IndusInd Bank Legend Super Premium Credit Card

The IndusInd Legend Credit Card is perfect for those who love rewards and traveling. It gives you extra points when you spend on weekends and offers great value when you transfer those points to air miles. Plus, you get a complimentary Priority Pass membership and two free visits to domestic lounges every quarter. If you're someone who travels often, this card could be a great choice for you. Keep reading to learn more about its features and benefits.

Key Highlights of IndusInd Bank Legend Credit Card

IndusInd Bank Legend Credit Card
Card Type Super-premium
Best Suited for Lifestyle and Travel
Joining Fee Rs. 9,999
Annual Fee Nil
Best Feature Earn substantial reward points and redeem them against Miles on partner airlines in 1:1 ratio

*Terms and conditions apply.

The IndusInd Bank Legend credit card offers benefits across various categories such as travel, dining, shopping, and more. The features and benefits of this credit card are as follows:

Up to 2 Reward Points

You can earn reward points using the IndusInd Legend Credit Card based on the following criteria:

  • 1 reward point for every Rs. 100 spent on weekdays.
  • 2 reward points for every Rs. 100 spent on weekends.

Note: Fuel expenses do not earn any reward points with the IndusInd Bank Legend credit card.

In addition to these reward points, you can also earn 4,000 bonus reward points if you spend Rs. 6 lakh within a year from the date of card issuance.

Reward Points Redemption:

You can redeem the earned reward points as per the below details:

Reward Points Redemption Option
100 100 Miles on partner Airlines
1 Rs. 1 of Pay with Rewards
1 Rs. 0.75 of Cash Credit

Also read: Best Rewards Credit Cards in India

Compared to other cards in the same category, the redemption options for Airline Miles on Vistara and InterMiles platforms offer the best value at 1 reward point equals 1 Airline Mile. Additionally, the option to redeem for cashback is also attractive. For instance, with approximately 5,000 reward points, you can get a cash credit of about Rs. 3,750. This redemption value is notably higher than some other cards in this category, such as the HDFC Infinia Credit Card, which offers a redemption rate of 1 RP = Rs. 0.30 against the statement balance.

  • While the reward structure of this card is straightforward, it has the advantage of providing different reward rates for weekdays and weekends. This means that if you tend to do most of your shopping on weekends, you can effectively maximize your rewards.
  • Furthermore, there is a cap on the maximum rewards that can be redeemed, but the good news is that the reward points do not expire. This makes the bonus of 4,000 reward points offered as a milestone benefit even more valuable, as your points will always be available for redemption.
  • Additionally, this card offers various redemption options, including Air miles and cash credits or statement balances, with excellent value back. As a result, the value offered by this card more than compensates for its decent reward structure.

Insurance & Concierge Benefits

The IndusInd Legend Credit Card provides several valuable services:

  • Travel Insurance: You're covered for up to Rs. 25 lakh for personal air accidents.
  • Total Protect: In case of card loss or theft, you can receive protection for unauthorized transactions up to your card's credit limit, even if you report it within 48 hours to IndusInd Bank.
  • Concierge Services: This card offers extensive concierge services, including help with trip planning, hotel reservations, flight bookings, and booking sports or entertainment events. You can also arrange for flower and gift deliveries worldwide.
  • Auto Assist: In case of emergencies, you can request assistance for services like roadside repair, emergency fuel delivery, flat tire assistance, lost keys, battery service, and emergency towing.
The IndusInd Legend Credit Card stands out among premium credit cards due to its comprehensive concierge services. It goes beyond just travel-related assistance. With the "pre-trip assistance" feature, you receive support not only during your travels but also before your trip. What sets it apart is that it extends its concierge services to various areas, including entertainment, gifting, and auto assistance. This means that unlike some other cards that merely claim to offer "concierge service," the Legend credit card truly provides round-the-clock assistance in a variety of real-life situations.

Other Benefits

In addition to the benefits mentioned earlier, this credit card offers even more advantages. Here are the details:

  • Buy 1 Get 1 Movie Ticket Free: Enjoy a "buy one, get one" movie ticket offer through BookMyShow. You can get one free ticket per month with up to Rs. 200 off, along with a Rs. 50 discount on food and beverages.
  • Priority Pass Program: Primary and add-on cardholders receive a complimentary Priority Pass Program, granting access to over 700 lounges worldwide. This feature provides exceptional airport lounge access.
  • Domestic Lounge Access: You get 2 complimentary visits to domestic airport lounges every quarter at Visa lounges.
  • Forex Markup Fee: The Legend credit card applies a low forex markup fee of 1.8% on foreign currency transactions.
  • Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver on fuel expenses ranging from Rs. 400 to Rs. 4,000 at petrol pumps across India.
  • Auto Assist Services: Benefit from assistance in situations like roadside repairs, battery service, lost keys, emergency towing, fuel refill, accident management, and medical help.

