BOB Bank ICSI Diamond Credit Card
BOB Bank Bank of Baroda

Bank of Baroda ICSI Diamond Credit Card

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: Nil

Renewal Fee: Nil

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹4,999 Plus Applicable Taxes

Renewal Fee: ₹4,999 Plus Applicable Taxes

Best Feature:- Earn upto 50,000 Bonus Reward Points Anually, Club Vistara and Trident Privilege Membership.

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The Bank of Baroda ICSI Diamond Credit Card is a lifetime-free card. It is specifically designed for the members of the Institute of Company Secretaries of India (ICSI). It offers various benefits, including reward points, travel perks, and insurance coverage.

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All You Need To Know

Card Type

Rewards & Travel

Welcome Benefits
  • FitPass Pro Membership: With this credit card users enjoy a complimentary 6-month FitPass Pro membership valued at ₹15,000 upon card issuance.
  • Bonus Reward Points: The card offers a bonus of 500 reward points on spending ₹5,000 or more within the first 60 days.
Rewards Points
  • Accelerated Rewards: Users get 5 reward points for every ₹100 spent on dining, online purchases, and utility bill payments. But this benefit is capped at 1,000 points per month.
  • Standard Rewards: This card offers 1 reward point on the spending of ₹100 on other categories.
  • Redemption: you can redeem reward points for cashback. For this card, each 4 reward points are equal to ₹1.
Milestone Benefits
  • Activation Bonus: New users get 1,000 reward points within 30 days of card activation.
  • Quarterly Bonus: It offers 3,999 reward points to the cardholder each quarter on overspending the total credit limit during that period.
Travel Benefits
  • Lounge Access: Cardholders can access 12 complimentary domestic airport lounges annually (3 per quarter) upon spending ₹40,000 in the previous quarter.
  • Foreign Currency Markup: Benefit from a reduced forex markup fee of 2% on international transactions.
Insurance Coverage
  • Professional Indemnity Cover: Coverage of ₹5 lakh.
  • Non-Air Accident Death Cover: Coverage of ₹5 lakh.
  • Air Accident Death Cover: Coverage of ₹15 lakh.
Fuel Surcharge Waiver
  • Receive a 1% waiver on fuel surcharges for transactions between ₹400 and ₹5,000, with a maximum waiver of ₹250 per billing cycle.

Fees and charges that apply to Bank of Baroda ICAI Exclusive Credit Card:

Fee / Charge Amount/Rate
Annual Fee Nil
Joining Fee Nil
Interest Rate 3.49% per month
Foreign Currency Markup 2% of the transaction amount
Cash Advance Fee 2.5% of the amount withdrawn, subject to a minimum of ₹300
Late Payment Charges As per bank's policy
Over Limit Penalty As per bank's policy
Card Replacement Fee As per bank's policy
Add-on Card Fee Nil
Minimum Repayment Amount As per bank's policy

*A late payment charge of Rs. 100 will be imposed if the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles. This charge will persist in each subsequent payment cycle until the MAD is settled.

Bank of Baroda ICSI Diamond Credit Card Eligibility:

Eligibility Criteria of Bank of Baroda ICSI Diamond Credit Card

  • Membership: The applicant should be exclusive to active ICSI members.
  • Residency: Indian residents can apply for this card.
  • Age: The age of the applicant should be 18 years or more.

Documents Required For Bank of Baroda ICSI Diamond credit card

  • Identity Proof: PAN Card (mandatory).
  • Address Proof: Aadhaar Card, Passport, Voter ID, or Driving License.
  • Income Proof: Salary slips, bank statements, or IT returns.
  • Professional Proof: ICSI membership certificate.

Note: Bank of Baroda may request additional documents as per their internal policies.

Apply for Bank of Baroda ICSI Diamond Credit Card

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FAQs

You can apply online through the Bank of Baroda's official website or visit the nearest branch with the required documents.

No, this card is lifetime-free with no annual or joining fees.

Yes, cash withdrawals are allowed, subject to applicable fees and interest rates.

Yes, a 1% fuel surcharge waiver is applicable on fuel transactions between ₹400 and ₹5,000, with a maximum waiver of ₹250 per billing cycle.

Up to 50 days of interest-free credit from the date of purchase.

You can access the following links to find detailed information and procedures related to managing your BOB Bank Credit Card

Check if you are eligible for Bank of Baroda ICSI Diamond Credit Card on
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