Best Cashback Credit Cards in 2025

5% cashback on Amazon, Flipkart, Swiggy, Zomato, and Uber
1% cashback on all other online and offline spends
Contactless payment feature
Fuel surcharge waiver
₹1,000 renewal fee waived on ₹1L annual spend

• 1% cashback on UPI spends in key categories like dining, groceries, pharmacies & departmental stores (max ₹100 per cycle).
• 1% fuel surcharge waiver on ₹400–₹5,000 transactions (up to ₹100 per cycle).
• Scan & pay instantly via any merchant QR code using your preferred UPI app.
• Lifetime free, virtual-only credit card.
• Up to 48 days interest-free credit period.
• Accepted worldwide at millions of merchants and ATMs.

• Earn 2% cashback on utility bill payments (maximum cashback of ₹50 per statement cycle).
• Avail 1% fuel surcharge waiver on fuel purchases at any fuel station across India using the card.
• Get an additional ₹50 cashback on spending ₹10,000 or more in a statement cycle.
• Enjoy 2% cashback on spends at grocery and departmental stores.

• Receive ₹500 worth of vouchers on spending ₹10,000 or more within the first 60 days of card issuance.
• Earn 2x reward points on every ₹100 spent on online purchases.
• Get 1.5% cashback on transactions at merchant outlets.
• Earn 1 reward point for every ₹100 spent on retail purchases.
• Enjoy 500 bonus reward points on monthly spends of ₹20,000.

• 1% cashback on all spends, including UPI, e-commerce, POS, and contactless payments.
• 500 welcome coins on first UPI transaction via AU 0101 app.
• 5 coins per UPI transaction through AU 0101 app, with no expiry.
• Complimentary lounge access – 2 airport and 2 railway visits per quarter.
• Fuel surcharge waiver of 1% (up to ₹100/month) on spends ₹400–₹5,000.
• Zero liability cover for fraudulent transactions after loss reporting.

• Secured digital credit card issued against an FD of just Rs. 5,000
• Cashback on all spends, including UPI transactions
• 1% cashback on UPI via IDFC FIRST app, 0.5% cashback on other spends
• Bonus cashback: Up to 8.5% on hotel bookings and 4.5% on flights via IDFC app
• EMI option available for UPI spends above Rs. 2,500
• Annual cashback benefit of up to Rs. 200 on UPI spends after fee payment

• Lifetime free credit card
• Get up to 10X reward points on online & offline spends
• Complimentary Amazon Prime, ZEE5 & Cult Fit (based on feature chosen)
• Up to 4 free domestic lounge visits per quarter (based on plan)
• 1% fuel surcharge waiver on spends of ₹400–₹5,000 (with ₹49 quarterly plan)
• 1 reward point = ₹0.25 (redeemable via rewards catalogue)
• Maximum 25,000 reward points per billing cycle (excluding utility spends)

• Reward Points: 2 points for every ₹100 spent
• Lounge Access: Complimentary access across India
• Credit Period: Interest-free period of 20–50 days
• Add-on Cards: Up to 4 without extra fees
• Insurance: Rs. 10 lakh for personal accident or permanent disability

• Floater add-on card linked to your primary Federal Bank Credit Card.
• Earn up to 10% cashback on the first five UPI transactions.
• Get 1 reward point for every Rs. 200 spent.
• Milestone bonus: Earn 1,000 bonus reward points on quarterly spends of Rs. 50,000.
• Easy and convenient UPI payments via QR code.
• Ideal for maximizing credit limit and rewards on everyday transactions.

• Gift vouchers worth Rs. 500 on joining
• 5% cashback on first EMI transaction
• Lifetime-free credit card
• 6X reward points on online spends
• Low interest rates starting at 0.75% per month

• Get 10X reward points on spends above Rs. 20,000 in a month and on your birthday
• Earn 3X reward points on spends up to Rs. 20,000 in a statement cycle
• Earn 1 reward point per Rs. 100 spent on all other transactions

• 4 Reward Points on every ₹150 spent online
  2 Reward Points on every ₹150 spent offline
  Redeem rewards as cashback or gifts via SmartBuy
  Milestone benefit: ₹500 voucher on ₹50,000 annual spend
  Fuel surcharge waiver

• 5% cashback on all online spends (up to ₹10,000 cashback per month)
• 1% cashback on all offline and utility bill spends
• No merchant restrictions – works across all online platforms
• Cashback is automatically credited to your statement within 2 days of bill generation
• Renewal fee waiver on annual spends of ₹2 lakh
• Supports contactless payments for faster and safer transactions