Bank-of-Baroda-Premier Credit Card
BOB Bank of Baroda

Bank of Baroda Premier Credit Card

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹1,000

Renewal Fee: ₹1,000

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹4,999 Plus Applicable Taxes

Renewal Fee: ₹4,999 Plus Applicable Taxes

Best Feature:- Earn upto 50,000 Bonus Reward Points Anually, Club Vistara and Trident Privilege Membership.

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The Bank of Baroda Premier Credit Card is specifically tailored for the needs of travel, lifestyle, and international transactions users. It offers them various benefits in various categories for their needs and spending habits. This credit card comes with an attractive reward structure such as complimentary lounge access, and various other benefits. Adding this credit card to your wallet will enhance your lifestyle and spending experience.

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All You Need To Know

Card Type

Rewards & Travel

Welcome Benefits
  • Reward Points: New cardholders get 2,000 reward points as a welcome gift after the activation of the credit card.
Rewards Points
  • Accelerated Rewards: Cardholders earn 10 reward points (5X) for every ₹100 spent on dining, travel, and international transactions. But this has a rewards cap of 2,000 points per month.
  • Regular Rewards: On all other categories this card offers 2 reward points for every ₹100 spent.
  • Reward Redemption: You can easily redeem your accumulated reward points for various options, including cashback, gift vouchers, and merchandise.
Travel Benefits
  • Domestic Lounge Access: With this credit card you enjoy 1 complimentary domestic airport lounge visit per quarter, subject to a minimum spend of ₹20,000 in the previous quarter.
Fuel Surcharge Waiver
  • Avail a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, with a maximum waiver of ₹250 per billing cycle.
Insurance Coverage
  • Personal Accident Insurance: Cardholders also benefit from in-built personal accident insurance cover, providing financial security to their family in case of unforeseen events.

Fees and charges that apply to Bank of Baroda Premier Credit Card:

Fee / Charge Amount/Rate
Annual Fee ₹1,000 (Waived on spending ₹1,20,000 annually)
Joining Fee ₹1,000 (Waived on spending ₹10,000 within 60 days of card issuance)
Interest Rate 3.25% per month (39% per annum)
Foreign Currency Markup 3.5% on the transaction amount
Cash Advance Fee 2.5% of the amount withdrawn (minimum ₹300) at domestic ATMs; 3% of the amount withdrawn (minimum ₹300) at international ATMs
Late Payment Charges As per bank's policy
Over Limit Penalty As per bank's policy
Card Replacement Fee As per bank's policy
Add-on Card Fee Nil
Minimum Repayment Amount 5% of the outstanding balance

*A late payment charge of Rs. 100 will be imposed if the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles. This charge will persist in each subsequent payment cycle until the MAD is settled.

Bank of Baroda Premier Credit Card Eligibility:

Eligibility Criteria of Bank of Baroda Premier Credit Card

  • Age: Applicants should be between 18 and 65 years old.
  • Income:

    Salaried Individuals: Minimum annual income of ₹3 lakh.

    Self-Employed Individuals: Minimum annual income of ₹25 lakh.

Documents Required For Bank of Baroda Premier credit card

  • Identity Proof: PAN Card, Aadhaar Card, Passport, or Voter ID.
  • Address Proof: Aadhaar Card, Passport, Utility Bills, or Property Tax Receipt.
  • Income Proof: Recent salary slips, Income Tax Returns (ITR), or bank statements.

Note: Bank of Baroda may request additional documents as per their internal policies.

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FAQs

For the Bank of Baroda Premier Credit Card, you can easily apply online through the official Bank of Baroda website or you can also visit the nearest branch to complete the application process. You would also require some additional documents such as Identity, Address, and Income Proof.

Yes, the Bank of Baroda Premier Credit Card comes with an annual fee of ₹1,000. You can also get your annual fee waived by spending ₹1,20,000 or more in a year.

This credit card comes with a foreign currency markup fee of 3.5% fee on international transactions.

Yes, the Bank of Baroda Premier Credit Card offers a 1% fuel surcharge waiver for transactions ranging from ₹400 to ₹5,000. But also remember that this waiver is capped at ₹250 per billing cycle.

The Bank of Baroda Premier Credit Card charges an interest rate of 3.25% per month (39% per annum).

You can access the following links to find detailed information and procedures related to managing your BOB Bank Credit Card

Check if you are eligible for Bank of Baroda Premier Credit Card on
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