and are not applicable if the fee is waived.
- No reward points will be earned on Utility, Education, Wallet Load, Fuel, Rent, Government, Insurance, and Online Gaming spends from June 1, 2025.
Emirates Skywards ICICI Bank Emeralde
Joining Fee
₹10000 + Tax
Renewal Fee
₹10000 + Tax
Welcome Benefits
Complimentary Emirates Silver Tier Membership & 10,000 Skywards Miles on payment of joining fee
- Complimentary Emirates Skywards Silver Tier membership
- 10,000 bonus Skywards Miles as a joining benefit
- Earn 2.5 Skywards Miles for every ₹100 spent
- Unlimited complimentary access to domestic and international lounges
- Upgrade to Skywards Gold Tier membership on milestone spends
- Exclusive dining offers under ICICI Bank Culinary Treats Programme
- Buy 1 Get 1 Free on movie tickets, up to 4 times every month
- 1% fuel surcharge waiver on fuel transactions
Marriott Bonvoy HDFC Credit Card
Joining Fee
₹3000 + Tax
Renewal Fee
₹3000 + Tax
Get Marriott Bonvoy Silver Elite status and earn 4X Marriott Bonvoy Points on partner hotel spends.
Welcome Benefits
1 Free Night Award (up to a value of 15,000 Marriott Bonvoy Points) on making the first eligible transaction1 or on levy of joining fee.
- 1 Free Night Award as a welcome benefit, valid for 1 year at participating Marriott hotels
- Complimentary Marriott Bonvoy Silver Elite status
- Earn 8 Marriott Bonvoy Points at Marriott hotels, 4 points on travel, dining & entertainment, 2 points on other spends
- Up to 3 bonus Free Night Awards on reaching spend milestones
- 12 complimentary domestic and international lounge visits per year
- 2 complimentary golf course access and golf lessons per quarter worldwide
- Insurance coverage including air accident, credit shield, and loss liability
MakeMyTrip ICICI Bank Credit Card
Joining Fee
₹999 + Tax
Renewal Fee
₹999 + Tax
Enjoy up to 6% savings on all your MakeMyTrip bookings.
Yatra SBI Bank Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Enjoy up to ₹4,000 off on flight bookings made through Yatra.com.
Welcome Benefits
- ₹1,000 off on domestic flight bookings (minimum booking of ₹5,000)
- ₹4,000 off on international flight bookings (minimum booking of ₹40,000)
- ₹1,000 off on hotel bookings (minimum booking of ₹3,000)
- Valid only on bookings via Yatra.com
- Domestic flight discount is valid on bookings of Rs. 5,000 or more.
- International flight discount is valid on bookings of Rs. 40,000 or more.
- Hotel booking discount is valid on a minimum spend of Rs. 3,000, with a maximum discount of Rs. 2,000.
- Welcome benefits are applicable only after the first year’s annual fee is paid.
- Reward points are capped at 5,000 points per month for both international and select category spends.
Standard Chartered EaseMyTrip Credit Card
Joining Fee
₹350 + Tax
Renewal Fee
₹350 + Tax
Get a 10% discount on domestic and international flight bookings through EaseMyTrip.
- Co-branded travel credit card with EaseMyTrip offering instant discounts on bookings
- 20% off on domestic hotels (up to Rs. 5,000) and 10% off on domestic flights (up to Rs. 1,000) per transaction
- 20% off on international hotels (up to Rs. 10,000) and 10% off on international flights (up to Rs. 5,000) per transaction
- Rs. 125 off on bus tickets (minimum ticket value Rs. 500)
- Earn 10 reward points per Rs. 100 on airline/hotel spends and 2 reward points per Rs. 100 on other spends including EaseMyTrip bookings
- 2 complimentary domestic lounge visits per year
ixigo AU Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
Welcome Benefits
Earn 1,000 reward points and Ixigo money vouchers worth ₹1,000 on your first successful transaction within 30 days of card issuance.
- 0% forex markup fee, but lacks other international travel benefits.
- Limited value for overseas holiday bookings.
- Best suited for frequent domestic travelers booking via Ixigo.
- Offers savings through discounts and reward points on Indian travel.
IRCTC SBI Premier Credit Card
Joining Fee
₹1499 + Tax
Renewal Fee
₹1499 + Tax
Redeem your reward points on IRCTC at a 1:1 ratio for maximum value.
Welcome Benefits
- Get 1500 RP equivalent to Rs. 1500 on payment of first annual fee.
- Customers gets welcome gift more than the cost of joining fee.
- 1,500 reward points as a welcome gift (worth ₹1,500).
- Up to 10% value back on IRCTC train ticket bookings.
- Milestone rewards on annual travel spends (up to 7,500 points).
- Complimentary rail accident insurance cover of up to ₹10 lakh.
- 1% fuel surcharge waiver on eligible fuel spends.
- 8 complimentary railway lounge visits per year (max 2 per quarter).