Best Fuel Credit Cards in 2026
Fuel credit cards are specially designed to help you save money on fuel purchases. These cards are often launched in partnership with major fuel companies like Indian Oil, BPCL, and HPCL. They offer value-back through cashback or extra reward points on fuel spending. Some cards also give you more rewards on other spends like groceries, utility bills, and shopping at departmental stores, helping you save even more. Here, we’ve listed the best fuel credit cards in India from top banks like SBI Card, Axis Bank, HDFC Bank, ICICI Bank, and RBL Bank. Read on to explore their features and pick the one that suits you best.
IndianOil RBL Bank XTRA Credit Card
Joining Fee
₹1500 + Tax
Renewal Fee
₹1500 + Tax
Get up to 8.5% savings on your IOCL fuel purchases.
Earn 1,000 Fuel Points on completing ₹75,000 quarterly spends.
Welcome Benefits
3,000 Fuel Points on making the first card transaction of at least Rs. 500 within 30 days of card issuance.
- Welcome Benefit: 3,000 Fuel Points on first transaction of Rs. 500 or more within 30 days of issuance.
- Reward Program: Earn 15 Fuel Points per Rs. 100 spent at IndianOil outlets, 2 Fuel Points on all other spends.
- Fuel Savings: Save up to 8.5% on IOCL fuel spends (up to 250 litres free fuel annually).
- Milestone Benefit: 1,000 Fuel Points on quarterly spends of Rs. 75,000.
- Redemption Value: 1 Fuel Point = Rs. 0.50 at IOCL pumps / petrol vouchers.
- Fuel Surcharge Waiver: 1% waiver (up to Rs. 200 per month) on transactions of Rs. 500–4,000.
- Annual Fee Waiver: Spend Rs. 2.75 lakh in a year to get the fee waived.
IDFC FIRST Power+ Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Get up to 6.5% value back on all HPCL fuel spends.
Enjoy up to 8.83% savings on travel bookings made through the IDFC FIRST mobile app.
Welcome Benefits
₹500 gift voucher on first HPCL fuel transaction and 5% cashback up to ₹1,000 on first EMI conversion.
- Attractive introductory benefits with total value up to Rs. 1,650
- Includes lifestyle privileges across travel, movies, and roadside assistance
- 0% interest on cash withdrawals till the due date
- Potential annual savings of up to Rs. 18,500 — equivalent to over 175 litres of fuel
Indian Oil Axis Bank Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Save up to 5% on your IOCL fuel spends.
Get 1% back as 5 EDGE Reward Points per ₹100 spent on online shopping.
IndianOil Kotak Bank Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Get up to 4.2% savings on card spends made at IndianOil fuel outlets.
Enjoy 1.6% back as 12 reward points per ₹150 spent on dining and groceries.
Welcome Benefits
1,000 bonus reward points on spending Rs. 500 within 30 days of card issuance
- India’s No. 1 fuel credit card with maximum savings on IndianOil fuel
- Get up to 5% value back on fuel spends at IndianOil outlets
- Earn 2% value back on grocery and dining transactions
- Rewards available on UPI transactions with RuPay variant
- Annual fee waived on yearly spends of ₹50,000
ICICI Bank HPCL Coral Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
Get up to 3.5% savings on HPCL fuel purchases.
Enjoy 25% off (up to ₹100 per transaction) on BookMyShow movie tickets.