IndusInd Bank Legend Super Premium Credit Card

The IndusInd Bank Legend credit card offers benefits across various categories such as travel, dining, shopping, and more. The features and benefits of this credit card are as follows:

You can earn reward points using the IndusInd Legend Credit Card based on the following criteria:

• 1 reward point for every Rs. 100 spent on weekdays.
• 2 reward points for every Rs. 100 spent on weekends.

Note: Fuel expenses do not earn any reward points with the IndusInd Bank Legend credit card.

In addition to these reward points, you can also earn 4,000 bonus reward points if you spend Rs. 6 lakh within a year from the date of card issuance.

You can redeem the earned reward points as per the below details:

Also read: Best Rewards Credit Cards in India

Compared to other cards in the same category, the redemption options for Airline Miles on Vistara and InterMiles platforms offer the best value at 1 reward point equals 1 Airline Mile. Additionally, the option to redeem for cashback is also attractive. For instance, with approximately 5,000 reward points, you can get a cash credit of about Rs. 3,750. This redemption value is notably higher than some other cards in this category, such as the HDFC Infinia Credit Card, which offers a redemption rate of 1 RP = Rs. 0.30 against the statement balance.

• While the reward structure of this card is straightforward, it has the advantage of providing different reward rates for weekdays and weekends. This means that if you tend to do most of your shopping on weekends, you can effectively maximize your rewards.
• Furthermore, there is a cap on the maximum rewards that can be redeemed, but the good news is that the reward points do not expire. This makes the bonus of 4,000 reward points offered as a milestone benefit even more valuable, as your points will always be available for redemption.
• Additionally, this card offers various redemption options, including Air miles and cash credits or statement balances, with excellent value back. As a result, the value offered by this card more than compensates for its decent reward structure.

The IndusInd Legend Credit Card provides several valuable services:

• Travel Insurance: You're covered for up to Rs. 25 lakh for personal air accidents.
• Total Protect: In case of card loss or theft, you can receive protection for unauthorized transactions up to your card's credit limit, even if you report it within 48 hours to IndusInd Bank.
• Concierge Services: This card offers extensive concierge services, including help with trip planning, hotel reservations, flight bookings, and booking sports or entertainment events. You can also arrange for flower and gift deliveries worldwide.
• Auto Assist: In case of emergencies, you can request assistance for services like roadside repair, emergency fuel delivery, flat tire assistance, lost keys, battery service, and emergency towing.

In addition to the benefits mentioned earlier, this credit card offers even more advantages. Here are the details:

• Buy 1 Get 1 Movie Ticket Free: Enjoy a "buy one, get one" movie ticket offer through BookMyShow. You can get one free ticket per month with up to Rs. 200 off, along with a Rs. 50 discount on food and beverages.
• Priority Pass Program: Primary and add-on cardholders receive a complimentary Priority Pass Program, granting access to over 700 lounges worldwide. This feature provides exceptional airport lounge access.
• Domestic Lounge Access: You get 2 complimentary visits to domestic airport lounges every quarter at Visa lounges.
• Forex Markup Fee: The Legend credit card applies a low forex markup fee of 1.8% on foreign currency transactions.
• Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver on fuel expenses ranging from Rs. 400 to Rs. 4,000 at petrol pumps across India.
• Auto Assist Services: Benefit from assistance in situations like roadside repairs, battery service, lost keys, emergency towing, fuel refill, accident management, and medical help.

Please note: When you visit a Priority Pass lounge anywhere globally, a fee of $27 per member per visit will be charged to your IndusInd Bank Legend Credit Card