Please note: When you visit a Priority Pass lounge anywhere globally, a fee of $27 per member per visit will be charged to your IndusInd Bank Legend Credit Card

The fees and charges associated with Axis Bank Vistara Signature Credit Card are:

Fees / Charges Amount
Joining Fee Rs. 9,999 (Nil, if applied through MybankingTips)
Annual Fee Nil
Finance Charges 3.83% p.m. (46% p.a.)
Late Payment Charges** For Statement Balance
  • Up to Rs. 100 – Nil
  • Rs. 101 to Rs. 500 – Rs. 100
  • Rs. 501 to Rs. 1,000 – Rs. 350
  • Rs. 1,001 to Rs. 10,000 – Rs. 550
  • Rs. 10,001 to Rs. 25,000 – Rs. 800
  • Rs. 25,001 to Rs. 50,000 – Rs. 1,100
  • Above Rs. 50,000 – Rs. 1,300

Apply for IndusInd Legend Credit Card with MybankingTips

Apply Now

The applicant must meet the below eligibility criteria to apply for this credit card:

Criteria Details
Age 18 to 70 years
Occupation Salaried and Self-employed
Minimum Income Rs. 20,000 per month
Documents Required Click here for the list of acceptable documents
Serviceable Cities Click here for the list of eligible cities

Check if you are eligible for the IndusInd Legend
Credit Card on

Apply Now

The IndusInd Bank Legend Credit Card is a top-tier option that rewards you for your everyday spending. It comes with exclusive perks like Priority Pass Membership and annual golf visits. With its reasonable reward rate and bonuses based on your spending, it's an excellent choice for those seeking a premium credit card without a steep annual fee. The only downside is that you can earn the highest rewards rate primarily on weekends. Therefore, it's a great choice if you tend to make most of your credit card purchases on weekends.

Here are some other credit cards that are comparable:

Credit Cards Annual/ Joining Fee Key Feature
IndusInd Legend Credit Card Rs. 9,999 (Nil on MybankingTips) 2 reward points per Rs. 100 spent*
Standard Chartered Priority Visa Infinite Nil 5X reward points for every Rs. 100 spent
HDFC Diners Club Black Rs. 10,000 Complimentary annual membership of Club Marriott, Forbes, Amazon Prime, Zomato Gold, MMTDOUBLEBLACK and Times Prime
Axis Bank Magnus Credit Card Rs. 10,000 Unlimited lounge access; 25,000 bonus reward points on reaching monthly spend milestone of Rs. 1 Lakh
SBI Elite Credit Card Rs. 4,999 5X reward points on dining, departmental stores and grocery spends

*Terms and conditions applicable.

Apply for IndusInd Legend Credit Card

Apply Now
apply card image

1. What should I do if I lose my credit card?

If you find yourself in this situation, you can get your IndusInd Bank credit card blocked quickly by reaching out to the bank's customer care team. Alternatively, you can also block your card using the IndusInd net portal (IndusNet) or the mobile app.

2. How can we contact the customer care of IndusInd Bank?

You can contact the customer care of IndusInd Bank for issues related to credit cards at 1860 267 7777.

3. Who can apply for this credit card?

To apply for this credit card, you need to be an Indian citizen between the ages of 18 and 65 with a good credit history.

4. Does IndusInd Bank Legend Credit Card offer lounge access?

Certainly! With this credit card, you can enjoy a complimentary Priority Pass membership that includes one free visit per quarter. Moreover, the card also provides Travel Plus membership with eight free visits.

5. Does this credit card offer a fuel surcharge waiver?

Yes, you can benefit from a 1% fuel surcharge waiver at all petrol pumps. Please note that this waiver applies to transactions ranging from Rs. 400 to Rs. 4,000.

Apply for IndusInd Legend Credit Card with MybankingTips

Apply Now

To conveniently handle your IndusInd Bank Credit Cards, you can simply click on the following links: